Reporting a 'learner' driver, driving alone
Discussion
Partner of one of my OH's friends.
She has full licence, owns her car etc.
He has provisional. Got insured as named driver on her car, started to learn, never bothered with test.
Now drives (ETA unsupervised, I mean) daily as if he has full licence - including motorways. Also drives about with their small child on board aswell.
As the car is taxed and insured its enver going to flag up on ANPR is it, so they probably wont get caught until its too late.
My g/f is furious at her friend for letting this happen, as am I. She wont do anything about it though, whereas I think I should I dont know the reg but I'm sure I could find it out.
of course, if they had any sense they'd realise that they are paying out for him NOT to be insured and could end up with a lovely bill if they had an accident.
Should I report it? Will they 'mark' the car for a quick stop over and check, based on the info I've given?
She has full licence, owns her car etc.
He has provisional. Got insured as named driver on her car, started to learn, never bothered with test.
Now drives (ETA unsupervised, I mean) daily as if he has full licence - including motorways. Also drives about with their small child on board aswell.
As the car is taxed and insured its enver going to flag up on ANPR is it, so they probably wont get caught until its too late.
My g/f is furious at her friend for letting this happen, as am I. She wont do anything about it though, whereas I think I should I dont know the reg but I'm sure I could find it out.
of course, if they had any sense they'd realise that they are paying out for him NOT to be insured and could end up with a lovely bill if they had an accident.
Should I report it? Will they 'mark' the car for a quick stop over and check, based on the info I've given?
Edited by snotrag on Monday 8th February 16:40
PintOfKittens said:
Report it, he is driving without insurance (There will be a term in teh insurance that says your either a full holder or under the supervision of a full license holder)
Unless you have read the actual policy, you don't know that.The most common form of policy wording is that the driver 'holds or has held a licence and is not disqualified from holding a licence...'.
SS2. said:
PintOfKittens said:
Report it, he is driving without insurance (There will be a term in teh insurance that says your either a full holder or under the supervision of a full license holder)
Unless you have read the actual policy, you don't know that.The most common form of policy wording is that the driver 'holds or has held a licence and is not disqualified from holding a licence...'.
I have never seen a policy, or even heard of one that will alow someone drive a vehicle without a license.
SS2. said:
PintOfKittens said:
I have never seen a policy, or even heard of one that will alow someone drive a vehicle without a license.
But he has got a licence, albeit with provisional entitlements only.Road Traf Act 88:
87 Drivers of motor vehicles to have driving licences
(1) It is an offence for a person to drive on a road a motor vehicle of any class if he is not the holder of a licence authorising him to drive a motor vehicle of that class.
89 Tests of competence to drive
(1) A licence authorising the driving of motor vehicles of any class shall not be granted to any person unless he satisfies the Secretary of State—
(a) that at some time during the period of ten years ending on the date of the coming into force of the licence applied for he has passed the test of competence to drive prescribed by virtue of subsection (3) below or a test of competence which under subsection (6) below is a sufficient test, or
Edited by PintOfKittens on Monday 8th February 16:58
SS2. said:
PintOfKittens said:
I have never seen a policy, or even heard of one that will alow someone drive a vehicle without a license.
But he has got a licence, albeit with provisional entitlements only.PintOfKittens said:
SS2. said:
PintOfKittens said:
I have never seen a policy, or even heard of one that will alow someone drive a vehicle without a license.
But he has got a licence, albeit with provisional entitlements only.PintOfKittens said:
One of the conditions of the provisional is that he has to be supervised while he drives
Road Traf Act 88:
87 Drivers of motor vehicles to have driving licences
(1) It is an offence for a person to drive on a road a motor vehicle of any class if he is not the holder of a licence authorising him to drive a motor vehicle of that class.
Which means that he would be driving otherwise than in accordance with a licence; but that's not what is being discussed.Road Traf Act 88:
87 Drivers of motor vehicles to have driving licences
(1) It is an offence for a person to drive on a road a motor vehicle of any class if he is not the holder of a licence authorising him to drive a motor vehicle of that class.
Unless his policy wording contained an express clause that a full licence to drive certain classes of vehicle was required (and not all do), then it shouldn't be assumed that he would be automatically uninsured, even if he was driving in breach of the terms of his provisional licence (see Rendlesham v Dunne [1964]).
As is always the case, the specific policy wording would need to be checked.
Regardless of the legal semantics....
I wouldn't care if someone that stupid removed themselves from the gene pool.
But I could not stand by and know that they had no licence - and if he killed the offspring, or an innocent bystander... their partner is choosing to turn a blind eye to the lack of licence, the child isn't.
Reg number and report anonymously. If they haven't been stopped in a month, report in person.
I wouldn't care if someone that stupid removed themselves from the gene pool.
But I could not stand by and know that they had no licence - and if he killed the offspring, or an innocent bystander... their partner is choosing to turn a blind eye to the lack of licence, the child isn't.
Reg number and report anonymously. If they haven't been stopped in a month, report in person.
said:
Plus this behaviour adds to our insurance costs
Plus they are driving around without having gained the required level of ability that has been checked, they could kill someone.
Shop them!
SS2. said:
PintOfKittens said:
One of the conditions of the provisional is that he has to be supervised while he drives
Road Traf Act 88:
87 Drivers of motor vehicles to have driving licences
(1) It is an offence for a person to drive on a road a motor vehicle of any class if he is not the holder of a licence authorising him to drive a motor vehicle of that class.
Which means that he would be driving otherwise than in accordance with a licence; but that's not what is being discussed.Road Traf Act 88:
87 Drivers of motor vehicles to have driving licences
(1) It is an offence for a person to drive on a road a motor vehicle of any class if he is not the holder of a licence authorising him to drive a motor vehicle of that class.
Unless his policy wording contained an express clause that a full licence to drive certain classes of vehicle was required (and not all do), then it shouldn't be assumed that he would be automatically uninsured, even if he was driving in breach of the terms of his provisional licence (see Rendlesham v Dunne [1964]).
As is always the case, the specific policy wording would need to be checked.
Deep down surely we all know that you would have an insurance nightmare if you have a crash whilst driving alone with a provisional….you can think you are the best legal eagle out there but you would be in a sticky situation.
Absolutely this must be reported, or sorted out in whatever way.
For example, tell the tw@t flat out he's being reported unless...
No license = no insurance - simple as...
As noted above he's welcome to remove himself from the gene pool but if he hurts or kills someone else the ramifications are horrific. The generations worth of damage to his family and possibly others (yours or mine maybe?) doesn't bear thinking about.
Regardless of his competence or skill level as a driver.
He might well say for example "it's fine- I'm a good driver".
Utterly irrelevant.
Get him stopped please.
For example, tell the tw@t flat out he's being reported unless...
No license = no insurance - simple as...
As noted above he's welcome to remove himself from the gene pool but if he hurts or kills someone else the ramifications are horrific. The generations worth of damage to his family and possibly others (yours or mine maybe?) doesn't bear thinking about.
Regardless of his competence or skill level as a driver.
He might well say for example "it's fine- I'm a good driver".
Utterly irrelevant.
Get him stopped please.
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king licence, its hardly difficult to be fair.