Why isn't insurance going down? Young-ish driver

[n428]

For the first time since I'e started driving, my insurance renewal has gone up. More suprisingly, having gone through all the others websites etc, I can't find it anywhere cheaper- my renewal is the cheapest option.

I've gone from 22 to 23, and no claims have gone from 4 to 5 years. Apart from that all other details are the same. Car is a Alfa 147 2.0.

Quote is £516- last year it was £490.

Any guesses- or is that age increase/ NCB increase negligable now?

[kambites]

Average insurance costs have risen substantially this year. Yours will have gone done relative to the average.

[randlemarcus]

Did you winter abroad this year?

[edo]

randlemarcus said:

Did you winter abroad this year?

[balders118]

My friend was in a similar siutation with his renewel a few months ago, he's 25. His insurance actually went up by a couple of hundered pounds, and couldn't find it cheaper elsewhere.

He asked his insurance company why, and (although he lives in a nice area) they said that recently there have been a lot of break-ins and car crime in his area and that is what pushed his premium up.

[bazking69]

It's going up for virtually everyone. Even people like me with a clean licence, never had an accident and a boring car that I garage every night. The joys of motoring eh!

[Tsippy]

Insurance is a business not a charity, sadly they'll keep whacking it up to increase profits as you have no choice but to buy it.

Although I disagree with falsely claiming it, I can see why so many people milk the insurance companies when it comes to a claim e.g whiplash claims etc

[aka_kerrly]

perhaps the OP was hibernating over the winter period and didnt see all the muppets who cant drive crashing left right and centre due to a little bit of snow.