insurance renewal - wtf?
Discussion
My renewal came through from Admiral (what a bunch of Pirates).
Almost £300 more than last year.
Last year was a 996 Turbo.
This year is an E39 M5.
£300 more. WTF?
Phoned around and got it for a similar figure to what I was paying last year. Admiral offered to reduce their quote by £40...
No claims/points etc. last year. WTF is going on with Insurance?
Insurance companies everywhere have had a massive brain fart and raised their prices this year. Good eh? Now the £480 fully comp I was expecting to pay on a 306 GTI 6 when I got one has risen to circa eight hundred quid. The quotes of £900 I was getting for Impreza Turbos are a long distant memory....
I'm as annoyed as anyone as my plans of quick car ownership have been set back somewhat.
I'm as annoyed as anyone as my plans of quick car ownership have been set back somewhat.
10JH said:
ukwill said:
spud989 said:
ukwill said:
WTF is going on with Insurance?
Were you in hiberation this winter, or something?
Next time you hear on the news that some brainless f
kwit has once again succesfully claimed x thousand pounds compeeensayshun init from a small incident that caused no harm, was their own fault and should never have seen the light of day, remember this is why your insurance is going up.
Where they is blame, there is a claim. And me, you and everyone else pays for it.
kwit has once again succesfully claimed x thousand pounds compeeensayshun init from a small incident that caused no harm, was their own fault and should never have seen the light of day, remember this is why your insurance is going up.Where they is blame, there is a claim. And me, you and everyone else pays for it.
TheCarpetCleaner said:
Next time you hear on the news that some brainless fkwit has once again succesfully claimed x thousand pounds compeeensayshun init from a small incident that caused no harm, was their own fault and should never have seen the light of day, remember this is why your insurance is going up.
Where they is blame, there is a claim. And me, you and everyone else pays for it.
Frightening to think about that, because its the kind of scam that won't be going away anytime soon, and if anything, will only get worse. Premiums to rise by 20-50% year on year for the next few years???kwit has once again succesfully claimed x thousand pounds compeeensayshun init from a small incident that caused no harm, was their own fault and should never have seen the light of day, remember this is why your insurance is going up.Where they is blame, there is a claim. And me, you and everyone else pays for it.
TheRoadWarrior said:
I thought it was standard operating procedure for insurance companies to put up your premium year-on-year with the hope you'll not be bothered to shop around or too stupid to notice?
Last year my insurance was £550. This year they wanted £870. For a car worth about 1/3rd of the one I insured last year.
I certainly was confused.com
ukwill said:
TheCarpetCleaner said:
Next time you hear on the news that some brainless fkwit has once again succesfully claimed x thousand pounds compeeensayshun init from a small incident that caused no harm, was their own fault and should never have seen the light of day, remember this is why your insurance is going up.
Where they is blame, there is a claim. And me, you and everyone else pays for it.
Frightening to think about that, because its the kind of scam that won't be going away anytime soon, and if anything, will only get worse. Premiums to rise by 20-50% year on year for the next few years???kwit has once again succesfully claimed x thousand pounds compeeensayshun init from a small incident that caused no harm, was their own fault and should never have seen the light of day, remember this is why your insurance is going up.Where they is blame, there is a claim. And me, you and everyone else pays for it.
kwitted behavior, why would they not claim...I soon think that there will be compulsery personal insurance for everyone over the age of 10 to protect us all from ourselves
TheCarpetCleaner said:
ukwill said:
TheCarpetCleaner said:
Next time you hear on the news that some brainless fkwit has once again succesfully claimed x thousand pounds compeeensayshun init from a small incident that caused no harm, was their own fault and should never have seen the light of day, remember this is why your insurance is going up.
Where they is blame, there is a claim. And me, you and everyone else pays for it.
Frightening to think about that, because its the kind of scam that won't be going away anytime soon, and if anything, will only get worse. Premiums to rise by 20-50% year on year for the next few years???kwit has once again succesfully claimed x thousand pounds compeeensayshun init from a small incident that caused no harm, was their own fault and should never have seen the light of day, remember this is why your insurance is going up.Where they is blame, there is a claim. And me, you and everyone else pays for it.
kwitted behavior, why would they not claim...I soon think that there will be compulsery personal insurance for everyone over the age of 10 to protect us all from ourselves
I'm about to tell Admiral to go fk themselves tomorrow, so long as I can get it a lot cheaper.
