Discussion
Its not really a structure in the US is it ? more just a fact of life - if you have kids you start their college fund pretty much when they are born - its just accepted.
Over here its not really seen as something you have to pay for, because you used to get grants or now loans - the tuition is not seen as something to pay for ?
Over here its not really seen as something you have to pay for, because you used to get grants or now loans - the tuition is not seen as something to pay for ?
Crafty_ said:
Its not really a structure in the US is it ? more just a fact of life - if you have kids you start their college fund pretty much when they are born - its just accepted.
Over here its not really seen as something you have to pay for, because you used to get grants or now loans - the tuition is not seen as something to pay for ?
exactly thats my point Over here its not really seen as something you have to pay for, because you used to get grants or now loans - the tuition is not seen as something to pay for ?
until we have savings in place for college uni or whatever.
there are going to big troblems in transitioning between them
What we should do is get rid of a lot of the more worthless degree courses and the labour idea of getting everyone a degree even if they are destined to work in McDonalds.
When I were a lad university was adequately funded because far fewer kids went there, and that's only 16 years ago...
When I were a lad university was adequately funded because far fewer kids went there, and that's only 16 years ago...
ShadownINja said:
Am I getting confused because I thought you don't have to save up and it isn't unaffordable - aren't you just taxed more afterwards to pay back the "loan" providing you have a salary above a certain threshold which theoretically reflects your education level?
You are completely correct! So all these so called students that are meant to be the cream of society as so f*cking stupid it makes my blood boil!It doesn't discriminate and only allow the richer kids to obtain a degree...you don't start paying it back until you reach a certain pay level...so whats the issue? Stupid people becoming brain washed by Socialist Workers thats what!
I would rather our education system didn't fall any further down the toilet, as it seems to be doing! We need to up the o-levels and a-levels to a reasonable level, where not every kid gets an A, and then offer sensible entry levels to Uni. Those that don't get the grades go off and do an apprentice or something similar.
Stupid kids should be actually doing some college work instead of rioting! Also for everyday they are out with their home made placards costing the tax payer more money due to the extra policing.....then that money should be added to the fees! Sooner or later they will get it into their thick heads! Education up to 18 is a right....after that it is a privilege, so if you want to better yourself then pay for it!
They're not, they're lifting the cap of payments from £3,290 and placing another cap on at £9,000 a year.
Most universities are apparently only going to be allowed to go £6,000. They've actually made the new system fairer too, I believe, saying that if universities charge the full whack they have to have help more people from poorer backgrounds in in order to charge so much. If you charge less, then you don't have to get as many poor people in.
Fair do's, I say.
Shame no one told the media... or anyone at all.
Most universities are apparently only going to be allowed to go £6,000. They've actually made the new system fairer too, I believe, saying that if universities charge the full whack they have to have help more people from poorer backgrounds in in order to charge so much. If you charge less, then you don't have to get as many poor people in.
Fair do's, I say.
Shame no one told the media... or anyone at all.
I just heard it's tiered so it makes the protesters sound even more idiotic.
Pay nothing until you earn £21k, then it goes up as your salary increases. In other words, you probably wouldn't notice. I fear for the future of this country. It's going to be run by a generation of idiots. Apart from a few kids I know of who appear to not give a s
t because perhaps they can read.
Pay nothing until you earn £21k, then it goes up as your salary increases. In other words, you probably wouldn't notice. I fear for the future of this country. It's going to be run by a generation of idiots. Apart from a few kids I know of who appear to not give a s
t because perhaps they can read.
F93 said:
They're not, they're lifting the cap of payments from £3,290 and placing another cap on at £9,000 a year.
Most universities are apparently only going to be allowed to go £6,000. They've actually made the new system fairer too, I believe, saying that if universities charge the full whack they have to have help more people from poorer backgrounds in in order to charge so much. If you charge less, then you don't have to get as many poor people in.
Fair do's, I say.
Shame no one told the media... or anyone at all.
