Best insurance companies

[bn9af]

I drive an A3 3.2 quattro and got a got some quotes through a price comparison website, and then called flux to compare (being a fairly sporty car, I assumed this would be the exact car they would be cheapest for), and they were £200 more than the cheapest policy on the comparison site, for (what appeared to be) indentical cover.

But there were other insurers on the comparison site who were more than £2000 more than the cheapest policy.

Does this mean I got a good deal, or are (so called) specialist insurers charging a premium for being specialist?

Never had to claim so not sure how good either company would be at getting things sorted.

[The Black Duke]

Check the excess on some of the cheaper ones.

[bn9af]

excess was £50 less on the flux quote, so in the event of a claim would mean it cost them £50 more, but it seemed a bit steep to charge an extra £200 on the policy.

[The Black Duke]

Thats okay then, I noticed when I was getting quotes a few weeks back that some of the excesses were coming back as £2k!!! No NCB as I was a company car driver.

[thunderbelmont]

NFU Mutual.

End of discussion.

May not be the cheapest, but you will not beat their cover.

[DP83]

I had an A3 1.8T insured with direct line. It was the cheapest by far, Churchill were the cheapest on the comparison sites but were £200 more (even though they are underwritten by the same company as direct line, wtf?)

Only thing is, get quotes online as they are cheaper than over the phone (again, wtf )

ETA: The Black Duke - you can use your company NCB with most companies now. You may just need to get a signed letter from your work to say you've had sole use of a company car and get them to include the dates you took the car on, and the day you gave the car up (if you've still got the car, get them to state it's still valid)

Fax the letter to the insurance co and they'll honour it as a ncb discount. Assuming it's less than a year since you left the company policy, i found this when i insured my old A3 (18 months had lapsed)

Edited by DP83 on Monday 12th April 00:21

[The Black Duke]

thunderbelmont said:

NFU Mutual.

End of discussion.

May not be the cheapest, but you will not beat their cover.

was the cheapest for my old landy