Opinions on insurance 'fraud' please
Discussion
My friend (no really) has an acquaintance who if I'm honest, I have hated right down to the molecular level since the day I met him.
He is in my eyes, the worst kind of scum.
An early/mid 20s benefit scrounger claiming among other things mental disability allowance because they can't prove otherwise; with a handful of kids from as many different mothers, at least half of whom he impregnated before they came of age.
He is a drug user and has a hand in dealing, a thief, a fence and handler of stolen goods, a violent thug, and an ex convict who has done time for assault. And those are just the things that I know about.
He's also a devoutly religious born again Christian which is irrelevant but I include it because I find the irony mildly amusing.
Anyway, he confided/boasted within earshot of my friend that he needed to raise a few grand quickly. I have no idea what for, but very much doubt it was for a a deposit for somewhere to live, or to help contribute to the upbringing of the odious five offspring he has polluted the world with and is legally not allowed to go anywhere near. He more than likely owes money to someone even more unpleasant than him, or needs to raise cash to fund his vices.
So it turns out he came up with a plan to get lots of money quickly and set about driving his car as badly and erratically as possible, taking turns at the last second, swerving in front of people, deliberately using roundabouts badly, and making every effort to cause someone to hit him.
And he did. Twice.
The first young lady was in tears and presumably shock after hitting the side of his car, and he extorted close to £2000 from her at the roadside by talking up his insurance case, and bullying her into agreeing that would be better for her to forget insurance and just settle right there. Foolishly she did.
And now I have it on good authority that he's finally succeeded in smashing his car up properly and is currently swanning around in a hire car courtesy of his victims insurance company, and is lined up for a £5000 whiplash and writeoff payout.
Life is unjust...I know it, always have, and I don't whinge about it - but tonight it I am seething at the thought that my ever so sweet neighbour, a teacher, a girl of only 32 is about to die from cancer while this blot on society just continues to go around consuming and making life harder for everyone who has the misfortune to come into contact with him.
I want to a lorry to kill him. He could have hurt or killed someone with his little scheme for a payout. Without wishing to sound like a tabloid newspaper, my taxes fund his entire life, and while I do my utmost to protect my NCB and keep my premium down a portion goes to scum like him anyway. I'm trying to acquire a company to get ahead in life, trying to work hard to make something.
He just decided to crash into someone for a £7000 payout - and the f
king system let him do it and rewarded him with a cheque.
So bearing in mind that I don't know his reg number, address, real full name or insurance company (but could probably get it all with some effort), what would you do?
I am worried that shopping him will lead to unpleasant repercussions for my friend as not many people know what has happened, but at the same time will the authorities give the slightest toss even if I give them full and complete info?
He is in my eyes, the worst kind of scum.
An early/mid 20s benefit scrounger claiming among other things mental disability allowance because they can't prove otherwise; with a handful of kids from as many different mothers, at least half of whom he impregnated before they came of age.
He is a drug user and has a hand in dealing, a thief, a fence and handler of stolen goods, a violent thug, and an ex convict who has done time for assault. And those are just the things that I know about.
He's also a devoutly religious born again Christian which is irrelevant but I include it because I find the irony mildly amusing.
Anyway, he confided/boasted within earshot of my friend that he needed to raise a few grand quickly. I have no idea what for, but very much doubt it was for a a deposit for somewhere to live, or to help contribute to the upbringing of the odious five offspring he has polluted the world with and is legally not allowed to go anywhere near. He more than likely owes money to someone even more unpleasant than him, or needs to raise cash to fund his vices.
So it turns out he came up with a plan to get lots of money quickly and set about driving his car as badly and erratically as possible, taking turns at the last second, swerving in front of people, deliberately using roundabouts badly, and making every effort to cause someone to hit him.
And he did. Twice.
The first young lady was in tears and presumably shock after hitting the side of his car, and he extorted close to £2000 from her at the roadside by talking up his insurance case, and bullying her into agreeing that would be better for her to forget insurance and just settle right there. Foolishly she did.
And now I have it on good authority that he's finally succeeded in smashing his car up properly and is currently swanning around in a hire car courtesy of his victims insurance company, and is lined up for a £5000 whiplash and writeoff payout.
Life is unjust...I know it, always have, and I don't whinge about it - but tonight it I am seething at the thought that my ever so sweet neighbour, a teacher, a girl of only 32 is about to die from cancer while this blot on society just continues to go around consuming and making life harder for everyone who has the misfortune to come into contact with him.
I want to a lorry to kill him. He could have hurt or killed someone with his little scheme for a payout. Without wishing to sound like a tabloid newspaper, my taxes fund his entire life, and while I do my utmost to protect my NCB and keep my premium down a portion goes to scum like him anyway. I'm trying to acquire a company to get ahead in life, trying to work hard to make something.
He just decided to crash into someone for a £7000 payout - and the f
king system let him do it and rewarded him with a cheque.So bearing in mind that I don't know his reg number, address, real full name or insurance company (but could probably get it all with some effort), what would you do?
I am worried that shopping him will lead to unpleasant repercussions for my friend as not many people know what has happened, but at the same time will the authorities give the slightest toss even if I give them full and complete info?
oldbanger said:
Thanks for that - I'll get as much correct info as possible and probably use it. Reminds me of the chap i met at work who climbed down off the roof timbers of the building he was costructing, showed me his 60 plate range rover supercharged. Then told me he was in receipt of incapcity benefit, gave me his tax return which showed he was getting a refund.
I cannot report it due to the data protection act!
I cannot report it due to the data protection act!

Actually I've got his name now, turns out I knew it after all but didn't realise it. He's of no fixed place of abode though - have no idea where his insurance is registered to. And unfortunately now the car has been totalled and scrapped nobody can remember the reg or can think how to get it short of asking said piece of vermin.
If the opportunity arises I'll do some shopping.
Until then I can but hope that he'll step out in front of my car in the hope of more incapacity benefit, because I'LL do the job properly.
If the opportunity arises I'll do some shopping.
Until then I can but hope that he'll step out in front of my car in the hope of more incapacity benefit, because I'LL do the job properly.
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