Cheap Insurance for 17 year olds in BMWs?
Discussion
Having an opportunity to buy something exotic like a classic Ferrari or even a BMW 'M' car like the e34 m5, I am dissapointed that I cannot find a company that has classic car policies for 17 year olds.
I have a clean license and would be listed as the 2nd or 3rd driver.
Thanks in advance for your feedback/advice.
I have a clean license and would be listed as the 2nd or 3rd driver.
Thanks in advance for your feedback/advice.
CarbonBlackM3 said:
I am actually using my dads account for this forum
It's quite easy to create a new logon for yourself. It'll avoid a lot of confusion.Anyway, in answer to my question, why would you be down as the 2nd or 3rd driver? If you really are going to be the main driver (insurers will find out you know) then this is probably "fronting" and you'll be putting yourself forward for a LOT of trouble.
Edited by Dracoro on Wednesday 20th May 09:30
CarbonBlackM3 said:
I am actually using my dads account for this forum, he was the owner of the e36 m3 evo and is currently the owner of the E46 M3.
Nice to see that everyone thinks that the car is going to the scrappy...i can asure you I am not a boy racer.
Sorry mate, you will have to buy a 1.0 Fiesta like the rest of us had to. The right to drive a fast car needs to be EARNED like everything else in life. For what it's worth I know the lawyer who represents an 18 year old Premier League footballer's interests, and he pays £26,000 a year to insure a DB9 with a £10,000 excess.Nice to see that everyone thinks that the car is going to the scrappy...i can asure you I am not a boy racer.
Do a search for the thread on here about the 18 year old who was boasting about being allowed to drive his Dad's M5 and who then killed himself and four friends that night.
Oh, and another thing. Before you consider being a "named driver" do a search for the "Fronting Bint" thread where a dumb teenage b1tch posted boasting about her 330Ci which her Dad insured for here with Saga - she crashed and the insurers told her tough you're not insured. She lost £20k.
Edited by Soovy on Wednesday 20th May 09:39
And you can afford to run a £15k Ferrari at 17? How much do you think that will cost?
You'll find that you can drive other cars with third party only cover IF you are insured fully comprehensive on your own policy, AND your policy explicitly states that you are covered to drive other car. Very few, if any, companies will include that for someone of your age.
You'll find that you can drive other cars with third party only cover IF you are insured fully comprehensive on your own policy, AND your policy explicitly states that you are covered to drive other car. Very few, if any, companies will include that for someone of your age.
CarbonBlackM3 said:
Yes a Ferrari....there are some older cars for as little as £15000 which is the price of a new mondeo.
Also just got a quote on a Range Rover 4.0 V8 but not particularly fast, just a nice cruiser which is insurance group 14 for £1795.00!
Also the small print on some insurance policies says that even unnamed drivers can drive a particular car if they are fully comp on another which they own but the excess with automatically go up to £1000.
Which basically means if I drive carefully, my dad may just let me drive his car, also I am not some 18 year old t
t who runs around a football all day. Those of you who are real enthusiasts will know that a high performance car does not mean you thrash it around the roads, its just for the more refined drive.
You're dreaming.Also just got a quote on a Range Rover 4.0 V8 but not particularly fast, just a nice cruiser which is insurance group 14 for £1795.00!
Also the small print on some insurance policies says that even unnamed drivers can drive a particular car if they are fully comp on another which they own but the excess with automatically go up to £1000.
Which basically means if I drive carefully, my dad may just let me drive his car, also I am not some 18 year old t
t who runs around a football all day. Those of you who are real enthusiasts will know that a high performance car does not mean you thrash it around the roads, its just for the more refined drive.There is NO WAY that you got fully comprehensive in your own name on a Range Rover at 17.
I call bu111s4t.
Oh and the "any vehicle" cover will only be valid when you are fully comprehensive in your own name on your own vehicle, and if and only if the insurer agrees to this and puts it on your policy. which they won't in order to stop people like you doing what you're talking about.
Listen. I am 38, with ten years no claims bonus and I've had a licence for 21 years. My Porsche has a Tracker and is locked up overnight in a guarded car park, and I pay well over £1000 a year.
It must be half term.
Edited by Soovy on Wednesday 20th May 11:59
Soovy said:
CarbonBlackM3 said:
Yes a Ferrari....there are some older cars for as little as £15000 which is the price of a new mondeo.
Also just got a quote on a Range Rover 4.0 V8 but not particularly fast, just a nice cruiser which is insurance group 14 for £1795.00!
Also the small print on some insurance policies says that even unnamed drivers can drive a particular car if they are fully comp on another which they own but the excess with automatically go up to £1000.
