Insurance query...grateful for any help.

[corporalsparrow]

I was in a small knock during all the snow with a car that had stopped halfway up a hill. He had not pull in, and his engine was running. I slid gently into him. I could see no damage to his car at all but we swapped details. He rang to say that his car would cost £300 to repair and could I send him the money. I carefully did not admit liability but asked for further details of the damage.

He rang several times and we (my wife) returned his calls but we kept missing each other. She even texted him with her email address asking him to send the damage details. None came through.

Then we received an email from a repair company asking us to settle their bill. We refused saying we had not agreed to the work in the first place. This guy's dad then rang and got all hot and bothered and threatened to call the police. We said he should do so since the act of getting the car repaired himself meant he had assumed liability. Today I've got a claims company ringing up.

Have I acted badly? And most importantly...who's liable? I don't feel as though I am...

[edo]

What did the claims company say?

Would suggest you put these clowns onto your insurance company if it starts to get messy.

[Ean218]

If you hit a non-moving vehicle you are liable. Your liability does not end just because you haven't agreed the settlement.

However that is what insurance is for, just pass the claim on to them.

[Gizmo!]

If there was no damage to his car at all I wouldn't have given him my details: begging for a "ouch, ouch my neck" the next morning.

And if he complained I'd have called the police and said 'do you think this needs to be reported?'