Stupid Car Insurance Question....

[MondeoMan1981]

If I own a car, have x years NCB and I buy a second car, when I'm getting a quote for it, do have the same NCB or does it only apply on one car... ?

[redstu]

One car only, unless you are with an insurer that will mirror it fir the 2nd car.

[kambites]

Some insurers will mirror the NCB if you insure both cars with them, some will not.

ETA: The other option, is to get an actual two car policy.

Edited by kambites on Sunday 7th November 17:15

[Timberwolf]

You can't use it on two policies at once, but when I had my MX-5, Aon were happy to mirror the NCD on my main car as an introductory discount - all they wanted was a letter from my insurer saying something along the lines of, "Timberwolf has x years NCD which he is currently using against his policy on car y with us."

Depends on insurer, of course.