Extortionate Car Insurance
Discussion
Has anyone elses car insurance rocketed sky high this year?
My insurance is due in two weeks time and my brokers have quoted me over £600
that is a rise of over £200 from last years premium.
I did a quick search on-line yesterday and I was getting quotes for £384.00, yet my current insurers can't explain why their quote is so high this year. They did a recalculation on it and it still came out at £606.00.
Looks like these comparison websites can be quite useful at times. Last year when I checked they were more expensive, but this year not so.
My insurance is due in two weeks time and my brokers have quoted me over £600
that is a rise of over £200 from last years premium.I did a quick search on-line yesterday and I was getting quotes for £384.00, yet my current insurers can't explain why their quote is so high this year. They did a recalculation on it and it still came out at £606.00.
Looks like these comparison websites can be quite useful at times. Last year when I checked they were more expensive, but this year not so.
My mother just had her renewal through from a well known insurance co specialising in women drivers.
Going through one of the many comparison websites, it came up with a quote £60 cheaper, with the exact same company!
She now has to send her proof of no claims back to her insurance company so that they can verify her no claims discount!
Going through one of the many comparison websites, it came up with a quote £60 cheaper, with the exact same company!
She now has to send her proof of no claims back to her insurance company so that they can verify her no claims discount!
musclecarmad said:
£600 is not extortionate in any way shape or form in my opinion.
A rise of over £200 in my opinion is extortionate especially for a basic Audi. My premium has remained the same for the last three years. What annoys me is that they cannot offer any explanation to this sudden rise. They are brokers so go with the cheapest quotes that come up for varying companies (like the online search engines). Even the girl I spoke to was baffled by it all.Time to move my insurance around.
Granville said:
musclecarmad said:
£600 is not extortionate in any way shape or form in my opinion.
A rise of over £200 in my opinion is extortionate especially for a basic Audi. Granville said:
My premium has remained the same for the last three years.
I paid 10p a litre less for diesel last year. Should I demand that's the same every year or less?[quote=Granville
Time to move my insurance around.
You'll pay more than last year but shopping around is the key to a good deal.
The quotes I've been given yesterday are exactly the same as I've paid for the last three years. Even the most expensive ones were coming out cheaper than my current insurers quote.
I quite expect a slight hike in premiums every year but not over £200. My current insurance have called me back and they still can't explain why their quote is coming out so high.
even the insurance on my TVR's were never this high (in fact cheap than my Audi), shame they're such gas guzzlers.
Sign of the times I guess were it pays to shop around.
I quite expect a slight hike in premiums every year but not over £200. My current insurance have called me back and they still can't explain why their quote is coming out so high.
even the insurance on my TVR's were never this high (in fact cheap than my Audi), shame they're such gas guzzlers.
Sign of the times I guess were it pays to shop around.
pilchardthecat said:
Strangely I've found the exact opposite - the last year or two has been the first time i haven't had an inflated renewal, and have actually stayed with the same insurer.
Prior to that, they have always applied the Lazy Tax at renewal time
This for me too. Renewal just came in at £250, from £280 ish.Prior to that, they have always applied the Lazy Tax at renewal time
Couldn't get with £100 of it on price comparisons websites.
Perhaps the insurers no longer offer such good deals to comparison websites/brokers?
Muzzer said:
Granville said:
musclecarmad said:
£600 is not extortionate in any way shape or form in my opinion.
A rise of over £200 in my opinion is extortionate especially for a basic Audi. Granville said:
My premium has remained the same for the last three years.
I paid 10p a litre less for diesel last year. Should I demand that's the same every year or less?Granville said:
Time to move my insurance around.
This is the answer.You'll pay more than last year but shopping around is the key to a good deal.
ks IMO - maybe a teeny rise, but it's more and more insurers applying the "if you don't ask, you don't get" principle. i.e. If they don't ask you to pay £600 you never will, so it's worth a punt. Usually getting an online quote from the same insurer will render the result you were expecting, and then you ring up and they say, eeeer yeah.... ok then.They're in it to make money, so why wouldn't they? (w
kers)Edited by BMWBen on Monday 27th September 16:48
)Papa Hotel said:
Can I do tomorrow's "Insurance is Extortionate" thread? fk me, why isn't there just a massive thread 400 pages long instead of a new one every day with the same complaints and the same reasons being given EVERY SINGLE fkING DAY!?!
k me, why isn't there just a massive thread 400 pages long instead of a new one every day with the same complaints and the same reasons being given EVERY SINGLE fkING DAY!?!
I love the dichotomy between the "Aaaargh, why is my insurance so expensive???" and "Aaaargh, why won't the insurer pay up for this???". Well, fugnut, if they paid fout for everything your premium would be a million pounds. Even if you drive some sh!tty Audi hunchback.
Gizmo! said:
Audi hunchback.
Niles: The rental agency didn't have a single luxury car left. They stuck me with some vehicle I believe they call a hunchback.Frasier: No. I think that would be a hatchback, Niles.
Niles: It's painted panic-button red, with a large rear window that pops open.
Frasier: That would be the hatchback.
Niles: Well, there's a novel idea: name the car after its most hideous feature. I presume it was a toss-up between "hatchback" and "what's that odor coming from the floor?"
classic.
If you want to make yourself feel better go get a quote for an S2000.
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