Redundancy Question
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Discussion

GreenDog

Original Poster:

2,261 posts

208 months

Saturday 27th June 2009
quotequote all
I wonder if anybody can help with a question about redundancy payments.

My OH's ex is due to be made redundant in August, he currently makes payments to her via a deduction of earnings order via the CSA. We've just found out tonight about this, he's known this for a while but has tried to hide it from her and that he can expect a payment of circa £10k. We've been told that the OH is entitled to some of this money via the CSA, is this true and does anyone know how this is calculated ?

We're just trying to plan ahead as we'll be losing a significant (to us) amount each month once he's not working.

DIW35

4,174 posts

216 months

Saturday 27th June 2009
quotequote all
GreenDog said:
We're just trying to plan ahead as we'll be losing a significant (to us) amount each month once he's not working.
Shouldn't that be to her!?

She's your OH, what's wrong with you dipping in your pocket and helping her out? Poor ex is about to lose his job and, I imagine, will want as much help financially as he can get to tide him through until he can find another job.

I was made redundant some years ago and know from experience that redundancy money doesn't go far when you are trying to keep on top of bills and mortgage repayments when you've got no other money coming in.

Edited by DIW35 on Saturday 27th June 22:22

V8mate

45,899 posts

205 months

Saturday 27th June 2009
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AFAIK, non-taxable income is not assesed by the CSA.

So pay in lieu of notice would be CSA'd, but the actual redundancy payment wouldn't.

Frankly, given that his entire income is disappearing for an indeterminate period - finding work is hardly easy at the moment - the fact that you may have to tighten your belts a bit is at best selfish.

bigandclever

14,048 posts

254 months

Saturday 27th June 2009
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If there is a DEO then the CSA expect him to continue making payments whether he's employed or not until reassessment. If he receives a payoff (I think an 'ex gratia' payment up to £30k?) then this is not counted as income. If he receives a payment in lieu of holiday then this is counted as income. If he's taken voluntary redundancy to get a payoff then this could be construed as diversion of earnings. If he's got any brains (let's leave morals to one side), following redundancy he will ask the CSA to reassess his ability to pay, and assuming he has no job and is claiming benefits will likely revert to paying the PWC £5 per week with the £10k payoff in his back pocket.

GreenDog

Original Poster:

2,261 posts

208 months

Saturday 27th June 2009
quotequote all
DIW35 said:
GreenDog said:
We're just trying to plan ahead as we'll be losing a significant (to us) amount each month once he's not working.
Shouldn't that be to her!?

She's your OH, what's wrong with you dipping in your pocket and helping her out? Poor ex is about to lose his job and, I imagine, will want as much help financially as he can get to tide him through until he can find another job.

I was made redundant some years ago and know from experience that redundancy money doesn't go far when you are trying to keep on top of bills and mortgage repayments when you've got no other money coming in.

Edited by DIW35 on Saturday 27th June 22:22
Don't worry I do dip into my pocket already. We live together with her 11 year old son and our 8 month old daughter and at the moment mine is the only income other than the money from him, and his payments aren't huge by the way.

Without going into all the details the guy is a complete prick and I feel no sympathy for him or the situation he finds himself in. My only concern is my family (including his son) and the effect that a drop in income might have on us all. Please appreciate that you don't know all the details and I'm sure it might well reduce your propensity for sympathy towards him if you did.

Thanks for the replies though chaps smile

Mr Whippy

31,167 posts

257 months

Saturday 27th June 2009
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Nice to see some humanity in the world. Selfishness begets selfishness.

sassanach0

216 posts

248 months

Saturday 27th June 2009
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the other halfs ex is always a "prick" s.o.p im afraid

Marquis_Rex

7,377 posts

255 months

Sunday 28th June 2009
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Poor bloke loosing his job and now he has vultures flying above to try to raid his pickings rolleyes

of course he's a nutter, she told you so.

Pferdestarke

7,191 posts

203 months

Sunday 28th June 2009
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He may be a prize prick but you are relying on his supplemental income to support your family. He has been made redundant, you have not. Would your o/h be paying him if she had a job?

