Got points but DVLA didn't endorse license
Got points but DVLA didn't endorse license
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ssummer

Original Poster:

1 posts

304 months

Sunday 30th November 2003
quotequote all
Got done for speeding: 102 in a 70 on a dual carriageway. It went to court and was 'awarded' 6 points & 200 fine + 70 costs. Gave the court my license at the time. Got a letter back from them saying they'd sent it to DVLA for endorsement. A couple of weeks later my license arrived back from DVLA, but the points had not added. Now I'm not sure what to do - there has obviously been a c**ck-up somewhere, but I'm inclined just to keep quiet. But I'm wondering whether it will have been recorded at DVLA but simply not written on my license. I guess the only way to find out for sure is to get a replacement license - which I was thinking of doing in any case.
This happened to anyone else?

hedders

24,460 posts

268 months

Sunday 30th November 2003
quotequote all
No, the DVLA wrote the points on my license (old paper license) and sent it back to me. Then i got a letter from the courts saying that the license i had provided had the incorrect issue number on it and they could not endorse it!
I told them not to worry about it as it had been endorced and DVLA did not mind, and it was the only license i actually had, even though i had reported it lost years before and then found it again (and lost the replacement in the mean time).
I have not done anything about it yet, but i think i am supposed to apply for a new license even though all the info is right on my current one...

>> Edited by hedders on Sunday 30th November 14:41

nspasser

88 posts

268 months

Sunday 30th November 2003
quotequote all
I'd say nothing. And don't tell your insurers either. If it's not down on your licence there's no way they can find out. Data protection an all that.

streaky

19,311 posts

270 months

Sunday 30th November 2003
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Humm! The question asked is in regards to convictions, not specifically to 'points'. You would need to report the conviction, otherwise the potential exists for your insurance to be voided if the non-declaration discovered ... and that will be just when you need the cover - S

Richard C

1,685 posts

278 months

Sunday 30th November 2003
quotequote all

streaky said:

Humm! The question asked is in regards to convictions, not specifically to 'points'. You would need to report the conviction, otherwise the potential exists for your insurance to be voided if the non-declaration discovered ... and that will be just


nspasser said:
If it's not down on your licence there's no way they can find out. Data protection an all that.


Precisely !

monster1

63 posts

266 months

Sunday 30th November 2003
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Insurance companies have access to DVLA vehicle and driver records. If you fail to supply the correct information they will void your insurance. They won’t inform you but if you had a collision they would check your DVLA record. If you failed to mention any endorsement or since applying for the insurance failed to contact them and inform them of points they have the perfect ‘get out’ clause for not paying for the damage/injuries caused.

This is a common trick used by insurance companies. Not only motor insurance but medical and home.

Be warned. Data protection Act is complied with by them.

hedders

24,460 posts

268 months

Sunday 30th November 2003
quotequote all
monster1 said:


Insurance companies have access to DVLA vehicle and driver records. If you fail to supply the correct information they will void your insurance. They won’t inform you but if you had a collision they would check your DVLA record. If you failed to mention any endorsement or since applying for the insurance failed to contact them and inform them of points they have the perfect ‘get out’ clause for not paying for the damage/injuries caused.

This is a common trick used by insurance companies. Not only motor insurance but medical and home.

Be warned. Data protection Act is complied with by them.



Would they do that for any amount of points? I was talking to my dad recently and he was telling me he has six points from gatso's but only told his insurance about the first three points...do you think they would tell him he is uninsured in the event of a claim?

Richard C

1,685 posts

278 months

Monday 1st December 2003
quotequote all
said:
Insurance companies have access to DVLA vehicle and driver records.


Insurance companies have access to DVLA vehicle records......yes. That is correct. Re driver records that is incorrect and it would alos be in breach of the data protection act.

Davel

8,982 posts

279 months

Monday 1st December 2003
quotequote all
Give an insurance company a way of worming out of meeting a claim and they will.

If you fail to declare any points/convictions and they find out, they will use this to void the policy if they possibly can.

Don't risk it.

monster1

63 posts

266 months

Monday 1st December 2003
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Richard C,

Insurance companies do have access to the DVLA driver database. They have used this data before to reduce a claim.

rich 36

13,739 posts

287 months

Wednesday 3rd December 2003
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Well, my mate (no really) got his licence back from Swansea, with 3points written on in biro, and he's not sure where he is right now either.anybody?

bigtone

1,211 posts

305 months

Wednesday 3rd December 2003
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I've got three written on in biro and three printed on, both from Beds Scameras. I'm not sure that it makes a difference how it is on your licence, but it's the fact that it's on the DVLA computers that matters... Not sure on this though.

The first three were from September 2000 - can anyone confirm if its three or four years before they can come off?

victormeldrew

8,293 posts

298 months

Wednesday 3rd December 2003
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Mine has had hand written endorsements in the past. I am happily clean now, the last of my speeding points expired in November. My understanding is that the points stay on your licence for four years, but count for totting up for just three.

One wonders what the extra year is for. Ostensibly the police have no right to examine your licence for points - the old style paper licence would fold to conceal the endorsement section, with all the info the police have a right to see on the front and back. I understand you are within your rights to prevent them from unfolding the licence to check, though its likely that preventing access would result in the same lack of discretion as a glimpse of previous!

Insurance companies insist on five years disclosure. I don't see legally how they are allowed to do so, but then legally they aren't allowed to discriminate in the provision of insurance, so how female only policies ever came about I have no idea.

Incidentally I am pretty sure I, ahem, forgot to tell my insurers about one speeding offence. Strangely when the proposal form was issued it had the details recorded. Maybe I just forgot I had told them, or do they now get the details direct from DVLA themselves?