Discussion
Mattt said:
Am I better off getting a Carte Neige to cover the ski side, then normal travel insurance for the flights/baggage/cancellation stuff?
this will cover you for everything except a re-patriation flight home if the worst happened. If you have to get a specially chartered plane it can be in the region of 30k. Unusual but not unheard of!For total peace of mind, of the cheaper stuff, this is a good one http://www.snowcard.co.uk/pages/index.asp
Could try Essential Travel, We (Mrs Toy & I) pay about £80 for annual world travel inc wintersports. This covers anywhere in Resort boundry or anywhere at all if with guide/instructor. None of this only on marked piste rubbish. Covers for up to 3 weeks/ year skiing.
Touch wood never had to see if it works tho thankfully.
Touch wood never had to see if it works tho thankfully.
Whatever you do make sure you are well covered both on the slopes and off. I broke my leg in Courchevel some years ago and they checked the insurance on my lift pass before they put me on the stretcher! I had a week in a French hospital after the operation before being repatriated with a nurse sent out especially from the UK to accompany me back. We had private ambulances from the resort to the hospital and from there to Geneva airport where we had a whole row of seats for me so that my full length cast could be accomodated. Thankfully I was well insured but I hate to think of what the consequences would have been had I not been.
http://www.mpibrokers.com/
Speak to Michael at MPI, he handles a lot of our clients who are non-dom etc
Speak to Michael at MPI, he handles a lot of our clients who are non-dom etc
Edited by jeremyc on Wednesday 20th January 17:51
theboymoon said:
Mattt said:
Am I better off getting a Carte Neige to cover the ski side, then normal travel insurance for the flights/baggage/cancellation stuff?
this will cover you for everything except a re-patriation flight home if the worst happened. If you have to get a specially chartered plane it can be in the region of 30k. Unusual but not unheard of!You should winter sport, carte neige and take your eu insurance card. Some winter sports insurance will not cover you if ski outside the piste markers.
TonyToniTone said:
theboymoon said:
Mattt said:
Am I better off getting a Carte Neige to cover the ski side, then normal travel insurance for the flights/baggage/cancellation stuff?
this will cover you for everything except a re-patriation flight home if the worst happened. If you have to get a specially chartered plane it can be in the region of 30k. Unusual but not unheard of!You should winter sport, carte neige and take your eu insurance card. Some winter sports insurance will not cover you if ski outside the piste markers.
a carte neige will not get you back to the UK should you require a repatriation medi-plane.
theboymoon said:
its not bad advice
a carte neige will not get you back to the UK should you require a repatriation medi-plane.
It's terrible advice carte neige would cover the cost to get you off the mountain and to a hostpital\clinic - you would not be covered by normal insurance for medical fees or the trip to hospital should you be dropped at resort clinic and take a turn for the worse.a carte neige will not get you back to the UK should you require a repatriation medi-plane.
TonyToniTone said:
theboymoon said:
its not bad advice
a carte neige will not get you back to the UK should you require a repatriation medi-plane.
It's terrible advice carte neige would cover the cost to get you off the mountain and to a hostpital\clinic - you would not be covered by normal insurance for medical fees or the trip to hospital should you be dropped at resort clinic and take a turn for the worse.a carte neige will not get you back to the UK should you require a repatriation medi-plane.
I didn't say that the carte neige wouldn't get you to off the slopes and to the local hospital. Of course it would.
Once you are there the EHIC would eventually cover you for the medical bills. It is slightly time consuming but you would see your money back.
The carte neige + EHIC is not a bad combo for insurance. Where it falls down is if you require a special flight back to the UK (multiple broken bones, crushed organs etc) OR if you are skiing out of bounds or on glaciers. At this point you would not be covered.
I don't mean to sound like a cocktard but this subject is one of the few things in this world i do know a little about
carte neige plus ehic is ok, but personally it is not enough for peace of mind.
each to their own etc
Edited by theboymoon on Wednesday 20th January 18:01
Broken Tibula across patella. Hurt like hell. Carte Neige will get you off the slope and to the hospital but thats it. Remember more accidents in resort than on slopes, like mine 
Travel insurance will cover slope recovery anyway but you may need to front the cash and claim it back.
EHIC only covers about 80% of cost so you need the travel insurance to cover the rest. Also you need to insurance to pay for onward transport to the Airport and return trip. The ambulance cost my insurance co 700+Euro and 3 seats on a flight home plus the ambulance from the airport home.
Also you need cover for cancellation of any other trips you may have booked. Like me not flying out to Val on Saturday.
Travel insurance will cover slope recovery anyway but you may need to front the cash and claim it back.EHIC only covers about 80% of cost so you need the travel insurance to cover the rest. Also you need to insurance to pay for onward transport to the Airport and return trip. The ambulance cost my insurance co 700+Euro and 3 seats on a flight home plus the ambulance from the airport home.
Also you need cover for cancellation of any other trips you may have booked. Like me not flying out to Val on Saturday.
We went with one of the cheap options last year with 1 stop travel insurance. The mrs crushed a bone in her back so had a few hospital bills, stretcher off the mountain, ambulance etc.
Followed through all the procedures in their terms to make the claim, and got what looked like a standard letter back saying that we hadn't phoned their emergency phone line to report the incident and therefore they wouldn't pay out.
Luckily we made the call via skype and had full records of every call we made to them about the incident, so after numerous letters threatening to sue them they paid out.
If you decide to go for a cheaper option make sure you fully read all their terms before you go + also have their emergency phone number in your wallet. A lot of people dont and then get screwed!
Followed through all the procedures in their terms to make the claim, and got what looked like a standard letter back saying that we hadn't phoned their emergency phone line to report the incident and therefore they wouldn't pay out.
Luckily we made the call via skype and had full records of every call we made to them about the incident, so after numerous letters threatening to sue them they paid out.
If you decide to go for a cheaper option make sure you fully read all their terms before you go + also have their emergency phone number in your wallet. A lot of people dont and then get screwed!
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