Thought not

350GT

73,668 posts

271 months

Sunday 28th June 2009
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Sorry, but I can only reiterate what the rest have said. he is a prick, yet YOU are relying on his money to make up your monthly. The guy is in the st, with an obviously great job, (yeah right), and you want to take part of what could be the only money he has to survive on. Christ, what is the world coming to?

Edited by 350GT on Sunday 28th June 13:41

Jasandjules

71,110 posts

245 months

Sunday 28th June 2009
quotequote all
If his redundancy pay is only 10k then I assume:

1. He doesn't earn that much in the first place
2. He's going to have some severe problems himself in the next few months if he can't find another job
3. If he loses his house etc.. then he's going to pay you even less.

So, perhaps now might not be the best time to try and get your hands on more of his money? In the event he finds another job then perhaps this money would become a bit of a nest egg at which point I am sure the CSA will look to steal some to hand to your OH anyways.


Guffy

2,344 posts

281 months

Sunday 28th June 2009
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I've no idea regarding the CSA issue, but IMHO it seems morally wrong to chase after his redundancy pay. And yes, OH's ex's are always pricks!!

t11ner

6,309 posts

211 months

Sunday 28th June 2009
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If the payments are currently coming via the CSA that makes me wonder if the ex wasn't up for supporting his kid in the first place and if that's correct he is a worthless lowlife - I say stiff him for all you can yes.


bigandclever

14,048 posts

254 months

Sunday 28th June 2009
quotequote all
t11ner said:
If the payments are currently coming via the CSA that makes me wonder if the ex wasn't up for supporting his kid in the first place and if that's correct he is a worthless lowlife - I say stiff him for all you can yes.
Or, it could be that the NRP was fed up of the ex making unreasonable financial demands so he went to the CSA himself to use the 'protective' legal framework, and now, just as he's about to get another kick in the nuts, the ex wants a slice of his redundancy money too.

No, I don't believe it's likely, but it's possible

t11ner

6,309 posts

211 months

Sunday 28th June 2009
quotequote all
I'm sure that happens a lot

not really

wink

GreenDog

Original Poster:

2,261 posts

208 months

Monday 29th June 2009
quotequote all
t11ner said:
If the payments are currently coming via the CSA that makes me wonder if the ex wasn't up for supporting his kid in the first place and if that's correct he is a worthless lowlife - I say stiff him for all you can yes.
This is what happened - an order had to be made to deduct the money directly from his salary at source as he refused to return the documentation to the CSA.

As for the other comments, I'm not trying to kick a bloke when he's down and skin him for all he has, I was just wondering if he'd be obliged to continue supporting his son to some degree. Perhaps he'll do the right thing and offer something, and pigs might fly so I'll not be holding my breath.

Anyway, in case this is of use anyone else the CSA don't take compulsory redundancy payments into account until they reach £60,000.

Lytham Stag

198 posts

236 months

Monday 29th June 2009
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t11ner said:
If the payments are currently coming via the CSA that makes me wonder if the ex wasn't up for supporting his kid in the first place and if that's correct he is a worthless lowlife - I say stiff him for all you can yes.
CSA works both ways. You're making a huge sweeping statement based on no knowledge.

350GT

73,668 posts

271 months

Monday 29th June 2009
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An ex of mine worked as the CSA, and if the mother was on benefits, then the CSA would automatically head off to retrieve money from the father. Another interesting point was that the child didn't get all the money they retrieved.

bigandclever

14,048 posts

254 months

Monday 29th June 2009
quotequote all
350GT said:
An ex of mine worked as the CSA, and if the Parent With Care mother was on benefits, then the CSA would automatically head off to retrieve money from the Non Resident Parent father. Another interesting point was that the child didn't get all the money they retrieved.
I hate the CSA with a passion but I also consider the details important smile

350GT

73,668 posts

271 months

Monday 29th June 2009
quotequote all
bigandclever said:
350GT said:
An ex of mine worked as the CSA, and if the Parent With Care mother was on benefits, then the CSA would automatically head off to retrieve money from the Non Resident Parent father. Another interesting point was that the child didn't get all the money they retrieved.
I hate the CSA with a passion but I also consider the details important smile
Pah.. details, details. Of course the VAST majority of the folks end up with the mother, according to what she was saying, anyway!