Discussion
It seems that some insurance companys won't cover the Monaro unless a tracker is fitted to the car.
I've got mine with Admiral on a multi car and they have no requirement for a tracker, but a friend of mine who's on the verge of buying a Monaro is wondering if it's worth getting one put on, so the questions are, have any of you got one fitted, are they expensive, worth the effort for any premium saving and is there any you would recommend?
I've got mine with Admiral on a multi car and they have no requirement for a tracker, but a friend of mine who's on the verge of buying a Monaro is wondering if it's worth getting one put on, so the questions are, have any of you got one fitted, are they expensive, worth the effort for any premium saving and is there any you would recommend?
I've got RAC Trakstar on mine. Never reduced my premium with any insurance broker/company during my 5 yrs of ownership. Their main concern was a Thatcham 1 alarm. The tracker is supposed to alert the call centre if the car is moved without the keys in it - however, during it's two trips on the back of AA flatbed trucks, it's failed to notify HQ! It does work, I've got them to test it when I've been on the phone to them - but it's been on my drive both times I tested it!
Best to get a one off lifetime subscription if you plan to keep the car for a while as it works out cheaper than paying annually. Also, if you do get one, make sure that you have the option to 'test' the system every once in a while. I think I get 3 tests a year if I decide to phone and check it's still working.
Best to get a one off lifetime subscription if you plan to keep the car for a while as it works out cheaper than paying annually. Also, if you do get one, make sure that you have the option to 'test' the system every once in a while. I think I get 3 tests a year if I decide to phone and check it's still working.
I had to get a tracker to get insurance on mine. I fitted Tracker-Response.
Great bit of kit. I can track it in real time on my PC, get journey distances and times.
Every time I have forgotten to take the chip (left my wallet at home) I get a call within 1 minute to ask if all is OK.
If it was stolen, I don't have to wait for BIB to get moving, I can tell them where it is!
It's a bit costly but worth it, I think.
Can be a pain when it is in the garage having work done as I have to decide on leaving the chip in it (no insurance for theft) or making sure I have told tracker.
Great bit of kit. I can track it in real time on my PC, get journey distances and times.
Every time I have forgotten to take the chip (left my wallet at home) I get a call within 1 minute to ask if all is OK.
If it was stolen, I don't have to wait for BIB to get moving, I can tell them where it is!
It's a bit costly but worth it, I think.
Can be a pain when it is in the garage having work done as I have to decide on leaving the chip in it (no insurance for theft) or making sure I have told tracker.
DevilYellowCV8 said:
I've got RAC Trakstar on mine. Never reduced my premium with any insurance broker/company during my 5 yrs of ownership. Their main concern was a Thatcham 1 alarm. The tracker is supposed to alert the call centre if the car is moved without the keys in it - however, during it's two trips on the back of AA flatbed trucks, it's failed to notify HQ! It does work, I've got them to test it when I've been on the phone to them - but it's been on my drive both times I tested it!
Best to get a one off lifetime subscription if you plan to keep the car for a while as it works out cheaper than paying annually. Also, if you do get one, make sure that you have the option to 'test' the system every once in a while. I think I get 3 tests a year if I decide to phone and check it's still working.
Trackstar worked on a friends cosworth, although he was in disbelif when he got a call to ask if he knew it was moving!!! car was found & returned to him very quickly Best to get a one off lifetime subscription if you plan to keep the car for a while as it works out cheaper than paying annually. Also, if you do get one, make sure that you have the option to 'test' the system every once in a while. I think I get 3 tests a year if I decide to phone and check it's still working.
I've had Tracker Retrieve (Sagaris), Tracker Monitor (VXR8) and now CobraTrak 5 on the R8.
CobraTrak 5 is their top of the range solution that includes Automatic Driver Recognition (2 card type tokens and if the car moves without one present in the vehicle it alerts Cobra) and Remote Engine Immobilisation which enables PC Plod to request Cobra to disable the car from being started.
http://www.cobravehiclesecurity.co.uk/products/sto...
Thankfully not had the car stolen or any false alarms, so I cant say how successfull it is at recovery!
