Insurance: occupation and risk

[bitwrx]

I'm a civil servant. And and engineer (albeit a trainee).

Which of these occupations would give me the lowest insurance quote?

(Oh to be a farmer again....)

[soad]

Try each one for quotes and see for yourself?
Not hugely helpful but i don't have a straight answer.

[ZOLLAR]

Depends on the insurer, they all rate differently.

[bitwrx]

soad said:

Try each one for quotes and see for yourself?
Not hugely helpful but i don't have a straight answer.

Got halfway through then remembered the barrage of unsolicited emails and phone calls that crop up whenever you do anything insurance related on the internet.

I was hoping one of PH's resident insurance experts would happen to be breezing past...

[EDLT]

bitwrx said:

soad said:

Try each one for quotes and see for yourself?
Not hugely helpful but i don't have a straight answer.

Got halfway through then remembered the barrage of unsolicited emails and phone calls that crop up whenever you do anything insurance related on the internet.

I was hoping one of PH's resident insurance experts would happen to be breezing past...

Use a mailinator address just to get the numbers then put your real address in when you buy.

www.mailinator.com

[homerjay]

bitwrx said:

soad said:

Try each one for quotes and see for yourself?
Not hugely helpful but i don't have a straight answer.

Got halfway through then remembered the barrage of unsolicited emails and phone calls that crop up whenever you do anything insurance related on the internet.

I was hoping one of PH's resident insurance experts would happen to be breezing past...

ive done hundreds of quotes over the years online.

never once had a phone call, a few emails but nothing more than expected.

[maniac0796]

When I put mechanic it was £50 more a year then if I put student (technically both) so I don't know if that helps.

[r-kid]

Go to moneysavingexpert.com, there is a insurance occupation checker which will do what you need.

[Meoricin]

maniac0796 said:

When I put mechanic it was £50 more a year then if I put student (technically both) so I don't know if that helps.

Student tends to come up as one of the cheaper options in my experience. If you can legitimately use it, that's the one I'd go for.

[Deva Link]

bitwrx said:

I'm a civil servant. And and engineer (albeit a trainee).

Which of these occupations would give me the lowest insurance quote?

(Oh to be a farmer again....)

Get a quote from Frizzell using the CSMA (Civil Service Motoring Association) discount. If you do take a policy you have to join CSMA but it's only about £15 and it includes legal cover so you don't need to pay to include that on the policy.

Although, it's through LV= and they don't rate on occupation anyway. They exclude the high risk ones (professional sports etc) but my daughter's husband is a Hotelier and they live on the premises, yet her premium (he's a named driver) wasn't loaded at all and the policy even includes business use by him.

I've found LV= to be good for me and my family (and they're very good to deal with, which has some value) but other people have found them way out on price.

[Monkeylegend]

So that makes you a Civil Service Engineer.Do they have a category for that?

[bitwrx]

Gah. Forgot all about this. Thanks for the replies. Don't think LV will like the mini, but I'll check csma when the pug comes up for renewal (if I still have a job by then).

But yes that does make me a civil service engineer.