Experience in putting young driver on your insurance?

[AB]

Renewal is due and by far the best quote is Elephant. It undercuts my Admiral quote by around £400. When I add on my 21 year old OH who has had her license for a year, it adds £180 on, which by my reckoning is a pretty good deal. This is on my Z4.

I figure that previously I have had to drive or we have had to get a taxi so if she does some 'DESing' then it will pay for itself.

I'm still going to shop for some quotes, but I wanted some pointers from people who have done it. Next closest quote was almost double but obviously this is only when run through CTM or GC etc and I don't trust them anyway, I always go direct after having had a quote.

Any specialist firms you guys have used?

Big step letting her drive one of my cars, apprehensive to say the least but it'll be good for her I'm sure as she's very sensible and the fact it's a fairly high performance car she will be driving as her first really doesn't worry me.

[edo]

Seems cheap to me.

[kambites]

I've found Elephant to be consistently cheapest too. Their service isn't what you'd call great if you ever have to make a claim though; to some extent you get what you pay for.

[ZOLLAR]

If you can't beat the elephant quote ring admiral and give them elephants quote number (should start with EL INT) they'll match as they are sister companies, with regards to getting quotes for a younger driver on your car
Your already doing the right thing just ring ring around various insurer's brokers and direct insurance companies as many as you can!.

[AB]

It is very cheap, strangely so I thought so I might make a few more enquiries and perhaps get Admiral to match it as I didn't consider that. Will make it much easier too for me and I've had no issues with Admiral thus far. Touch wood.

[bazking69]

Also try Bell. Again, part of the Admiral/Elephant group. I got my cheapest quote online with Bell this year, so simply phoned Admiral before my renewal to get them to match, which they did without hesitation.

[AB]

Thanks, sounds like the best thing all round. Will give Bell a bell later

[sjg]

I've found for the last 7 years or so that one of Admiral/Bell/Elephant are cheapest for me by a long way. I tend to stick my details into a couple of the comparison sites, suck through my teeth at how much they want then try one of the others in the group to beat the renewal quote.

They've not had a complicated or 50/50 type claim to deal with, but a couple where I (or a named driver) was at fault and a glass claim that were all handled fine.

[Fox-]

sjg said:

I've found for the last 7 years or so that one of Admiral/Bell/Elephant are cheapest for me by a long way.

Ditto. Not really sure I understand why but since I turned 21 they have always offered me stunning deals on all sorts of high group cars.

Nobody else can come close. They will cover me on an E39 M5 for about what everyone else wants for a 530i..

Adding my parents as named drivers (No, not fronting, the other way round) drops it still further. Adding my girlfriend increases it.

[kambites]

Fox- said:

Adding my parents as named drivers (No, not fronting, the other way round) drops it still further. Adding my girlfriend increases it.

Adding my wife increased mine until she hit 25, since then it has decreased it.

[AB]

kambites said:

Fox- said:

Adding my parents as named drivers (No, not fronting, the other way round) drops it still further. Adding my girlfriend increases it.

Adding my wife increased mine until she hit 25, since then it has decreased it.

Yeah, it pretty much halves it by adding my parents and then bumps it up a bit more when I add her as a third named driver.

Having all 3 added to the policy is cheaper than just myself. Go figure?

[krallicious]

Strange. I have my parents on my policy and when I added my girlfriend the price dropped even more (well by £25!). The man with the pointy hat does seem to offer good prices. I'm £1200 all in for my 2 cars. The next best quote I found was nearly £3000 and that was just for the M3!