I'd say Cobra have been a bit slicker on the swap to my name including actually taking my telephone numbers to call and a backup person (Tracker never did!) and they sent me a text to confirm when the system was activated.
Direct Line demanded a tracker for the 3 above cars and were significantly cheaper than anything else for me, but I guess by the time you include tracker costs against a company who doesnt require one I'm not sure there are much savings...
All 3 cars with tracker has cost me ~£400/year fully comp with Directline vs. £580+ from the next cheapest.
CobraTrak 5 is their top of the range solution that includes Automatic Driver Recognition (2 card type tokens and if the car moves without one present in the vehicle it alerts Cobra) and Remote Engine Immobilisation which enables PC Plod to request Cobra to disable the car from being started.
http://www.cobravehiclesecurity.co.uk/products/sto...
Thankfully not had the car stolen or any false alarms, so I cant say how successfull it is at recovery!
I'd say Cobra have been a bit slicker on the swap to my name including actually taking my telephone numbers to call and a backup person (Tracker never did!) and they sent me a text to confirm when the system was activated.
Direct Line demanded a tracker for the 3 above cars and were significantly cheaper than anything else for me, but I guess by the time you include tracker costs against a company who doesnt require one I'm not sure there are much savings...
All 3 cars with tracker has cost me ~£400/year fully comp with Directline vs. £580+ from the next cheapest.
I've had three cars with trackers. As they had them, I used them, but frankly it isn't really worth it. A year's subscriptions is more than £130 (without the buying and fitting), yet you will never save that amount in yearly premiums.
Good for ensuring that thieving scumbags don't profit from stealing your car, but not much more than that.
Good for ensuring that thieving scumbags don't profit from stealing your car, but not much more than that.
Many thanks for the information guys, plenty to consider.
I am a bit confused about the whole insurance thing. Before i bought my car i did the comparison site research, but i don't remember any of the quotes requiring a tracker fitted to the car.
Maybe because mine is a 5.7 and my friend is looking at a 6.0 vxr?
I am a bit confused about the whole insurance thing. Before i bought my car i did the comparison site research, but i don't remember any of the quotes requiring a tracker fitted to the car.
Maybe because mine is a 5.7 and my friend is looking at a 6.0 vxr?
roman knows said:
Many thanks for the information guys, plenty to consider.
I am a bit confused about the whole insurance thing. Before i bought my car i did the comparison site research, but i don't remember any of the quotes requiring a tracker fitted to the car.
Maybe because mine is a 5.7 and my friend is looking at a 6.0 vxr?
mines 6.0 vxr ..did not require tracker for insurance with fluxI am a bit confused about the whole insurance thing. Before i bought my car i did the comparison site research, but i don't remember any of the quotes requiring a tracker fitted to the car.
Maybe because mine is a 5.7 and my friend is looking at a 6.0 vxr?
roman knows said:
It seems that some insurance companys won't cover the Monaro unless a tracker is fitted to the car.
I've got mine with Admiral on a multi car and they have no requirement for a tracker, but a friend of mine who's on the verge of buying a Monaro is wondering if it's worth getting one put on, so the questions are, have any of you got one fitted, are they expensive, worth the effort for any premium saving and is there any you would recommend?
I've got mine with Admiral on a multi car and they have no requirement for a tracker, but a friend of mine who's on the verge of buying a Monaro is wondering if it's worth getting one put on, so the questions are, have any of you got one fitted, are they expensive, worth the effort for any premium saving and is there any you would recommend?
My isurance compnay said i had to have Trakker fitted. At a cost of £350 for a monitoring system. And after a second visit by a a engineer sent by Trakker everything was fine.
The licence is £122 a year but if u plant to keep the car u can buy in bulk
I have had it fitted for almost a year no problems.
When my insirance came throw it was £1050 with Directline who made me fit it 2 the car. But with help from the guys on here i got that down 2 £611 and they gave a discount for Trakker it was about £80 saved.
