Insuring an early 90's Car as a Classic

[Carfiend]

Sp I am looking at getting something a bit naughty to replace the Teg for weekends and track days. Of course this means fun and games with the insurance since I just want a limited mileage, second car, social only policy and most places turf me out the door like some urchin because:

I am 25
The car is an R32 GTR

Quotes I have gotten are for full ordinary policies where I have said my mileage will be around 5000 but it is not a limited one for a second car etc... etc... etc...

So has anyone here got such a policy on their P&J?

[Marf]

Bear in mind you wont build up NCB on a classic policy, and unless you have your NCB applied to another car on a non classic policy it will lapse after 2 years

[Hammer67]

I`ve got a classic policy on my 95 Jap Import 300ZX with these chaps http://www.classiclineinsurance.co.uk Very reasonable premium IIRC circa £250 including breakdown cover on a limited 3000 miles with agreed value.
No other quote came close and most of the mainstream classic insurers didn`t want to know.

HTH
67

[TheGreatSoprendo]

I've got my '94 supercharged MX-5 on a classic policy with Lancaster.

Marf said:

Bear in mind you wont build up NCB on a classic policy, and unless you have your NCB applied to another car on a non classic policy it will lapse after 2 years

You don't build up no claims on a classic policy, although they did offer to "store" any existing no claims bonus so that I wouldn't lose it after 2 years, i.e. they get proof of your NCB when you sign up and then they pass it on to another insurer as and when you need them to. As it happened I didn't have any NCB to use as I had bought a daily driver to go with the '5 so switched the NCB to that, which meant a classic policy was *very* cost effective for me (it cost significantly less to insure it on a classic policy with 0 NCB than it did on a normal policy with full NCB).

[Marf]

I didnt know that they'd do that with your NCB, sounds ideal

[Carfiend]

Thanks for the replied. Will take a look at the companies above.

[David Wiltshire]

I've just bought myself a Subaru SVX its a fresh low mileage import so I'll give them a buzz as well

[turbo/addict]

SOUNDS REALY GOOD wish i would of gone with classic insurance years ago rather than paying dead money to greedy reconised insures who laugh all the way to the bank with all are hard earnt money. now going to check them out cheers

[Poledriver]

Hagertys will give a classic car type insurance to any "modern classics" too! I've got my 2004 MG ZT-T 260 on this type of policy. But, as stated earlier, you must have a daily car on a standard insurance first!

[Carfiend]

I called Hargartys and was palmed off to Performance Direct who palmed me off to... etc etc.