Like for Like replacement car if none fault
Like for Like replacement car if none fault
Author
Discussion

SirMark

Original Poster:

570 posts

219 months

Wednesday 6th January 2010
quotequote all
Anyone have links as I have read before that you are meant to get a like for like car if you are none fault.. I seem to remember
some people on PH mentioning some hefty £40,000 car hire bills

Only ask as my insurance company have said the 3rd parties insurance will not cover the cost of a hired Murci ?

SirM


Has anyone had similar dealings ??

Sarnie

8,373 posts

239 months

Wednesday 6th January 2010
quotequote all
Someone drove into my Gallardo.
I had a 430 for 36 days.

Mail me if you need further info. smile

Nish

601 posts

242 months

Wednesday 6th January 2010
quotequote all
SL55 AMG for 118 days!

The bill was horrendous, I used Accident Exchange.

Great service etc, not sure I could do it again if in that situation. The £90k bill presented to the other side made me feel somewhat guilty!

PorkerSean

207 posts

212 months

Wednesday 6th January 2010
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I had a 997 Carrera S for 5 weeks via Accident Exchange.....£20K hire charge to 3rd party

yellowtr

1,190 posts

256 months

Wednesday 6th January 2010
quotequote all
Guess depends on your insurancer. Mine, Chubb, will give me a like for like car. Not sure the equivilent of a TR these days, maybe a 599/612?

Sarnie

8,373 posts

239 months

Wednesday 6th January 2010
quotequote all
yellowtr said:
Guess depends on your insurancer. Mine, Chubb, will give me a like for like car. Not sure the equivilent of a TR these days, maybe a 599/612?
It wouldn't be your insurance who provide the car in a non fault accident.

cronk-flakes

3,480 posts

283 months

Wednesday 6th January 2010
quotequote all
Nish said:
SL55 AMG for 118 days!

The bill was horrendous, I used Accident Exchange.

Great service etc, not sure I could do it again if in that situation. The £90k bill presented to the other side made me feel somewhat guilty!
yikes

sone

4,612 posts

268 months

Wednesday 6th January 2010
quotequote all
I see a rocky road for companies offering like for like exchange on top end cars!. The insurance companies do not like it and I've heard of cars being written off because the insurance companies forsee huge hire cost's.
Mark my word's these companies will not be there for much longer!.

Sarnie

8,373 posts

239 months

Wednesday 6th January 2010
quotequote all
They will be around as long as people with insurance drive into other people.

J500ANT

3,103 posts

269 months

Wednesday 6th January 2010
quotequote all
yikes and I thought £99/day for a Vectra for 2months was bad (Helphire)

sone

4,612 posts

268 months

Wednesday 6th January 2010
quotequote all
Sarnie said:
They will be around as long as people with insurance drive into other people.
I agree on the cars at the lower end of the market, but having checked up on the market leaders I think the litigation cost's are going to cripple them in the long term.

Sarnie

8,373 posts

239 months

Wednesday 6th January 2010
quotequote all
J500ANT said:
yikes and I thought £99/day for a Vectra for 2months was bad (Helphire)
The 430 I had was £1100 a day eek

AyBee

11,347 posts

232 months

Thursday 7th January 2010
quotequote all
PHer Anniesdad (Europa Consultants) do this sort of thing I think....probably worth a chat!

HTH smile

SirMark

Original Poster:

570 posts

219 months

Thursday 7th January 2010
quotequote all
£90k st lol


Nish

601 posts

242 months

Thursday 7th January 2010
quotequote all
SirMark said:
£90k st lol
I then promptly crashed that one as well so was on to SL number 3!

I should mention the other party threw up a real stink and tried to dispute the claim.

You will have to put up with a few calls and statements to solicitors as it usually goes to court. It didn't get that far in the end for me as they gave in, but it did drag on for a year before it was all sorted.

As I mentioned, the service provided is excellent and as hassle free as possible but be prepared to help them out afterwards.

I guess for a free replacement Lambo/Ferrari or whatever it is a small price to pay.

AL001

831 posts

300 months

Thursday 7th January 2010
quotequote all
Do you really need a Murci (or any other exotic car) to get around, while the car is repaired?

We all pay through increased insurance premiums for this type of nonsense. Sooner this area of business is legislated out, the better.

dtmpower

3,972 posts

275 months

Thursday 7th January 2010
quotequote all
AL001 said:
Do you really need a Murci (or any other exotic car) to get around, while the car is repaired?

We all pay through increased insurance premiums for this type of nonsense. Sooner this area of business is legislated out, the better.
Yes - insurance is there to put you back in the position you were in before the incident occured.... Whethere it's a Fiat 126 or a Ferrari 599 .... If the company expect lots of 3rd party costs they should settle claims quickly or write off the car.

AL001

831 posts

300 months

Thursday 7th January 2010
quotequote all
Sorry but I don't ascribe to that when hire costs can easily hit £30k+. Most of us use Ferrari/Lambo/etc as second/third cars and can survive perfectly well without them for a few weeks. A degree of common sense is sometimes helpful.

sone

4,612 posts

268 months

Thursday 7th January 2010
quotequote all
I heard tell of charges of circa £1600 per day on a RR (can't remeber the model, although I did see it) that's £11200 per week and this car was on hire for 8-9 weeks, that's over 100k.
From a business point of view that must be great it would cover I would have thought all depreciation and finanace for a couple of years so any other hire is just bunce.
As has been said we all end up picking up the tab for this so I can't see it's a good thing, however if my Lambo was in for repair I'd want something half reasonable while I awaited return but i wouldn't expect the third parties insurance company to get raped in the process.

ianqv

1,278 posts

243 months

Thursday 7th January 2010
quotequote all
I do agree with the above statement.
However…. I work flippin hard to be able to keep the car I have. And I can't wait for the better weather to arrive so I can blast the cob webs out of it (and me!!).
I would hate some idiot to crash in to me early in the season, forcing me to sit back and watch the weeks / months go by when I can't enjoy what I work my bo**ox off all year for!