The media know, as do the NUS and the socialist workers. Its long been considered a place to go to contemplate your belly button, smoke, drink and see how many different beds you can wake up in! I spent 7 years at Uni, and paid for everyday there! Consequently I worked my butt off to get a good degree! I treated it as a 9-5 role, and was working to pay my ways in the evening. The number of people that didn't bother to turn up to lectures and far less to tutorials was unbelievable! What is the point in going if you are going to waste your time?? So maybe, getting yourself into debt will channel the mind somewhat?Most universities are apparently only going to be allowed to go £6,000. They've actually made the new system fairer too, I believe, saying that if universities charge the full whack they have to have help more people from poorer backgrounds in in order to charge so much. If you charge less, then you don't have to get as many poor people in.
Fair do's, I say.
Shame no one told the media... or anyone at all.
It is a far cry from the American system, and it is almost a role reversal of the NHS comparisons made over the pond! You aren't going to have to have a huge pot of cash in the bank, you don't have to pay the university up front, and you can still borrow cash from the government to pay towards your accommodation, beer money etc. Get a good degree, show some balls and get a good job, then pay the debt off. That simple really.
I will graduate with around £50k of debt as it is. If the fees were to increase two fold or three fold, a student in my position paying higher fees would have a crippling amount of debt. I will graduate straight above the £21k bracket and within 5 years will be in the higher tax bracket. I'm from a poor family, and in 2 years time will have £50k of debt...that's a bloody scary thought!
turbolucy said:
I will graduate with around £50k of debt as it is. If the fees were to increase two fold or three fold, a student in my position paying higher fees would have a crippling amount of debt. I will graduate straight above the £21k bracket and within 5 years will be in the higher tax bracket. I'm from a poor family, and in 2 years time will have £50k of debt...that's a bloody scary thought!
Why? At what rate are you required to pay off? It's not like a mortgage is it? not like a car load or credit card?Afaik, you only pay it back when you get over a certain salary and even then it's 10% of f
k all.SCAARRRYYYY.
I know plenty of people, including myself, doing well and on good money without a degree, a couple with only GCSEs. (Conversely, I don't know of anyone who skipped the University thing who is currently in a dead-end job and struggling.)
It seems to have become a bit of an obsession for everyone to have the 'right' to stay in education until they are in their twenties - I have a sneaking suspicion that for many it has more to do with not wanting to join the 'real world' until as late as possible than a genuine desire for the best education they can get.
I don't really see the problem with the proposed scheme - if it doesn't have to be paid off until the graduate is earning over a certain, decent, wage, I suspect that many of the sort of stoooodents we've seen on the news recently won't ever have to pay it back anyway.
With any luck, it'll make some think twice about spending three years reading 'Beckham Studies' or similar. Most degrees on offer in this country are of use in our society, but many are just really fking silly.
(Edited for speeling.)
It seems to have become a bit of an obsession for everyone to have the 'right' to stay in education until they are in their twenties - I have a sneaking suspicion that for many it has more to do with not wanting to join the 'real world' until as late as possible than a genuine desire for the best education they can get.
I don't really see the problem with the proposed scheme - if it doesn't have to be paid off until the graduate is earning over a certain, decent, wage, I suspect that many of the sort of stoooodents we've seen on the news recently won't ever have to pay it back anyway.
With any luck, it'll make some think twice about spending three years reading 'Beckham Studies' or similar. Most degrees on offer in this country are of use in our society, but many are just really f
king silly.(Edited for speeling.)
Edited by andy400 on Thursday 25th November 09:01
leon_t said:
You're driving a Mini Cooper S according to your profile, but you're worried about the debt you're getting into...
The idea of getting the Mini was that if I sold it tomorrow, I will be able to sell it for more than I bought it for. It is an insurance for me, something to fall back on if I run short of money. Insurance is cheap for it too, just the fuel that's a bugger.Is that the case then, that you only have to pay back 10% of the student loan per year? If so, then what is everyone protesting about?!
turbolucy said:
leon_t said:
You're driving a Mini Cooper S according to your profile, but you're worried about the debt you're getting into...
Is that the case then, that you only have to pay back 10% of the student loan per year? If so, then what is everyone protesting about?!turbolucy said:
I will graduate with around £50k of debt as it is. If the fees were to increase two fold or three fold, a student in my position paying higher fees would have a crippling amount of debt. I will graduate straight above the £21k bracket and within 5 years will be in the higher tax bracket. I'm from a poor family, and in 2 years time will have £50k of debt...that's a bloody scary thought!
Well go train to be a plumber and earn decent money.You do not need a degree very few people need a degree to do their job.
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