Insuring an import?

[wolfy1988]

Hi there

My girlfriend is looking for a car as hers was written off a couple of weeks ago. The budget is around 1k, so far we have been looking at celicas, mr2's etc.

Problem is insurance, its bloody expensive! not sure why really as she had a quote for a 36k S3 which was 1600 which is what we are being quoted for the Japs! I am baffled to say the least. (used to pay 600 on her almera)

Also her claim was a non fault as someone hit her up the bum at a junction, has this affected her insurance?

Thanks in advance and sorry for the essay.

J

Edited by wolfy1988 on Wednesday 17th November 11:42

[Stu R]

A claim will probably increase the premium, and the fact it's an import, and the fact everyone's inurance has gone up....

[Marf]

Are you getting quotes from mainstream insurers or specialist brokers?

Mainstream insurers will generally arserape you for imports.

[wolfy1988]

Marf said:

Are you getting quotes from mainstream insurers or specialist brokers?

Mainstream insurers will generally arserape you for imports.

She is reluctant to leave Endsleigh as she is 7 months into her policy and would like the extra years NCB.

Brokers? who would you recommend?

[Marf]

wolfy1988 said:

Marf said:

Are you getting quotes from mainstream insurers or specialist brokers?

Mainstream insurers will generally arserape you for imports.

She is reluctant to leave Endsleigh as she is 7 months into her policy and would like the extra years NCB.

Brokers? who would you recommend?

Then you need to weigh up if the increase on her current policy is worth the extra discount one years extra NCB will bring next year. Do some quotes to work that out.

As for brokers, A-Plan, Sky, Chris Knott, Keith Michaels.

I'm with Chris Knott paying £560 a year fully comp on my MR2, mods declared(decat, exhaust, induction, boost controller, chargecooler, alloys) and I'm 29 with 6 yrs NCB. And thats with an £1800 fault claim included.

[Ash From Flux]

Have you tried Adrian Flux? I work there so if you want me to look at a quote for you give me a PM.
Ash

[Proxy]

Ash From Flux said:

Have you tried Adrian Flux? I work there so if you want me to look at a quote for you give me a PM.
Ash

Hah, straight to the point Ash mate!

Edited by Proxy on Wednesday 17th November 11:54

[wolfy1988]

I have just got off the phone to Flux and they have qouted 1500! apparently insurance has gone up 40% for everybody, Ouch!

[cptsideways]

Lifesure are nearly always the best for imports

[Ash From Flux]

wolfy1988 said:

I have just got off the phone to Flux and they have qouted 1500! apparently insurance has gone up 40% for everybody, Ouch!

I think that's about the average across every company. I'm looking forward to my renewal. Did you says your a Pistonheads member? That should have saved you some money.

[Marf]

My renewal went up £60 this year which I didnt think was too bad considering the £1800 claim!

[LuS1fer]

Ash From Flux said:

Did you says your a Pistonheads member? That should have saved you some money.

How does that work though? A free forum anyone can join with no qualification bar being able to type slowly and potentially more likely to drive fast....hmmmm.

Has anyone actually got a quote THEN said "I'm a PH member" and instantly got a discount or is it "already in the quote I gave you?"

Cynical? Moi?

[Ash From Flux]

LuS1fer said:

Ash From Flux said:

Did you says your a Pistonheads member? That should have saved you some money.

How does that work though? A free forum anyone can join with no qualification bar being able to type slowly and potentially more likely to drive fast....hmmmm.

Has anyone actually got a quote THEN said "I'm a PH member" and instantly got a discount or is it "already in the quote I gave you?"

Cynical? Moi?

Well insurance is mostly done on statistics and owners clubs and forum members for there type of car tend to look after their cars better. I think that's the general view on things. When I do quotes I tell people if they join Pistonheads they can get a cheaper quote so it can reduce the original quote.