The renewal this year for a CTR is the same as what I paid last year for my Evo 7. I'm none too impressed at them asking for 700 quid for a fairly average hatchback at 26, no points ever, with 5 years no claims.
k themselves tomorrow, so long as I can get it a lot cheaper.The renewal this year for a CTR is the same as what I paid last year for my Evo 7. I'm none too impressed at them asking for 700 quid for a fairly average hatchback at 26, no points ever, with 5 years no claims.
Edited by S13_Alan on Wednesday 7th April 00:47
My thoughts are that to slowdown the claims culture we need to radically change the way that we insure ourselves, & I do mean radically, along the lines of this.
We only insure ourselves with one optional policy which we can add our possessions to, so you can just insure your self, or add a car, a house or whatever as one policy covers everything. Nobody can claim from anybody else's policy regardless of fault, if you are injured in an accident & you want to claim a couple of grand for nothing then you claim off your own policy.
This policy is voluntary & no one has to have it, but if you don't then you can't claim & get nothing. People who claim will find their policies increase & people who don't wont. Some things will remain the same, so for more expensive assets you'll pay more & no claims bonus etc.
So basically people who can manage to drive through a whole winter without crashing wont get stung for insurance for those who can't, the same as for people claiming thousands for a bogus neck injury.
Not a perfect system I realise but something has to change to stop the claim culture or car insurance will become unobtainable for many people.
We only insure ourselves with one optional policy which we can add our possessions to, so you can just insure your self, or add a car, a house or whatever as one policy covers everything. Nobody can claim from anybody else's policy regardless of fault, if you are injured in an accident & you want to claim a couple of grand for nothing then you claim off your own policy.
This policy is voluntary & no one has to have it, but if you don't then you can't claim & get nothing. People who claim will find their policies increase & people who don't wont. Some things will remain the same, so for more expensive assets you'll pay more & no claims bonus etc.
So basically people who can manage to drive through a whole winter without crashing wont get stung for insurance for those who can't, the same as for people claiming thousands for a bogus neck injury.
Not a perfect system I realise but something has to change to stop the claim culture or car insurance will become unobtainable for many people.
Edited by 109 Bob on Wednesday 7th April 01:20
I like your thinking Bob, in fact I was thinking a similar thing the other night when writing my other post... It would certainly make people think twice about claiming especially if the premiums became extortionate as they claimed more and more.
Personally I would just like to see no win-no fee solicitors outlawed, and people getting severely stung by court fees if they do bring a stupid claim to court.
Stop rewarding people for their own stupidity, take away the reward and the cretins will fall back into line.
Personally I would just like to see no win-no fee solicitors outlawed, and people getting severely stung by court fees if they do bring a stupid claim to court.
Stop rewarding people for their own stupidity, take away the reward and the cretins will fall back into line.
i understand what everyone is saying, but without these no win no fee people, i'd have probably sent a few snotty letters to the 3rd party solicitors, got a few back telling me to jog on, and i'd have probably taken it on the nose and dropped it
i understand any sum of money doesn't really reimburse for personal injury, but it's about the best we can do? i've had to suffer injuries that'll last me the rest of my life, because some tard pulled onto an A road without realising you're supposed to give way. i do feel a bit ambulance chaser like, and would prefer something like free medical support for life but that's not gonna happen!
i understand any sum of money doesn't really reimburse for personal injury, but it's about the best we can do? i've had to suffer injuries that'll last me the rest of my life, because some tard pulled onto an A road without realising you're supposed to give way. i do feel a bit ambulance chaser like, and would prefer something like free medical support for life but that's not gonna happen!
Oh this pain again. My renewal is £100 more than last year, driving since 17, no points & never claimed. Sadly, this is the cheapest quote by FAR so i don't have much choice other than to simply renew. When my insurance company see this i have no doubt they will ass rape me again next year. Joy.
TheRoadWarrior said:
I thought it was standard operating procedure for insurance companies to put up your premium year-on-year with the hope you'll not be bothered to shop around or too stupid to notice?
Exactly; been happening for years anyway. The first year of 'great deal' you get from someone is a loss-leader and the next year they are simply hoping you can't be bothered to ring around again.Gassing Station | General Gassing [Archive] | Top of Page | What's New | My Stuff