Pre Living Together Agreement

[st_files]

I am contemplating moving in with my gf later this year. I wanted to get PH advice on what to do in terms of an agreement of property ownership - as it happens we both have property but there's an imbalance in the values in my favour. Would you recommend some sort of written agreement as to who owns what as we will be buying a house together?

Edited by st_files on Wednesday 24th March 10:23

[julian64]

I doubt you be in the relationship long enough for it to matter

[anonymous-user]

I have never really dicussed it in the past just assumed I would leave with what I arrived with and anything bought jointly would be worked out

If you are preparing for the worst and you haven't even decided to do it yet, are you sure it's a good idea?

I moved in with my OH last month and if she has presented me with a list of items she would be retaining in the event of a break up I would have thought twice, chill man, enjoy it and go with the flow

Edited by anonymous-user on Wednesday 24th March 09:50

[Muzzer]

If the contents of your house are worth a lot of money (a proper lot) or have serious sentimental value (heirlooms and the like) then I would clarify ownership.

If not, as posted previously, just go with the flow. Introducing a list of what's yours and what's hers will most likely not pre-empt a long-lasting relationship and once you start buying things together such as furniture, is fairly useless.

If you're buying a house together, and aren't married, make sure that's in seperate names and is clarified what %-age is what.

[Scott330ci]

The only thing worth arguing about is the TV.

I had a 50" plasma ready for the flat. She had a 14" CRT.

When eastenders was on I had to go and watch the CRT.

Bad Times

[julian64]

I just knew the usual suspects would turn up to give an opinion.

[Mr Obertshaw]

anonymous said:

[redacted]

What he said... If you're already worried about this now It won't last.

[sleep envy]

st_files said:

I am contemplating moving in with my gf later this year. I wanted to get PH advice on what to do in terms of an agreement of who owns what - as it happens we both have property but there's an imbalance in the values in my favour. Would you recommend some sort of written agreement as to who owns what as we will be buying a house together?

definitely

instruct your solicitor to draw something up and have her signature witnessed, don't forget to cross reference the document with photos of every possession

it might also be worth doing a schedule of dilapidations for the possessions too

you can never be too careful

[anonymous-user]

sleep envy said:

st_files said:

I am contemplating moving in with my gf later this year. I wanted to get PH advice on what to do in terms of an agreement of who owns what - as it happens we both have property but there's an imbalance in the values in my favour. Would you recommend some sort of written agreement as to who owns what as we will be buying a house together?

definitely

instruct your solicitor to draw something up and have her signature witnessed, don't forget to cross reference the document with photos of every possession

it might also be worth doing a schedule of dilapidations for the possessions too

you can never be too careful

[carreauchompeur]

garyhun said:

sleep envy said:

st_files said:

I am contemplating moving in with my gf later this year. I wanted to get PH advice on what to do in terms of an agreement of who owns what - as it happens we both have property but there's an imbalance in the values in my favour. Would you recommend some sort of written agreement as to who owns what as we will be buying a house together?

definitely

instruct your solicitor to draw something up and have her signature witnessed, don't forget to cross reference the document with photos of every possession

it might also be worth doing a schedule of dilapidations for the possessions too

you can never be too careful

Sound advice. SWTs and all. Next she'll have emptied the place and moved in Gypsies. Gypsies I tell you.

[cottonfoo]

dibbers006 said:

You could put blue stickers on your things and she can put pink stickers on hers.

Like which side of the bed and you could put pink stickers on all the white goods and pots and pans and a blue sticker on your cock and wallet.

HTH

[st_files]

I'm not really bothered about divvying up the cd's & I have no reason to think it would ever be an issue. Its the value of my property (which I will need to sell) vs the value of her property which is 60/40 in my favour (based on current prices). I'm old enough to know that relationships sometimes dont work out for whatever reason and I am just wondering if I should do something to protect myself.

[bazking69]

Your solicitor will be able to put any ownership/equity percentage split in writing when you are going through all the other paperwork for a nominal fee.

[Salgar]

st_files said:

I'm not really bothered about divvying up the cd's & I have no reason to think it would ever be an issue. Its the value of my property (which I will need to sell) vs the value of her property which is 60/40 in my favour (based on current prices). I'm old enough to know that relationships sometimes dont work out for whatever reason and I am just wondering if I should do something to protect myself.

Why sell? why not rent your property out and pay her a little rent, that way after a few years if it looks like its going okay you'll have an investment you can sell...