Which basically means if I drive carefully, my dad may just let me drive his car, also I am not some 18 year old tt who runs around a football all day. Those of you who are real enthusiasts will know that a high performance car does not mean you thrash it around the roads, its just for the more refined drive.
You're dreaming.Also just got a quote on a Range Rover 4.0 V8 but not particularly fast, just a nice cruiser which is insurance group 14 for £1795.00!
Also the small print on some insurance policies says that even unnamed drivers can drive a particular car if they are fully comp on another which they own but the excess with automatically go up to £1000.
Which basically means if I drive carefully, my dad may just let me drive his car, also I am not some 18 year old t
t who runs around a football all day. Those of you who are real enthusiasts will know that a high performance car does not mean you thrash it around the roads, its just for the more refined drive.There is NO WAY that you got fully comprehensive in your own name on a Range Rover at 17.
I call bu111s4t.
Oh and the "any vehicle" cover will only be valid when you are fully comprehensive in your own name on your own vehicle, and if and only if the insurer agrees to this and puts it on your policy. which they won't in order to stop people like you doing what you're talking about.
Listen. I am 38, with ten years no claims bonus and I've had a licence for 21 years. My Porsche has a Tracker and is locked up overnight in a guarded car park, and I pay well over £1000 a year.
It must be half term.
Yes you can get a Ferrari for £15,000. Then make sure you have banked another £15,000 for one years' maintenance!
Soovy said:
CarbonBlackM3 said:
Yes a Ferrari....there are some older cars for as little as £15000 which is the price of a new mondeo.
Also just got a quote on a Range Rover 4.0 V8 but not particularly fast, just a nice cruiser which is insurance group 14 for £1795.00!
Also the small print on some insurance policies says that even unnamed drivers can drive a particular car if they are fully comp on another which they own but the excess with automatically go up to £1000.
Which basically means if I drive carefully, my dad may just let me drive his car, also I am not some 18 year old tt who runs around a football all day. Those of you who are real enthusiasts will know that a high performance car does not mean you thrash it around the roads, its just for the more refined drive.
Listen. I am 38, with ten years no claims bonus and I've had a licence for 21 years. My Porsche has a Tracker and is locked up overnight in a guarded car park, and I pay well over £1000 a year.Also just got a quote on a Range Rover 4.0 V8 but not particularly fast, just a nice cruiser which is insurance group 14 for £1795.00!
Also the small print on some insurance policies says that even unnamed drivers can drive a particular car if they are fully comp on another which they own but the excess with automatically go up to £1000.
Which basically means if I drive carefully, my dad may just let me drive his car, also I am not some 18 year old t
t who runs around a football all day. Those of you who are real enthusiasts will know that a high performance car does not mean you thrash it around the roads, its just for the more refined drive.Edited by Soovy on Wednesday 20th May 11:59
have you shopped around?! Thats ridiculous!soprano said:
Soovy said:
CarbonBlackM3 said:
Yes a Ferrari....there are some older cars for as little as £15000 which is the price of a new mondeo.
Also just got a quote on a Range Rover 4.0 V8 but not particularly fast, just a nice cruiser which is insurance group 14 for £1795.00!
Also the small print on some insurance policies says that even unnamed drivers can drive a particular car if they are fully comp on another which they own but the excess with automatically go up to £1000.
Which basically means if I drive carefully, my dad may just let me drive his car, also I am not some 18 year old tt who runs around a football all day. Those of you who are real enthusiasts will know that a high performance car does not mean you thrash it around the roads, its just for the more refined drive.
Listen. I am 38, with ten years no claims bonus and I've had a licence for 21 years. My Porsche has a Tracker and is locked up overnight in a guarded car park, and I pay well over £1000 a year.Also just got a quote on a Range Rover 4.0 V8 but not particularly fast, just a nice cruiser which is insurance group 14 for £1795.00!
Also the small print on some insurance policies says that even unnamed drivers can drive a particular car if they are fully comp on another which they own but the excess with automatically go up to £1000.
Which basically means if I drive carefully, my dad may just let me drive his car, also I am not some 18 year old t
t who runs around a football all day. Those of you who are real enthusiasts will know that a high performance car does not mean you thrash it around the roads, its just for the more refined drive.Edited by Soovy on Wednesday 20th May 11:59
have you shopped around?! Thats ridiculous!Edited by Soovy on Wednesday 20th May 21:04
Soovy said:
soprano said:
Soovy said:
CarbonBlackM3 said:
Yes a Ferrari....there are some older cars for as little as £15000 which is the price of a new mondeo.
