Where's my gold card gone? (Natwest)'M
Discussion
Ok, from the outset I admit that this is me being a snob.
Recently Natwest have changed our Debit and Credit Cards from nice shiny gold cards to 'My 1st debit card' purple cards, it seems that they're changing all the cards to Visa but they no longer issue gold ones.
Does anybody know why this is?
When I was growing up I always saw the gold card as a bit of a status symbol and something to work hard to eventually achieve. It might sound silly but it was one of those little goals when you start working, like 'earn £20k per year', 'earn £30k per year' etc, etc.
I know it hardly matters but I was just wondering
Recently Natwest have changed our Debit and Credit Cards from nice shiny gold cards to 'My 1st debit card' purple cards, it seems that they're changing all the cards to Visa but they no longer issue gold ones.
Does anybody know why this is?
When I was growing up I always saw the gold card as a bit of a status symbol and something to work hard to eventually achieve. It might sound silly but it was one of those little goals when you start working, like 'earn £20k per year', 'earn £30k per year' etc, etc.
I know it hardly matters but I was just wondering
I don't think they have had much cachet for years. Those prepaid cards and lots of these capital one style cards have started to 'go gold'.
I think as a result gold cards have become a bit naff although I personally always found the whole idea was a little naff.
Also it's apparently 'black' cards you need to work towards now.
I think as a result gold cards have become a bit naff although I personally always found the whole idea was a little naff.
Also it's apparently 'black' cards you need to work towards now.
you need a lot more than that fella
http://en.wikipedia.org/wiki/Centurion_Card
i can't even afford a slightly off white one at that criteria
http://en.wikipedia.org/wiki/Centurion_Card
i can't even afford a slightly off white one at that criteria
Mag1calTrev0r said:
Ok, from the outset I admit that this is me being a snob.
Recently Natwest have changed our Debit and Credit Cards from nice shiny gold cards to 'My 1st debit card' purple cards, it seems that they're changing all the cards to Visa but they no longer issue gold ones.
Does anybody know why this is?
When I was growing up I always saw the gold card as a bit of a status symbol and something to work hard to eventually achieve. It might sound silly but it was one of those little goals when you start working, like 'earn £20k per year', 'earn £30k per year' etc, etc.
I know it hardly matters but I was just wondering
I took out the 'Advantage Gold' membership to get an other 1% of my loan, then cancelled it, only paid for 1 months membership, but the cards were issued, rode on a Gold card for 2+ years. Recently Natwest have changed our Debit and Credit Cards from nice shiny gold cards to 'My 1st debit card' purple cards, it seems that they're changing all the cards to Visa but they no longer issue gold ones.
Does anybody know why this is?
When I was growing up I always saw the gold card as a bit of a status symbol and something to work hard to eventually achieve. It might sound silly but it was one of those little goals when you start working, like 'earn £20k per year', 'earn £30k per year' etc, etc.
I know it hardly matters but I was just wondering
They still do Advantage Gold, is the card not gold anymore?
Edited by illmonkey on Tuesday 25th May 15:48
illmonkey said:
Mag1calTrev0r said:
Ok, from the outset I admit that this is me being a snob.
Recently Natwest have changed our Debit and Credit Cards from nice shiny gold cards to 'My 1st debit card' purple cards, it seems that they're changing all the cards to Visa but they no longer issue gold ones.
Does anybody know why this is?
When I was growing up I always saw the gold card as a bit of a status symbol and something to work hard to eventually achieve. It might sound silly but it was one of those little goals when you start working, like 'earn £20k per year', 'earn £30k per year' etc, etc.
I know it hardly matters but I was just wondering
I took out the 'Advantage Gold' membership to get an other 1% of my loan, then cancelled it, only paid for 1 months membership, but the cards were issued, rode on a Gold card for 2+ years. Recently Natwest have changed our Debit and Credit Cards from nice shiny gold cards to 'My 1st debit card' purple cards, it seems that they're changing all the cards to Visa but they no longer issue gold ones.
Does anybody know why this is?
When I was growing up I always saw the gold card as a bit of a status symbol and something to work hard to eventually achieve. It might sound silly but it was one of those little goals when you start working, like 'earn £20k per year', 'earn £30k per year' etc, etc.
I know it hardly matters but I was just wondering
They still do Advantage Gold, is the card not gold anymore?
jesta1865 said:
you need a lot more than that fella
http://en.wikipedia.org/wiki/Centurion_Card
i can't even afford a slightly off white one at that criteria
That's just the AMEX 'Black' card, the Natwest Black is differenthttp://en.wikipedia.org/wiki/Centurion_Card
i can't even afford a slightly off white one at that criteria
http://www.natwestblack.com/criteria.ashx
Happy Natwest advisor said:
Chat Information You are now connected with Steve
Steve: Hello, you're chatting with Steve, may I take your name please?
