Insurance
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Incorrigible

Original Poster:

13,668 posts

290 months

Tuesday 27th January 2004
quotequote all
I know it's an old one but things seen to change every 35 nano-seconds with these bs

Anyway.....

Insurance is due for renewal, and I've got a quote of £530 from privalege (35, garaged, full NCB)

I thought that was a pretty good deal, unless there are any pearls of wisdom out suggesting otherwise. They did want an extra £92 to protect my NCB though, which seemed a little steep. Does anyone know if this is normal ??

UIL9794

268 posts

277 months

Tuesday 27th January 2004
quotequote all
Hi mate,

Have you tried Tesco online?

I'm 25 Chim 400 on driveway, good area, and pay....£760ish

Lee

Incorrigible

Original Poster:

13,668 posts

290 months

Tuesday 27th January 2004
quotequote all
UIL9794 said:
Have you tried Tesco online?
they wanted £1500. As I say, the rules seem to change (considerably) more often than my pants

Big Al.

69,336 posts

287 months

Tuesday 27th January 2004
quotequote all
Hi Ben, how's it going?

Going through a similar exercise at the moment, getting some prices on different TVR's, Cerb 4.5L/W, Tusc S, and T350's.
Now my current insurance with Sunninghill is consider reasonable, so got some quotes from them and a few others and the results are varied!
Some are a lot higher that I expected, one is considerably less!

If you drop me a mail I'll attach a little spread of my findings.

Al.

tweety

829 posts

288 months

Tuesday 27th January 2004
quotequote all
Hi Ben, try Directline I found them cheapest last month.

Cheers, Al.

li'l pugs

1,323 posts

288 months

Tuesday 27th January 2004
quotequote all
Sunninghill for me too !! £200 cheaper than the best of the rest !!

neilus

908 posts

311 months

Tuesday 27th January 2004
quotequote all
Incorrigible said:
They did want an extra £92 to protect my NCB though, which seemed a little steep. Does anyone know if this is normal ??


Hi Ben,

That works out at about 17.5%, which I'm afraid is normal.

Neil.

cosmoschick

7,977 posts

278 months

Tuesday 27th January 2004
quotequote all
UIL9794 said:
Have you tried Tesco online? I'm 25 Chim 400 on driveway, good area, and pay....£760ish

Incorrigible said:
they wanted £1500.


WHAT?? How an earth can they justify such a huge difference in quotes, it's outrageous?! Especially as you also live in a good area Ben, but the one who is 10 years older!!

I agree with Al (Tweety). Try Direct Line. I'm with them and pay £480, full ncd, garaged, unlimited mileage (but not cover for track days) and you can pay in monthly instalments. I've got my Home & Contents insurance with them too and subsequently received 25% discount off my first year's insurance with the Chim.

ribol

11,991 posts

287 months

Tuesday 27th January 2004
quotequote all
I recently renewed a 6000 mile per year policy on my Chim, the figures are probably not relevant as I have a London Postcode but the clear joint winners of my ringing around were Sunninghill and Classicline.
The only difference that swung it in Sunninghill's favour was the DOC bit of the policy. Having recently given up a fully comp traders policy doing without the DOC bit was not an option. For the figures you mention the premium for protected NCB is well over the top.

Ivan

colinrob

1,199 posts

280 months

Tuesday 27th January 2004
quotequote all
Classicline was by far the cheapest for me £480 including breakdown cover and european driving/breakdown cover 1998 5.0 chimaera 41year old garaged 5000 mile limit

Incorrigible

Original Poster:

13,668 posts

290 months

Wednesday 28th January 2004
quotequote all
Thanks everyone, I'll get back to you.....

JonRB

80,013 posts

301 months

Wednesday 28th January 2004
quotequote all
If there's one thing I've discovered about motor insurance over the years is that the "best value insurer" not only varies annually, or indeed monthly, but is also dependent on your circumstances.

In other words, just because I got a good deal with Insurer A and a ridiculously expensive quote with Insurer B doesn't mean it will hold true for you. It may even be the opposite.

For me, 2 years ago Cheam were the most competative, last year it was Sunninghill, and this year it was A. Manning. This was on the Chimaera, BTW.

For the Corrado, Manning's couldn't even come close and the best deal was with elephant.co.uk by several hundred pounds.

Elephant also beat my wife's renewal premium with Privilege by a big margin 10 days ago.

I've also heard good reports about Liverpool Victoria, but on this occasion they weren't competative for either of my cars.

>> Edited by JonRB on Wednesday 28th January 10:48

pigpen

262 posts

279 months

Wednesday 28th January 2004
quotequote all
Costs me £600 for the Chim with Aon but this is as a 2nd car and there's no NCB involved. 5k miles max & garaged. Didn't think it was bad without the NCB. Up in the North-West by the way.

Mike

adamwakeman

32 posts

276 months

Thursday 29th January 2004
quotequote all
£1,050 with sunninghill and that was the cheapest by far. (29 years old 3 yrs no claims - but with my wife on the insurance too.......) tescos second best at £1,500 for just me. Budget insurance ironically quoted £ 3,400. I'm sure they just make it up as they go along!

bervie

29 posts

283 months

Friday 30th January 2004
quotequote all
We went with A Manning uk ltd for my 98 450 and me & the missus were £405 FC & protected/6000mls pa. When i told them i was taking it off the road for winter, nov-march & reduced the ins to TPFT they sent me a cheque for £92. Both 35yrs & full NCD.

ncs

3,974 posts

311 months

Saturday 31st January 2004
quotequote all
Hi Ben

I went from Sunninghill to ClassicLine earlier this year.
Age 42 (I know I dont look it)
Garaged in Bromley
5l Griff 96
7000 miles a year
All the bells & whistles re. Euro recovery etc.

£465.00 per year

Churchill wanted £2500.00!! (I declined their offer)

Nick