[Jesus TF Christ]

anonymous said:

[redacted]

Previously I would have agreed, but then the bh took my Dyson.
Things evened up when I discovered she'd forogotten to cancel the credit card in my name for her account.

[st_files]

Salgar said:

st_files said:

I'm not really bothered about divvying up the cd's & I have no reason to think it would ever be an issue. Its the value of my property (which I will need to sell) vs the value of her property which is 60/40 in my favour (based on current prices). I'm old enough to know that relationships sometimes dont work out for whatever reason and I am just wondering if I should do something to protect myself.

Why sell? why not rent your property out and pay her a little rent, that way after a few years if it looks like its going okay you'll have an investment you can sell...

She doesnt want to sell her place. I guess we'd just buy the new house on a 50/50 basis.

I'm surprised at the negative responses given the number of divorced men on here....

[Muzzer]

st_files said:

Salgar said:

st_files said:

I'm not really bothered about divvying up the cd's & I have no reason to think it would ever be an issue. Its the value of my property (which I will need to sell) vs the value of her property which is 60/40 in my favour (based on current prices). I'm old enough to know that relationships sometimes dont work out for whatever reason and I am just wondering if I should do something to protect myself.

Why sell? why not rent your property out and pay her a little rent, that way after a few years if it looks like its going okay you'll have an investment you can sell...

She doesnt want to sell her place. I guess we'd just buy the new house on a 50/50 basis.

I'm surprised at the negative responses given the number of divorced men on here....

No-one's saying you shouldn't protect yourself with respect to equity in the property(s)

But your OP implied that you wanted to draw up an agreement for the contents of the house, which is a little extreme unless the contents are very valuable. IMO.

[Salgar]

st_files said:

Salgar said:

st_files said:

I'm not really bothered about divvying up the cd's & I have no reason to think it would ever be an issue. Its the value of my property (which I will need to sell) vs the value of her property which is 60/40 in my favour (based on current prices). I'm old enough to know that relationships sometimes dont work out for whatever reason and I am just wondering if I should do something to protect myself.

Why sell? why not rent your property out and pay her a little rent, that way after a few years if it looks like its going okay you'll have an investment you can sell...

She doesnt want to sell her place. I guess we'd just buy the new house on a 50/50 basis.

I'm surprised at the negative responses given the number of divorced men on here....

I'll try again.
You move in to her place. You keep your place, someone rents it from you, pays you money.
You pay her money to live in her place (less than you'd be getting in rent, hence, income), until such a stage as you like each other a bit more and living together works, then you can either sell or just buy another property and pay the mortgage from the income from your last property.

[st_files]

Salgar said:

st_files said:

Salgar said:

st_files said:

I'm not really bothered about divvying up the cd's & I have no reason to think it would ever be an issue. Its the value of my property (which I will need to sell) vs the value of her property which is 60/40 in my favour (based on current prices). I'm old enough to know that relationships sometimes dont work out for whatever reason and I am just wondering if I should do something to protect myself.

Why sell? why not rent your property out and pay her a little rent, that way after a few years if it looks like its going okay you'll have an investment you can sell...

She doesnt want to sell her place. I guess we'd just buy the new house on a 50/50 basis.

I'm surprised at the negative responses given the number of divorced men on here....

I'll try again.
You move in to her place. You keep your place, someone rents it from you, pays you money.
You pay her money to live in her place (less than you'd be getting in rent, hence, income), until such a stage as you like each other a bit more and living together works, then you can either sell or just buy another property and pay the mortgage from the income from your last property.

Thats a wonderful idea but is a non starter, we live 200 miles apart and are moving roughly halfway (after a lot of negotiation).

[st_files]

Muzzer said:

st_files said:

Salgar said:

st_files said:

I'm not really bothered about divvying up the cd's & I have no reason to think it would ever be an issue. Its the value of my property (which I will need to sell) vs the value of her property which is 60/40 in my favour (based on current prices). I'm old enough to know that relationships sometimes dont work out for whatever reason and I am just wondering if I should do something to protect myself.

Why sell? why not rent your property out and pay her a little rent, that way after a few years if it looks like its going okay you'll have an investment you can sell...

She doesnt want to sell her place. I guess we'd just buy the new house on a 50/50 basis.

I'm surprised at the negative responses given the number of divorced men on here....

No-one's saying you shouldn't protect yourself with respect to equity in the property(s)

But your OP implied that you wanted to draw up an agreement for the contents of the house, which is a little extreme unless the contents are very valuable. IMO.

Agreed - it is slightly misleading - I'll edit now.