VX220 insurance?
Discussion
I just renewed at £550 Fully Comp, I'm 32, cars parked outside on drive, 9000miles per year, SD Commuting, but I only have 2 years NCB as I had my last car on Classic so didn't earn any ncb. The Elise forums probably the best place for this question.
Edited by Herman Toothrot on Sunday 11th April 13:48
jamiebae said:
I'm sure I heard somewhere that the VX220 tends to get loaded heavily because various bits for them are now completely unavailable (headlamps and front clamshells I think) meaning they have to be written off after a fairly minor bump. I may however, be totally wrong!
Yes wrong, I had a shiny new front clam from Vauxhall 3 months ago. All parts are available, by law they must be for 10 years after the car stopped being produced. Parts are expensive though.You'll find the VX220 is cheaper to insure than the Elise.
Herman Toothrot said:
jamiebae said:
I'm sure I heard somewhere that the VX220 tends to get loaded heavily because various bits for them are now completely unavailable (headlamps and front clamshells I think) meaning they have to be written off after a fairly minor bump. I may however, be totally wrong!
Yes wrong, I had a shiny new front clam from Vauxhall 3 months ago. All parts are available, by law they must be for 10 years after the car stopped being produced. Parts are expensive though.You'll find the VX220 is cheaper to insure than the Elise.
My S1 Elise cost me just over £300 a year to insure FC, full NCB age 27 on a normal policy but I do have a clean record and live in rural Oxfordshire where insurance is generally pretty cheap.
Depending on how old you are (>21?), you could try Chris Knott. I insured my old VX with them when I first got it and they were very good. Sign up to VX220.org and give them your membership number to qualify for a 'discount'. Can't remember if trackdays were covered by them though.
I also used Richard Eggar, who came out very well when I renewed as it also included trackdays, 2 of which could be in Europe, as long as they were by a recognised organiser (Lotus on Track were recognised).
HTH
I also used Richard Eggar, who came out very well when I renewed as it also included trackdays, 2 of which could be in Europe, as long as they were by a recognised organiser (Lotus on Track were recognised).
HTH
another nod for competition car insurance, but mine is elise s2.
they say they only do caterhams and lotus but would of thought they wouldnt have a problem.
28 yrs old brand new elise s, no experience of a similar car, 7 years ncb, garaged, derby area, unlimited miles, 30 days overseas and 4 free track days.
£426 (included 10% discount as part of lotus car club, which cost significantly less than the discount offered).
not had to use for any problems though.
they say they only do caterhams and lotus but would of thought they wouldnt have a problem.
28 yrs old brand new elise s, no experience of a similar car, 7 years ncb, garaged, derby area, unlimited miles, 30 days overseas and 4 free track days.
£426 (included 10% discount as part of lotus car club, which cost significantly less than the discount offered).
not had to use for any problems though.
kazste said:
another nod for competition car insurance, but mine is elise s2.
they say they only do caterhams and lotus but would of thought they wouldnt have a problem.
28 yrs old brand new elise s, no experience of a similar car, 7 years ncb, garaged, derby area, unlimited miles, 30 days overseas and 4 free track days.
£426 (included 10% discount as part of lotus car club, which cost significantly less than the discount offered).
not had to use for any problems though.
you got a bargin there! unlimted mileage and 4 free track days they say they only do caterhams and lotus but would of thought they wouldnt have a problem.
28 yrs old brand new elise s, no experience of a similar car, 7 years ncb, garaged, derby area, unlimited miles, 30 days overseas and 4 free track days.
£426 (included 10% discount as part of lotus car club, which cost significantly less than the discount offered).
not had to use for any problems though.
yeah was quite happy with it, they offered to cap the mileage for me to bring the cost down but their highest cap was 4k and its my daily driver and normally do around 12k!
figured i might struggle explaining the difference if it came to claim time!
eta track days wont be used as im too scared to take it on track in case i bend it, as wouldnt be able to keep it if i did!
figured i might struggle explaining the difference if it came to claim time!
eta track days wont be used as im too scared to take it on track in case i bend it, as wouldnt be able to keep it if i did!
Edited by kazste on Sunday 11th April 16:43
Find the list of insurers on the SELOC Wiki and phone them all, if you want the best deal.
I ended up with Chris Knott too, £900 but I have quite a few tweaks, all covered like-for-like.
CCI certainly do cover VX220s, weren't competitive for me but are for many people.
I ended up with Chris Knott too, £900 but I have quite a few tweaks, all covered like-for-like.
CCI certainly do cover VX220s, weren't competitive for me but are for many people.
Edited by snoopstah on Sunday 11th April 17:42
The VX is a lot cheaper than a similar Elise to insure, I've never quite understood why - maybe because more idiots buy Elises for the badge.
Sign up to SELOC (the South East Lotus Owners Club, although it's spread well beyond the South East these days) and have a look under "insurance" on the tech wiki. There's a list of good insurers for the Elise there and a VX220 wont be much different.
I insure my Elise through Elephant and they're frankly a bit rubbish, but they are extremely cheap.
Sign up to SELOC (the South East Lotus Owners Club, although it's spread well beyond the South East these days) and have a look under "insurance" on the tech wiki. There's a list of good insurers for the Elise there and a VX220 wont be much different.
I insure my Elise through Elephant and they're frankly a bit rubbish, but they are extremely cheap.
Edited by kambites on Sunday 11th April 18:57
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