Dave: Dave
Steve: Hello Dave how may I help you today?
Dave: It's not really Dave, it says not to give out personal information.
Steve: OK how may I help you today?
Dave: I'm wondering, if I take out Advantage Gold, do I get a spangly Gold card to prove to other people in shops, I don't know, that I pay you to look after my money?
Steve: Your Visa debit card would not change
Dave: Oh, I previously had Advantage Gold and liked the Gold card, I'd tell people in shops that I have to pay for it.
Dave: Were NatWest receiving complaints from not Advantage Gold customers?
Steve: Sorry that is not the case now - Can I help you with anything else at all today?
Dave: What about the Advantage Private?
Dave: Does that come in camouflage? You know, to keep it from not being seen?
Steve: bYE!!
Chat InformationYour adviser has concluded this chat.
You'd have thought in that job he would have a bit of fun...Steve: Hello, you're chatting with Steve, may I take your name please?
Dave: Dave
Steve: Hello Dave how may I help you today?
Dave: It's not really Dave, it says not to give out personal information.
Steve: OK how may I help you today?
Dave: I'm wondering, if I take out Advantage Gold, do I get a spangly Gold card to prove to other people in shops, I don't know, that I pay you to look after my money?
Steve: Your Visa debit card would not change
Dave: Oh, I previously had Advantage Gold and liked the Gold card, I'd tell people in shops that I have to pay for it.
Dave: Were NatWest receiving complaints from not Advantage Gold customers?
Steve: Sorry that is not the case now - Can I help you with anything else at all today?
Dave: What about the Advantage Private?
Dave: Does that come in camouflage? You know, to keep it from not being seen?
Steve: bYE!!
Chat InformationYour adviser has concluded this chat.
Mag1calTrev0r said:
When I was growing up I always saw the gold card as a bit of a status symbol and something to work hard to eventually achieve.
Gold lost its prestige years ago so Platinum came out, then Plat became common so Amex came up with Black. But other banks followed so now all blacks are not equal so you titanium black blah blah blahIts the kind of thing one aspires to but when you get there you know longer want it as you realise how meaningless it is.
Advantage Gold is just Natwest's way of charging you £10 a month for 'benefits' almost no one ever uses. It bares no difference to the card you get.
The gold coloured debit card used to just mean it had a £250 cheque garantee limit.
They do a 'black' card if you pay for private banking, the criteria is quite tough, but not at all enforced quite often the private manager will give a nudge and a wink to their client and 'blag' them one - it's a sales aid.
If you really want a fancy card from Natwest you need to earn enough to be pushed upto Coutts, when I was there I think it was 3m in liquid assets and income of 500k a year.
The gold coloured debit card used to just mean it had a £250 cheque garantee limit.
They do a 'black' card if you pay for private banking, the criteria is quite tough, but not at all enforced quite often the private manager will give a nudge and a wink to their client and 'blag' them one - it's a sales aid.
If you really want a fancy card from Natwest you need to earn enough to be pushed upto Coutts, when I was there I think it was 3m in liquid assets and income of 500k a year.
I had a NatWest Advantage Gold account when they first came out, back then when the fields were green and trains still ran on coal it was a great account with benefits actually worth the monthly fee, such as a personal advisor who I could speak to rather than some random person on the end of the phone, discounted loan rates, free travel insurance, and so on. Then slowly NatWest decided that they were giving away far too much useful stuff and they cut back on the benefits. I switched to Lloyds TSB Premier and haven't looked back, all the benefits I had stripped away by NatWest and a few more added on. Best one is having a dedicated account manager's mobile number who I can ring up to sort things out when I need them sorting out not when is convenient for them.
A lot of the benefits for their premium bank accounts are useless once you get past things like free travel insurance but its the better interest rates that can make it worth the money if you keep enough in there. I believe Lloyds have removed the salary requirements from the account since I switched as well.
A lot of the benefits for their premium bank accounts are useless once you get past things like free travel insurance but its the better interest rates that can make it worth the money if you keep enough in there. I believe Lloyds have removed the salary requirements from the account since I switched as well.
Ry_B said:
The reason we have changed, is not because of the colour, but because the Visa Debit cards are more accepted than the old Maestro cards, that is purely the only reason! The colour means f
k all, infact the purple one is better because it's a visa debit and not a maestro debit!
So you work for NatWest then?k all, infact the purple one is better because it's a visa debit and not a maestro debit!Why not make the new Visa debit card gold you goons?
I saw my first Amex Centurion the other day and I can't say I wasn't a teensy bit jealous. I had to pick it up and play with it. I remember when I was offered a platinum Amex I thought my boat had come in but as posted above you realise once you've got them how meaningless a wallet full of nicely coloured credit cards is. I'd still have a black one though 
Gassing Station | Finance | Top of Page | What's New | My Stuff