E92 Supercharging - Can't Get Insurance

[V8Dan]

Hey Guys,

So my supercharger kit arrives next week and I have been trying to get insurance sorted with not much success.

I am 30 yrs old, have 1 SP30 from 4 years ago & my previous cars include E39 M5, modded VR4 & Twin Turbo Supra.

I currently own an 2008 E92 M3 and have done for around 2 years. I have always fancied supercharing a car due to the bhp/£ ratio you get so opted for an ESS VT1-535 kit which is rated at 535bhp. (an increase of 20% power over stock 420bhp)

So far I have rang around countless insurance companies with not alot of success.

Adrian Flux where no use as they will only insure modified cars up to a value of £30k. Most other companies are "talking to there underwriters" which I suspect is the same underwriter for them all.

Pace ward just told me that there underwriter thinks the power increase is too much for me to handle so they declined which got me quite angry.

So it would appear the only cars you can get modified insurance on are modded evo, and scoobs that fall below the value??

has anyone got any idea's?? anyone else running a SC E92 M3?

I wonder if ESS will accept the kit back?

I'm completeley frustrated, bemused and utterly p!ssed off at the situation I find myself in... how can NO QUOTE, be an acceptable answer??

oh well I guess I should just accept the fact that we are all destined to drive run of the mill grey hybrid shopping cars in this oppressive sh!thole of a country....

Edited by V8Dan on Friday 22 October 16:00

Edited by V8Dan on Friday 22 October 16:05

Edited by V8Dan on Friday 22 October 17:04

[Dan S]

drive uninsured?

[pilchardthecat]

Insure it for £30k

Or talk to Beedub who has the ESS kit on his Z4M, he might be able to help

[TX1]

Have you tried Swiftcover by any chance ?

[jontysafe]

By all means try Swiftcover but there`s cover and then there`s cover.

Have you tried:

http://www.supercarhub.com

[k15tox]

not to rub salt in the wounds mate but i would have got quotes before i bought the kit.

im sure someone will insure you but i can bet it will be pricy.

hope it all goes well for you

[Animal]

Tried Amlin? Admiral?

[gmarks1]

A-plan are normally quite accommodating for modified cars

[shim]

try Competition Car Insurance

[Beedub]

i insured mine on my company fleet policy......... ESS will take the kits back but re-shipping costs will be all yours of course, but out of pure noseyness, i called another random insurer and ask about the mods i'd done.... they quoted my car insurance as the same group as a top end lambo or ferrari, he said these mods move your car into a specialist group we cant help you with.... mmm lets hope i never have to insure this car on my own policy ;-)

Edited by Beedub on Friday 22 October 22:44

[Porscheplayer]

Chris knott seem pretty mod friendly, try them

[Ponk]

Greenlight are definitely mod friendly, worth a shot if you haven't tried them already.

[amirzed]

if i was you talk to Evolve or one of the other tuning companies that install these, they should know companies you can approach....

[Beedub]

btw you'll love your ESS kit, im running the VT-1 on my z4m and i can honestly say the car is a hammer, but the car will drive better in everyway, ESS's tuning is godly!!

[torres del paine]

I've always found Bell to be very accommodating and very reasonably priced.

Btw, supercharged E92 M3s are immense and seriously cool in my book. You'll love it.

[mikem7709]

I suspect most S/C`d M3`s are running without informing their insurance company.I couldn`t find anyone who would cover my E46 M3 even with just the basic VT460 kit installed.

Edited by mikem7709 on Saturday 23 October 12:35

[carlgrz]

I know for a fact the A Plan will insure a S/C E39 M5 but that doesn't have nearly the value of the E92.

[ruebdo]

I am thinking of supercharging mine with the the 500bhp ESS kit and Adrian Flux offered to insure mine last week. No Z4M coupe is going to be worth over 30k. You couldnt find one if you tried.

[ruebdo]

lets just forget my last point. i didnt read the car. maybe i shouldnt surf and drink, sorry.....

[V8Dan]

Thanks for your replys guys

Keith Michael's have given me a quote so I am a happy bunny

I shall keep you all informed with progress.

Dan

:-)

Edited by V8Dan on Saturday 23 October 17:40