Also just got a quote on a Range Rover 4.0 V8 but not particularly fast, just a nice cruiser which is insurance group 14 for £1795.00!
Also the small print on some insurance policies says that even unnamed drivers can drive a particular car if they are fully comp on another which they own but the excess with automatically go up to £1000.
Which basically means if I drive carefully, my dad may just let me drive his car, also I am not some 18 year old tt who runs around a football all day. Those of you who are real enthusiasts will know that a high performance car does not mean you thrash it around the roads, its just for the more refined drive.
Listen. I am 38, with ten years no claims bonus and I've had a licence for 21 years. My Porsche has a Tracker and is locked up overnight in a guarded car park, and I pay well over £1000 a year.Also just got a quote on a Range Rover 4.0 V8 but not particularly fast, just a nice cruiser which is insurance group 14 for £1795.00!
Also the small print on some insurance policies says that even unnamed drivers can drive a particular car if they are fully comp on another which they own but the excess with automatically go up to £1000.
Which basically means if I drive carefully, my dad may just let me drive his car, also I am not some 18 year old t
t who runs around a football all day. Those of you who are real enthusiasts will know that a high performance car does not mean you thrash it around the roads, its just for the more refined drive.Edited by Soovy on Wednesday 20th May 11:59
have you shopped around?! Thats ridiculous!Edited by Soovy on Wednesday 20th May 21:04
Edited by soprano on Wednesday 20th May 22:08
soprano said:
Soovy said:
soprano said:
Soovy said:
CarbonBlackM3 said:
Yes a Ferrari....there are some older cars for as little as £15000 which is the price of a new mondeo.
Also just got a quote on a Range Rover 4.0 V8 but not particularly fast, just a nice cruiser which is insurance group 14 for £1795.00!
Also the small print on some insurance policies says that even unnamed drivers can drive a particular car if they are fully comp on another which they own but the excess with automatically go up to £1000.
Which basically means if I drive carefully, my dad may just let me drive his car, also I am not some 18 year old tt who runs around a football all day. Those of you who are real enthusiasts will know that a high performance car does not mean you thrash it around the roads, its just for the more refined drive.
Listen. I am 38, with ten years no claims bonus and I've had a licence for 21 years. My Porsche has a Tracker and is locked up overnight in a guarded car park, and I pay well over £1000 a year.Also just got a quote on a Range Rover 4.0 V8 but not particularly fast, just a nice cruiser which is insurance group 14 for £1795.00!
Also the small print on some insurance policies says that even unnamed drivers can drive a particular car if they are fully comp on another which they own but the excess with automatically go up to £1000.
Which basically means if I drive carefully, my dad may just let me drive his car, also I am not some 18 year old t
t who runs around a football all day. Those of you who are real enthusiasts will know that a high performance car does not mean you thrash it around the roads, its just for the more refined drive.Edited by Soovy on Wednesday 20th May 11:59
have you shopped around?! Thats ridiculous!Edited by Soovy on Wednesday 20th May 21:04
Edited by soprano on Wednesday 20th May 22:08
Vixpy1 said:
soprano said:
Soovy said:
soprano said:
Soovy said:
CarbonBlackM3 said:
Yes a Ferrari....there are some older cars for as little as £15000 which is the price of a new mondeo.
Also just got a quote on a Range Rover 4.0 V8 but not particularly fast, just a nice cruiser which is insurance group 14 for £1795.00!
Also the small print on some insurance policies says that even unnamed drivers can drive a particular car if they are fully comp on another which they own but the excess with automatically go up to £1000.
Which basically means if I drive carefully, my dad may just let me drive his car, also I am not some 18 year old tt who runs around a football all day. Those of you who are real enthusiasts will know that a high performance car does not mean you thrash it around the roads, its just for the more refined drive.
Listen. I am 38, with ten years no claims bonus and I've had a licence for 21 years. My Porsche has a Tracker and is locked up overnight in a guarded car park, and I pay well over £1000 a year.Also just got a quote on a Range Rover 4.0 V8 but not particularly fast, just a nice cruiser which is insurance group 14 for £1795.00!
Also the small print on some insurance policies says that even unnamed drivers can drive a particular car if they are fully comp on another which they own but the excess with automatically go up to £1000.
Which basically means if I drive carefully, my dad may just let me drive his car, also I am not some 18 year old t
t who runs around a football all day. Those of you who are real enthusiasts will know that a high performance car does not mean you thrash it around the roads, its just for the more refined drive.Edited by Soovy on Wednesday 20th May 11:59
have you shopped around?! Thats ridiculous!Edited by Soovy on Wednesday 20th May 21:04
Edited by soprano on Wednesday 20th May 22:08
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