Transferring money between banks

[Parrot of Doom]

I usually do this over the phone, but I hate it. I hate all the confirmations, the reconfirmations, the interminable waiting, the stupid on-hold music, the pressing of various keys on a stupid menu only to be asked the exact same questions when the phone is answered.

Is it possible to take my debit card for one account, go into a completely different bank, and use that card to transfer money? I can pay a retailer whatever amount I want with that card, can I also "pay" another bank similarly?

[Reload]

Can't answer the debit card thing, but have you tried internet banking? I know HSBC don't charge to transfer money to another bank, not sure about others.

[alfa pint]

The easiest way for me to do this for the variety of siblings / siblings in law / wife who scrounge cash on a regular basis is to physically take the cash out of a cash machine and pay it over the counter at their bank. It goes into their account instantly, no clearance time etc.

[Parrot of Doom]

Reload said:

Can't answer the debit card thing, but have you tried internet banking? I know HSBC don't charge to transfer money to another bank, not sure about others.

I hate internet banking, it has AIDS. Its deliberately designed to be as confusing and difficult as possible.

[ZesPak]

Is this the 80's? Am I missing something?

Don't worry guys, in 20years you'll all be able to do it over "the internet".

[ZesPak]

Parrot of Doom said:

I usually do this over the phone, but I hate it. I hate all the confirmations, the reconfirmations, the interminable waiting, the stupid on-hold music, the pressing of various keys on a stupid menu only to be asked the exact same questions when the phone is answered.

Parrot of Doom said:

I hate internet banking, it has AIDS. Its deliberately designed to be as confusing and difficult as possible.

[sjg]

As said, use internet banking. If it's someone I've paid before I can be logged in and get that done inside 20 seconds. If it's a new one and I have sort code/account number then maybe 30 tops.

[alfa pint]

ZesPak said:

Is this the 80's? Am I missing something?

Don't worry guys, in 20years you'll all be able to do it over "the internet".

Tell Santander that! It's virtually impossible to use. Incredibly difficult to log on.

[Parrot of Doom]

...and guess who I bank with.