I've forgotten who I' insured with, what do I do?

[Phunk]

I have recently moved house and in the process I have mislaid my Insurance documents.

I am changing cars shortly so I will need to change the car that is on my policy.

How do you find out who you are insured with, I tried the police, but they won't tell me due to data protection and my bank / credit card won't help either.

Any ideas?

[Jonny671]

Phunk said:

I have recently moved house and in the process I have mislaid my Insurance documents.

I am changing cars shortly so I will need to change the car that is on my policy.

How do you find out who you are insured with, I tried the police, but they won't tell me due to data protection and my bank / credit card won't help either.

Any ideas?

Surely you just go back through your statements until you find a payment for an insurance company, thats the only way? Unless you do it monthly..

[Garlick]

You have no idea at all? Surely you can narrow it down to two or three to call?

[Monkeylegend]

The DVLA should have your insurance details on record shouldn't they?

[ZOLLAR]

I would check my insurer but i think that may breach some sort of Data law, sorry!.
Just try ringing a few or check bank statements!.

[ZOLLAR]

Monkeylegend said:

The DVLA should have your insurance details on record shouldn't they?

Nope.

[Monkeylegend]

They know you are insured but presumably not who with then?

[ZOLLAR]

Monkeylegend said:

They know you are insured but presumably not who with then?

When taxing they just check the Reg with the MID.

[Monkeylegend]

ZOLLAR said:

Monkeylegend said:

They know you are insured but presumably not who with then?

When taxing they just check the Reg with the MID.

[wombat172a]

Just wait for a few months until the policy ends and wait for the renewal lett... Oh wait..

Yea, you've cocked this!

[jonno990]

I was going to start a similar thread.
I was a named driver on company insurance for five years.The company went bust a few months back and I can't find out who I was insured with.
I already had about ten years no claims.I will be gutted if I have to start from scratch.
Got a quote for a £1500 mx-5 with zero no claims £3300
Is there anyway for me to find my previous company's insurer?

[ZOLLAR]

Monkeylegend said:

ZOLLAR said:

Monkeylegend said:

They know you are insured but presumably not who with then?

When taxing they just check the Reg with the MID.

Although i wouldn't be surprised for the info to be shared at sometime in the future for continous insurance legisltation etc.

[ZOLLAR]

jonno990 said:

I was going to start a similar thread.
I was a named driver on company insurance for five years.The company went bust a few months back and I can't find out who I was insured with.
I already had about ten years no claims.I will be gutted if I have to start from scratch.
Got a quote for a £1500 mx-5 with zero no claims £3300
Is there anyway for me to find my previous company's insurer?

Ask the policyholder surely they would know?.

[GeraldSmith]

jonno990 said:

I was going to start a similar thread.
I was a named driver on company insurance for five years.The company went bust a few months back and I can't find out who I was insured with.
I already had about ten years no claims.I will be gutted if I have to start from scratch.
Got a quote for a £1500 mx-5 with zero no claims £3300
Is there anyway for me to find my previous company's insurer?

If you were on a company insurance as a named driver you won't have been accumulating a no claims bonus, that is only for the policy holder. Some insurers do give an introductory discount to people coming off company car schemes although you have to be careful, they are an introductory discount so all you'll have the following year is one year's no claims.

[ZOLLAR]

GeraldSmith said:

jonno990 said:

I was going to start a similar thread.
I was a named driver on company insurance for five years.The company went bust a few months back and I can't find out who I was insured with.
I already had about ten years no claims.I will be gutted if I have to start from scratch.
Got a quote for a £1500 mx-5 with zero no claims £3300
Is there anyway for me to find my previous company's insurer?

If you were on a company insurance as a named driver you won't have been accumulating a no claims bonus, that is only for the policy holder. Some insurers do give an introductory discount to people coming off company car schemes although you have to be careful, they are an introductory discount so all you'll have the following year is one year's no claims.

Some insurers give a named driver NCB but it can only be used with that insurer and can't be added to any other accumilated NCB.

[GeraldSmith]

ZOLLAR said:

Some insurers give a named driver NCB but it can only be used with that insurer and can't be added to any other accumilated NCB.

Not usually on a company policy though

[Deva Link]

If you can't put your hands on the Certificate then very technically you're not insured.

[ZOLLAR]

GeraldSmith said:

ZOLLAR said:

Some insurers give a named driver NCB but it can only be used with that insurer and can't be added to any other accumilated NCB.

Not usually on a company policy though

Sorry i missed that from the post!, as you were

[Monkeylegend]

OP, silly question but do you have any contact no's stored in your mobile, assuming you have one. Failing that ask the wife, apparantly they know everything.

[rottie102]

Deva Link said:

If you can't put your hands on the Certificate then very technically you're not insured.

There are companies that don't even send you a certificate via post. How's that then?