Insurance claim
Author
Discussion

maxspeed

Original Poster:

62 posts

240 months

Wednesday 5th May 2010
quotequote all
hi,

Two months ago i reveresed into a bus, both had very minor damage. Exchanged detail and thought nothing more of it. fast forward two months the other party are now in the process claiming, with is fine but i changed my insurance company a month ago.

When should i inform the new company of the claim and subsequent loss of no claim bonus, just now or once the claim has been completed. Do you think the premium will go up alot.


thanks

maxspeed

mybrainhurts

90,809 posts

285 months

Wednesday 5th May 2010
quotequote all
Tell them now. You should have told them when you switched to them.

Errrr....

How did you manage to reverse into a bus...?

Liam554

3,560 posts

204 months

Wednesday 5th May 2010
quotequote all
I guess it depends on whether you want valid insurance or a cheap premium.

FraserLFA

5,083 posts

204 months

Wednesday 5th May 2010
quotequote all
Do we have different ideas of what a bus is? Big thing, hard to miss? biggrin

Ash From Flux

1,138 posts

198 months

Wednesday 5th May 2010
quotequote all
Yeah it's a good idea to let them know everything asap, you dont want it coming back to haunt you.

maxspeed

Original Poster:

62 posts

240 months

Wednesday 5th May 2010
quotequote all
hi,

okay i told the insurance company, add 700 onto the policy.


thanks

Mr AJ

1,247 posts

201 months

Wednesday 5th May 2010
quotequote all
I too am curious how you managed to reverse into a bus.

bn9af

3,920 posts

210 months

Wednesday 5th May 2010
quotequote all
Can you claim on a policy once the policy has expired? or is it ok because the event happened whilst the policy was running?

maxspeed

Original Poster:

62 posts

240 months

Wednesday 5th May 2010
quotequote all
hi,

I have a bus stop across the road from me, two bus where stopped at the bus stop. One moved forward but the other not so much. I have to reverese all the way out because of my wide turning circle.
I reveresed too far out at hit the rear quater panel. Only have a small scuff mark and the bus hardly anything aswell, so i was suprised that they claimed.


Regards

maxspeed