How much would your car insurance change if....
How much would your car insurance change if....
Author
Discussion

amir_j

Original Poster:

3,579 posts

232 months

Monday 29th March 2010
quotequote all
Try this- go to a car insurance site and put in your details, then repeat with gender changed to female and post what you get.

For a 635d coupe mine goes up £300! Always assumed women's would be cheaper.





Note: No I am not considering a sex change before you start hehe, was too lazy to type in OH's details

Lm455

3,560 posts

205 months

Tuesday 30th March 2010
quotequote all
Ford Escort 1.8 SI My details - £2244.50
It drops to £1033.86 when I put it as female.



GRRRRR.

Jonny671

29,904 posts

220 months

Tuesday 30th March 2010
quotequote all
Lm455 said:
Ford Escort 1.8 SI My details - £2244.50
It drops to £1033.86 when I put it as female.



GRRRRR.
Hmm.. I wonder how much 'the chop' is..

Dyl

1,303 posts

241 months

Tuesday 30th March 2010
quotequote all
20 years old, driving 3 years, 2 years ncb on my Corsa

Male - £613

Female - £497

Not that great a saving, but still annoying

kambites

71,693 posts

252 months

Tuesday 30th March 2010
quotequote all
I don't know but putting my wife on my insurance (on the Lotus) brings it down by 200 quid. She's five years younger than me and holds only a Bulgarian driving licence.

Edited by kambites on Tuesday 30th March 18:40

theundecided

225 posts

204 months

Tuesday 30th March 2010
quotequote all
0 NCB, No convictions, Cooper S Chili Pack = £1240, but with my 50 year old mum on it's £935

farrendahl

1,248 posts

205 months

Tuesday 30th March 2010
quotequote all
27 and 37 year old males, 1 years NCB on the main driver for the pug = £705

27 year old male and 37 year old female same details as above = £850

27 and 37 year old females, same as above = £895

Damn I'm glad my bits are on the outside.

Lm455

3,560 posts

205 months

Tuesday 30th March 2010
quotequote all
Jonny671 said:
Lm455 said:
Ford Escort 1.8 SI My details - £2244.50
It drops to £1033.86 when I put it as female.



GRRRRR.
Hmm.. I wonder how much 'the chop' is..
£4.99 with the purchase of a set of kitchen knives. I'm not going to lie, I am considering it..

Jonny671

29,904 posts

220 months

Tuesday 30th March 2010
quotequote all
Lm455 said:
Jonny671 said:
Lm455 said:
Ford Escort 1.8 SI My details - £2244.50
It drops to £1033.86 when I put it as female.



GRRRRR.
Hmm.. I wonder how much 'the chop' is..
£4.99 with the purchase of a set of kitchen knives. I'm not going to lie, I am considering it..
Hmm, thinking about it.. It wouldn't count.

Its an undelcared modification rolleyes

sebhaque

6,536 posts

212 months

Tuesday 30th March 2010
quotequote all
Strange, my quote comes out as £5331.77 as the cheapest - I'm paying a bit over half of that. Uh oh for renewal time, I guess.

As a female, it's £3028.50.

Hmm, maybe I'll go from Seb to Sabrina come renewal. just kidding

Daniel1

2,931 posts

229 months

Tuesday 30th March 2010
quotequote all
sebhaque said:
Strange, my quote comes out as £5331.77 as the cheapest - I'm paying a bit over half of that. Uh oh for renewal time, I guess.

As a female, it's £3028.50.

Hmm, maybe I'll go from Seb to Sabrina come renewal. just kidding
my god where do you live? Baghdad?

Wing Commander

2,220 posts

263 months

Tuesday 30th March 2010
quotequote all
sebhaque said:
Strange, my quote comes out as £5331.77 as the cheapest - I'm paying a bit over half of that. Uh oh for renewal time, I guess.

As a female, it's £3028.50.

Hmm, maybe I'll go from Seb to Sabrina come renewal. just kidding
Sweet jesus! (other gods are available)

Where do you live - your streets must be lined with gold, and I want some!

pcvman

88 posts

202 months

Tuesday 30th March 2010
quotequote all
R reg 1.4 fiesta si, me = £425 per annum, 4 years NCB 36 years old, 20 years on road.
mrs = £1100 per annum, 0 years NCB 26 years old, 5 months on road.

went on confused.com and tried her added to mine, £535 per annum, full comp

go figure, guess which road i went down.

Lm455

3,560 posts

205 months

Sunday 4th April 2010
quotequote all
Jonny671 said:
Lm455 said:
Jonny671 said:
Lm455 said:
Ford Escort 1.8 SI My details - £2244.50
It drops to £1033.86 when I put it as female.



GRRRRR.
Hmm.. I wonder how much 'the chop' is..
£4.99 with the purchase of a set of kitchen knives. I'm not going to lie, I am considering it..
Hmm, thinking about it.. It wouldn't count.

Its an undelcared modification rolleyes
DAMN AND BLAST! Foiled again. frown

Carpie

1,119 posts

226 months

Monday 5th April 2010
quotequote all
I wonder what the law would say about you declaring yourself as a woman. Just claim you feel that is your true gender, how can they say any differently, make you whip out your old boy in court to prove you're a bloke. I bet there's no necessity to prove you've had a sex change.

kavanagh

555 posts

225 months

Monday 5th April 2010
quotequote all
I think its worth paying a little bit more being a bloke!.












Would you rather pay less and be a woman ?.Hellll nooo!.
They have to spend the difference in insurance cash on tampons!...getmecoat

Lucie W

3,473 posts

213 months

Monday 5th April 2010
quotequote all
I was paying £32 a month on my old '96 Clio. I sold it last year to a young guy who is a few years older than me (I'm 21), and he is now paying £2500 a year to insure it. Ouch. I could insure a 996tt for less than that.

Jeffmaniac

534 posts

230 months

Tuesday 6th April 2010
quotequote all
Spent my first 3 months of my insurance career in a motor claims logging team for a major insurer.

It became obvious within a few days that women had lots of small car park dinks or small bumper dents. Men had very few accidents but normally write offs with big injuries.

I promise that the pricing is for a reason.

(And by the way I have never claimed in 10 years)