Classic car insurance at 18?

[Danny S]

I'm looking at buying a Mazda Mx5 when i turn 18, i currently drive an astra and just fancy something different.

Would i be able to get classic car insurance? Most people are telling me that i have to be 21 but i thought i'd confirm this with you guys

Thanks
Dan

[tegwin]

Most do indeed require you to be 21 but there are ways around this..


but IMHO.. an MX5 is NOT a classic car yet!

[crofty1984]

C'mon, the mk1's about 20 years old now! People say the original beetle's a clasic and they stopped making that in 2003!

[Hairspray]

Apparently the websites say 21, but if you phone them (Footman James in particular!) they will quote you

[Danny S]

thanks guys.. Mx5 is 20ish years old now lol, classic car insurance is available once the car is over 15 years iirc?

[43034]

Hairspray said:

Apparently the websites say 21, but if you phone them (Footman James in particular!) they will quote you

Peter James too, apparently.

[Zad]

Don't forget that you will need to have the car garaged too. Or at least all the classic quotes for mine impose that condition.

[TVR Sagaris]

Footman James will give you a quote if the car is insurance group four or below. I don't think the MX-5 is this low.

Other classic car insurance companies (Adrian Flux, Lancaster etc) will give you a quote but it'll be higher than an ordinary company because of your age.

[Oily Nails]

Why not see if any of the car clubs have an insurer 'onboard'

I insured my Minor through the club (think it was AON) at 17Y.O. and that was back in 2003

[Ash From Flux]

Most of the time to get classic insurance its must be a second car, limited milage under 5000mpa and vehicle must be kept in a garage. Thats not set in stone but thats the way most insurers are.

[300bhp/ton]

Danny S said:

I'm looking at buying a Mazda Mx5 when i turn 18, i currently drive an astra and just fancy something different.

Would i be able to get classic car insurance? Most people are telling me that i have to be 21 but i thought i'd confirm this with you guys

Thanks
Dan

You can still apply for insurance regardless of if its classic or not. So the car does not need to be a 2nd car, or contain age restrictions, or have to be garaged.

Just phone around and see what you get.

[Danny S]

Ash From Flux said:

Most of the time to get classic insurance its must be a second car, limited milage under 5000mpa and vehicle must be kept in a garage. Thats not set in stone but thats the way most insurers are.

If your from flux, as the username suggests, i've just done an online quote!

[10JH]

I was insured with Classic Line when I was 18.

Wasn't on a classic car though. They were the cheapest by far at the time. IIRC I had a limited mileage though, possibly 5000.

[Ash From Flux]

Danny S said:

Ash From Flux said:

Most of the time to get classic insurance its must be a second car, limited milage under 5000mpa and vehicle must be kept in a garage. Thats not set in stone but thats the way most insurers are.

If your from flux, as the username suggests, i've just done an online quote!

Hi, I do work at flux, any problems give me a shout. If you call up for a quote make sure you say you're a Pistonheads member because that can save up to 15%.
Ash

[Ben Hughes]

I had no luck with an MX-5 at 18, sorry!