what would you do
Discussion
ok, so a few days ago the mazda dealer phoned me to tell me that they need the cover note so they could tax a new car i am picking up, no probs said i, so before a phoned my insurance company i thought it best to check my bank account just to make sure i had enough money in to pay them as i never keep much more than everyday running costs cash in it. went online to check and....HOLY CRAP!!!!. now maths are not my best subject, but i cant be that far out i thought. went on the the statement page and seems my banks insurance side of things payed £2000.17p into my account. i knew i had never made a claim for anything, and they never owed me anything. would you have took the money and run. me well i contacted my bank who knew nothing about it, but next day i was £2000.17p down again, makes me think, what if i had said nothing.
This happened to a friend of mine (about £1,700 IIRC) and he asked me what I would do. I replied that I would do nothing. I wouldn't spend it, transfer it, report it, nothing. Still there in a year or two then, well, maybe....
He chose to ignore my advice and spent most of it on games consoles, laptop etc that very weekend. A few days later he had a call from his wife who had just done a months shopping but the card was declined. She checked the balance at an ATM to find they were about a grand overdrawn after the bank had swiped it back and left them with an unauthorsied overdraft. No food, no petrol, no money and 3 kids to feed. Plenty of games to play on the PS3 mind.
He chose to ignore my advice and spent most of it on games consoles, laptop etc that very weekend. A few days later he had a call from his wife who had just done a months shopping but the card was declined. She checked the balance at an ATM to find they were about a grand overdrawn after the bank had swiped it back and left them with an unauthorsied overdraft. No food, no petrol, no money and 3 kids to feed. Plenty of games to play on the PS3 mind.
Return it. It's not yours.The best option is to call the bank and tell them. It is not your money, you have done nothing to earn, win, or be entitled to it in any other way. If someone mistakenly sends a parcel to your house does that make it yours?
Don't think that the bank won't notice, because they will. This is someones money, someone should have 2000 pounds in their account, and they don't, so they will inform the bank. Leaving it there without telling the bank might not be against any law, but it could leave you open to temptation.
Don't think that the bank won't notice, because they will. This is someones money, someone should have 2000 pounds in their account, and they don't, so they will inform the bank. Leaving it there without telling the bank might not be against any law, but it could leave you open to temptation.
Heathwood said:
This happened to a friend of mine (about £1,700 IIRC) and he asked me what I would do. I replied that I would do nothing. I wouldn't spend it, transfer it, report it, nothing. Still there in a year or two then, well, maybe....
He chose to ignore my advice and spent most of it on games consoles, laptop etc that very weekend. A few days later he had a call from his wife who had just done a months shopping but the card was declined. She checked the balance at an ATM to find they were about a grand overdrawn after the bank had swiped it back and left them with an unauthorsied overdraft. No food, no petrol, no money and 3 kids to feed. Plenty of games to play on the PS3 mind.
No offence to your mate but he's a fHe chose to ignore my advice and spent most of it on games consoles, laptop etc that very weekend. A few days later he had a call from his wife who had just done a months shopping but the card was declined. She checked the balance at an ATM to find they were about a grand overdrawn after the bank had swiped it back and left them with an unauthorsied overdraft. No food, no petrol, no money and 3 kids to feed. Plenty of games to play on the PS3 mind.
king idiot. Edited by Jammy2008 on Sunday 27th June 01:07
Jammy2008 said:
Heathwood said:
This happened to a friend of mine (about £1,700 IIRC) and he asked me what I would do. I replied that I would do nothing. I wouldn't spend it, transfer it, report it, nothing. Still there in a year or two then, well, maybe....
He chose to ignore my advice and spent most of it on games consoles, laptop etc that very weekend. A few days later he had a call from his wife who had just done a months shopping but the card was declined. She checked the balance at an ATM to find they were about a grand overdrawn after the bank had swiped it back and left them with an unauthorsied overdraft. No food, no petrol, no money and 3 kids to feed. Plenty of games to play on the PS3 mind.
No offence to your mate but he's a fHe chose to ignore my advice and spent most of it on games consoles, laptop etc that very weekend. A few days later he had a call from his wife who had just done a months shopping but the card was declined. She checked the balance at an ATM to find they were about a grand overdrawn after the bank had swiped it back and left them with an unauthorsied overdraft. No food, no petrol, no money and 3 kids to feed. Plenty of games to play on the PS3 mind.
king idiot. Edited by Jammy2008 on Sunday 27th June 01:07
ShadownINja said:
£500k? Withdraw it all in used £50 notes, one way ticket to Rio.
£2k? Let them know they made a mistake. Or put it all on black and say you thought you'd try to invest it like they did with our savings.
Damn right. If it were a life-changing amount, I'd be off like a shot.£2k? Let them know they made a mistake. Or put it all on black and say you thought you'd try to invest it like they did with our savings.
Edited by ShadownINja on Sunday 27th June 00:52
But then my morals are somewhat...elastic.
Jammy2008 said:
Heathwood said:
This happened to a friend of mine (about £1,700 IIRC) and he asked me what I would do. I replied that I would do nothing. I wouldn't spend it, transfer it, report it, nothing. Still there in a year or two then, well, maybe....
He chose to ignore my advice and spent most of it on games consoles, laptop etc that very weekend. A few days later he had a call from his wife who had just done a months shopping but the card was declined. She checked the balance at an ATM to find they were about a grand overdrawn after the bank had swiped it back and left them with an unauthorsied overdraft. No food, no petrol, no money and 3 kids to feed. Plenty of games to play on the PS3 mind.
No offence to your mate but he's a fHe chose to ignore my advice and spent most of it on games consoles, laptop etc that very weekend. A few days later he had a call from his wife who had just done a months shopping but the card was declined. She checked the balance at an ATM to find they were about a grand overdrawn after the bank had swiped it back and left them with an unauthorsied overdraft. No food, no petrol, no money and 3 kids to feed. Plenty of games to play on the PS3 mind.
king idiot. Edited by Jammy2008 on Sunday 27th June 01:07
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