Finance and free servicing

[Elroy Blue]

I've put this in the finance section, but it doesn't get the traffic this section does and I need some help pretty quickly!

I'm looking at a second hand car and the manufacturer is currently offering two free services if you take a minimum of £7000 finance. I don't need the finance, but the servicing for the manufacturer isn't cheap, so two free is an attractive offer.

I was thinking of taking the finance, then paying it off immediately. However, I'm sure it can't be that simple!

Any advice (and the sooner the better) appreciated.

[550Hep]

I would have a read through the T's & C's to check you can and if you do are there any penalties as they may detract from the saving.

Other thing to consider is if the finance is cheap I would do some research and see if you can generate some income from the cash you don't put in the deal! I am guessing not these days but worth checking and crunching the numbers.