Whats involved in replacing the thermostat ? Could it be tackled by a complete mechanical novice (me !), and can it be removed without disturbing the distributor? ( Its a 390SE)
Two bolts, new gasket, five minutes. Put 'stat in with jiggle pin to the 12 o'clock position, don't overtighten bolts, make sure mating faces are clean (and 'stat housing face is nice and flat).
Be a bit longer than that, as your need to drain the water, re-fill and get the air out. but quite a easy DIY job. Try and get a good quality gasket, the best one is the metal one with gasket on both sides.