Insurance question.
Discussion
Quick question to the ph'ers out there who have speeding points.
When informing insurance company of the points is it normal for them to increase the premium AND add onto the excess as well?
Having a battle with my insurance at the moment over this and other things.
They have increased the premium (2 x sp50's) and added £100 to the excess with the header
"driver's additional Accidental Damage Excess and Special Terms".
Bit cheeky in my opinion, they are getting an extra premium AND they want me to pay for more of any damage!!
tks
A
When informing insurance company of the points is it normal for them to increase the premium AND add onto the excess as well?
Having a battle with my insurance at the moment over this and other things.
They have increased the premium (2 x sp50's) and added £100 to the excess with the header
"driver's additional Accidental Damage Excess and Special Terms".
Bit cheeky in my opinion, they are getting an extra premium AND they want me to pay for more of any damage!!
tks
A
Very normal.
In their eyes you are a higher risk with the two convictions so they have increased your premium and excess so that if you make a claim they will have to pay less or it may be less likely you will claim.
You could ask them to raise your premium to reduce the excess or vice versa.
Stop getting caught speeding is the solution!
In their eyes you are a higher risk with the two convictions so they have increased your premium and excess so that if you make a claim they will have to pay less or it may be less likely you will claim.
You could ask them to raise your premium to reduce the excess or vice versa.
Stop getting caught speeding is the solution!
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