You have to weigh up the cost against the savings and peace of mind
DevilYellowCV8 said:
I've got RAC Trakstar on mine. Never reduced my premium with any insurance broker/company during my 5 yrs of ownership. Their main concern was a Thatcham 1 alarm. The tracker is supposed to alert the call centre if the car is moved without the keys in it - however, during it's two trips on the back of AA flatbed trucks, it's failed to notify HQ! It does work, I've got them to test it when I've been on the phone to them - but it's been on my drive both times I tested it!
Best to get a one off lifetime subscription if you plan to keep the car for a while as it works out cheaper than paying annually. Also, if you do get one, make sure that you have the option to 'test' the system every once in a while. I think I get 3 tests a year if I decide to phone and check it's still working.
Best to get a one off lifetime subscription if you plan to keep the car for a while as it works out cheaper than paying annually. Also, if you do get one, make sure that you have the option to 'test' the system every once in a while. I think I get 3 tests a year if I decide to phone and check it's still working.
same unit - mine didnt make it to end of my street on flatbed before my mobile was ringing from their call centre asking if I knew it was being moved without the keys.
My insurance company insisted on a tracker (tracker monitor as a minimum) when i bought my Ro, it cost £340 then an additional £120 annual subscription (£460 on installation)though Tracker sell a package slightly more expensive on installation but includes a life time subscription. Unfortunately, that insurance company took the piss with this years premium so i went else where and the new insurance company (through Adrian Flux) didn't require a Tracker... In short, it does seem like a waste of money but for the sake of £120 per year from now on it will a peace of mind knowing that if some asshole try to pinch it, it can be found either in motion or in storage in a steel container on a dock side somewhere...
Edited by rocklandboy on Wednesday 23 December 17:29
roman knows said:
It seems that some insurance companys won't cover the Monaro unless a tracker is fitted to the car.
I've got mine with Admiral on a multi car and they have no requirement for a tracker, but a friend of mine who's on the verge of buying a Monaro is wondering if it's worth getting one put on, so the questions are, have any of you got one fitted, are they expensive, worth the effort for any premium saving and is there any you would recommend?
I've got mine with Admiral on a multi car and they have no requirement for a tracker, but a friend of mine who's on the verge of buying a Monaro is wondering if it's worth getting one put on, so the questions are, have any of you got one fitted, are they expensive, worth the effort for any premium saving and is there any you would recommend?
Save your money, dont buy one.
I did once but the savings on the insurance are to small.
Total waste of £500. Bet my insurance company at the time did give me a extra £20 off with it fitted.
So it would take me 25 years to brack even.
Direct line made me get a tracker for my last 2 motors (Impreza STI & Evo X) although the cobra tracker is standard in the evo, the "saving" on the insurance premium is negligible as you have to consider the cost of fitting and subscription, so probably cheaper going to a insurance company that doesn't require a tracker.
Renewal quote from Directline last week..............£835 plus fit a tracker........Multi car from Admiral (05 Monaro 5.7 & 09 Fiat 500) £450 fully comp!!!!!!!!!!!!!
Shop around
Renewal quote from Directline last week..............£835 plus fit a tracker........Multi car from Admiral (05 Monaro 5.7 & 09 Fiat 500) £450 fully comp!!!!!!!!!!!!!
Shop around
ididntdoit said:
Direct line made me get a tracker for my last 2 motors (Impreza STI & Evo X) although the cobra tracker is standard in the evo, the "saving" on the insurance premium is negligible as you have to consider the cost of fitting and subscription, so probably cheaper going to a insurance company that doesn't require a tracker.
Renewal quote from Directline last week..............£835 plus fit a tracker........Multi car from Admiral (05 Monaro 5.7 & 09 Fiat 500) £450 fully comp!!!!!!!!!!!!!
Shop around
Renewal quote from Directline last week..............£835 plus fit a tracker........Multi car from Admiral (05 Monaro 5.7 & 09 Fiat 500) £450 fully comp!!!!!!!!!!!!!
Shop around
I was with Directline aswell and they made me fit trakker then hit me with a renewal of £1050
If ur renewal is up soon talk to Sky insurance, The insure a few cars off here and saved me over £400 this year and good sevice
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