Discussion
Quick question for the masses.
You hear a lot of horror stories of being crashed into by an uninsured driver, but how does it work the other way round. By which I mean you as an insured driver hits an uninsured driver.
I'm fortunate enough not have been crashed into so have no experience of going through the process of an insurance claim but I always thought the two drivers insurance companies would talk to each other and so sort it out that way. How does it work if the claimant/victim/other party isn't covered?
Would the insurance company deal directly the second driver? But then surely they would have something to say about the other party not being insured and so involve the police etc.
Was just curious.
Mods - wasn't quite sure where to put this so feel free to move to somewhere more appropriate.
You hear a lot of horror stories of being crashed into by an uninsured driver, but how does it work the other way round. By which I mean you as an insured driver hits an uninsured driver.
I'm fortunate enough not have been crashed into so have no experience of going through the process of an insurance claim but I always thought the two drivers insurance companies would talk to each other and so sort it out that way. How does it work if the claimant/victim/other party isn't covered?
Would the insurance company deal directly the second driver? But then surely they would have something to say about the other party not being insured and so involve the police etc.
Was just curious.
Mods - wasn't quite sure where to put this so feel free to move to somewhere more appropriate.
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