Cheap First Car

[superjonesy]

Hey guys, was advised to ask for your help on here, so here goes.

Just passed my test, and I cannot for the life of me find a cheap car that's got cheap insurance!
Searched everything, from corsas to polos to puntos. All fairly expensive insurance, none below £2000. Is it me or is there no cars that are cheap to insure these days? Maybe I just came into the driving world at a bad time.

Any help is much appreciated! Thanks

[Louisa911]

Pug 106 1.0, Micra 1.0, Corsa 1.0- are these all still over £2000?

ETA: it may be expensive now, but its still best option getting your own policy and getting a years NCB, it will be much cheaper in the 2nd year. Have you looked into what discount the Pass Plus would give you?

Edited by Louisa911 on Monday 12th April 18:59

[V6Alfisti]

Maybe try something with a diesel unit.

Have you tried www.moneysupermarket.com

[kambites]

My first car was an MGB - 350 quid fully comp on a classic policy. That was ten years ago, mind.

[tim2100]

Welcome to PH,

The cars you have mentioned here are all fairly common to new drivers. Because of this lots of young kids smash them up. Therefore the insurance companies see corsa/polo/punto etc + new driver = high chance of claim = high insurance cost.

Best bet is to try and find something that is not normally brought by young people and should be cheaper to insure, even if it has a higher insurance group.

[superjonesy]

thanks for the quick responces, I will most likely broaden my search a tad more, look for the unexpected first car and yeah, most 1.0L cars over just over £2000 now, really sucks. Especially being a student!

[kambites]

Oh and try adding an older woman to the insurance as a named driver. It can bring it down significantly. It still brings my insurance down now and I'm 30.

[r1ch]

Perhaps your post code is a high risk area or something.

[soad]

If you want to save money, then avoid anything "sporty" or "trendy".
You'll have plenty of time to buy such cars when you're older! You just want something cheap and reliable for now and a low insurance group should be a priority.

[spaceship]

Welcome to PistonHeads.

What about a 0.8 litre Daewoo/Chevy Matiz? There is one in the classifieds for under £1k. Worth trying for a quote. Snails are probably faster but persevere for a couple of years until you build your ncb.

My first car was a 1.1 Punto, had it nearly 4 years but had my own insurance from day 1 so started building ncb.

[i remember]

just a quick question how old are you?
If 17 then youll be lucky to see anything under £2k im afraid

[Jeffmaniac]

Find out which cars are in insurance group 1 and check these through the comparison websites.

Add your parents as additional drivers as this will reduce the premium.

Make sure you do not "front" your policy, so make sure that you are down as the owner and main driver.

[V6Alfisti]

Jeffmaniac said:

Find out which cars are in insurance group 1 and check these through the comparison websites.

Add your parents as additional drivers as this will reduce the premium.

Make sure you do not "front" your policy, so make sure that you are down as the owner and main driver.

http://www.parkers.co.uk/insurance/Groups/by-group.aspx?ig=1#ig=0

[vxrandy]

A beige volvo is in order i think, good luck op

[Flanders.]

You can't go wrong with a MK4 Fiesta. Nice little 1.25 engine in them.

[Negative Creep]

A Nissan Almera is cheap to buy, not bad to drive and shouldn't break

[harryowl]

I'm in a similar position to the OP. The cheapest thing i've found so far is a fiat seciento 1L for £2300- the annoying thing is a month ago, before quinn went into admin, i had a quote from them for £1700!!

[lewis s]

The missus has just bought this as a first car: