Aftermarket Warranty not paying out !!!!
Aftermarket Warranty not paying out !!!!
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Discussion

lewes

Original Poster:

361 posts

205 months

Monday 23rd August 2010
quotequote all
Bought a second hand car (7k) about 3 months ago and it came with a aftermarket 6 months warranty.

Within a month we had a fault, put in a claim and it was sorted.

Then came fault 2, put in a claim and the warranty people rejected it as out of policy terms.

We now have another fault but yet to put in a claim.

As the garage supplied a aftermarket warranty how do I stand legally as I'm getting frustated with the car and loosing faith.

mikezs

319 posts

202 months

Monday 23rd August 2010
quotequote all
I expect it depends on what the faults were. Care to expand on those?

lewes

Original Poster:

361 posts

205 months

Monday 23rd August 2010
quotequote all
Fault 1 - Leaking Radiator. New rad fitted under warranty.

Fault 2 - Car not starting. Electronic steering lock required £330

Fault 3 - Drivers door does not open. Have to open from inside.


Have tried both keys with the car. 2005 VW Passat

phumy

5,827 posts

266 months

Monday 23rd August 2010
quotequote all
Read the Terms and Coditions and the Exclusions, it will all become so clear...

eybic

9,212 posts

203 months

Monday 23rd August 2010
quotequote all
Unless the dealer told you the warranty would specifically cover those items then you don't have a leg to stand on. 99.9% of warranties aren't worth the paper they are written on.

lewes

Original Poster:

361 posts

205 months

Monday 23rd August 2010
quotequote all
To be honest he didnt say they would be covered as he wouldnt have known they would fail!!


Can I return the car under Sales of Goods Act as its not fit for purpose. As in it doent work

Munter

31,331 posts

270 months

Monday 23rd August 2010
quotequote all
phumy said:
Read the Terms and Coditions and the Exclusions, it will all become so clear...
If the op could tell us the name of the warranty company and the product we might even be able to point out which bit of the T&Cs it falls under if they are available online.

Meoricin

2,880 posts

198 months

Monday 23rd August 2010
quotequote all
A door that doesn't open is hardly grounds for complete rejection under SGA.

lewes

Original Poster:

361 posts

205 months

Monday 23rd August 2010
quotequote all
The warranty company is Warranty Wise but apparantly the warranty the public buys is more comprehensive than the one traders buy

Superhoop

4,913 posts

222 months

Monday 23rd August 2010
quotequote all
Don't bother with a garage for claim 3 - It's a common VW problem, where the bowden cable becomes detatched from the exterior handle - Pop the door trim off and reattach it JD

As for not covering fault 2, most aftermarket warranties exclude electrical faults

lewes

Original Poster:

361 posts

205 months

Monday 23rd August 2010
quotequote all
Will have a look at the door panel tonight.

I can see me having to sort the steering lock and then selling the car on !!!!

Have had many VAG cars but first lot of problems

Muzzer

3,814 posts

250 months

Monday 23rd August 2010
quotequote all
lewes said:
Can I return the car under Sales of Goods Act as its not fit for purpose. As in it doent work
roflrofl

How does it not work??

The door lock doesn't work. That doesn't make the car "not fit for purpose"

You bought a cheap warranty. Pound to a penny it covers major mechanical faults with the driveline only.

Read your warranty very carefully to see what it covers. IF they are trying to pull a fast one, copy the relevant section of the warranty, send it to them and demand they honour it.

I'm sorry but you can't turn this back on to the dealer because you bought a stty warranty and don't like it.

lewes

Original Poster:

361 posts

205 months

Monday 23rd August 2010
quotequote all
You press the button, pull the handle and the door doesnt open. So a door isnt a door !!!

Will have to read up on the T&C tonight

anonymous-user

83 months

Monday 23rd August 2010
quotequote all
doogz said:
Muzzer said:
lewes said:
Can I return the car under Sales of Goods Act as its not fit for purpose. As in it doent work
roflrofl

How does it not work??

The door lock doesn't work. That doesn't make the car "not fit for purpose"

You bought a cheap warranty. Pound to a penny it covers major mechanical faults with the driveline only.

Read your warranty very carefully to see what it covers. IF they are trying to pull a fast one, copy the relevant section of the warranty, send it to them and demand they honour it.

I'm sorry but you can't turn this back on to the dealer because you bought a stty warranty and don't like it.
The dealer supplied him with the warranty, how is this not the dealers problem in your eyes?
He needs to check what the warranty covers, as for rejecting it-good luck!

Munter

31,331 posts

270 months

Monday 23rd August 2010
quotequote all
doogz said:
Muzzer said:
lewes said:
Can I return the car under Sales of Goods Act as its not fit for purpose. As in it doent work
roflrofl

How does it not work??

The door lock doesn't work. That doesn't make the car "not fit for purpose"

You bought a cheap warranty. Pound to a penny it covers major mechanical faults with the driveline only.

Read your warranty very carefully to see what it covers. IF they are trying to pull a fast one, copy the relevant section of the warranty, send it to them and demand they honour it.

I'm sorry but you can't turn this back on to the dealer because you bought a stty warranty and don't like it.
The dealer supplied him with the warranty, how is this not the dealers problem in your eyes?
Even if it is the dealers problem. You can't reject a car because 3 months after you get it the door lock fails. You might argue that the dealer should cover a bit of the cost of repair if it's not covered by the warranty. But reject the car? I think not.

The Wookie

14,209 posts

257 months

Monday 23rd August 2010
quotequote all
doogz said:
So surely a car with a door that doesn't open is equally unfit for purpose, opening is the very least you expect from a door, otherwise, it's not really a door.
Assuming the car in question isn't orange with a confederate flag on the top

Muzzer

3,814 posts

250 months

Monday 23rd August 2010
quotequote all
doogz said:
Muzzer said:
lewes said:
Can I return the car under Sales of Goods Act as its not fit for purpose. As in it doent work
roflrofl

How does it not work??

The door lock doesn't work. That doesn't make the car "not fit for purpose"

You bought a cheap warranty. Pound to a penny it covers major mechanical faults with the driveline only.

Read your warranty very carefully to see what it covers. IF they are trying to pull a fast one, copy the relevant section of the warranty, send it to them and demand they honour it.

I'm sorry but you can't turn this back on to the dealer because you bought a stty warranty and don't like it.
The dealer supplied him with the warranty, how is this not the dealers problem in your eyes?
The dealer sold him the warranty but he's not liable for it if it doesn't pay out.

The OP's contract is with the warranty company, NOT the dealer.

IANAL but you can only reject under SOGA if the fault can be proven to be present at the time of purchase and even then the dealer has to be given 3 attempts to rectify it. "Fit for purpose" is a highly subjective statement aswell.

But as for rejecting a car back to a dealer under SOGA because the door lock has broken 3 months later - I dare you to try. I double dare you hehe

lewes

Original Poster:

361 posts

205 months

Monday 23rd August 2010
quotequote all
With rejecting the car I was just looking at options and opinions.

Okay so it seems Ive bought a dud car. Ive got to speak to the dealer tomorrow and if he meets half of the cost I will be happy but I have my doubts.

powerandtorque

201 posts

220 months

Monday 23rd August 2010
quotequote all
Sounds to me like someone is being a little naive in believing that an aftermarket warranty will offer similar cover to a proper manufacturers warranty.

As has already been said, the aftermarket warranties typically only cover a fairly small number of items/areas and will be listed clearly in the documentation, and even warranty claims on the parts that they do cover can be difficult due to the restrictive T&C's that they often have regarding servicing and procedure.

Next time, I strongly suggest reading the details of the warranty that's being supplied, and not believing whatever speil the salesman is giving out. My general rule of thumb is that an aftermarket warranty is not worth the paper that it's printed on, and anything that you get back from it is a bonus.

As for rejecting a used car because of a minor issue that's developed months later... rolleyes

lewes

Original Poster:

361 posts

205 months

Monday 23rd August 2010
quotequote all
Naive, possibly and sadly no Westlife CD involved.