How much to ask for? (Accident damage)
Discussion
Ho hum. Earlier this morning, someone coming the other way approaching a single width bridge, got his speed completely wrong, lost it on the ice (fortunately I saw it develop & accelerated through the pinch point (as much as I could in the conditions anyway) so rather than it being a nasty frontal, he hit my rear o/s wing before bouncing off & into the side of the bridge.
His fault entirely & he's admitted such. Poor bloke's only got TPFT and as well as looking at a lot of damage to his, he's asked me about settling outside of insurance.
I'm happy to do that. Mine is an old clunker. My wife's old car, one side door is stove in from a blind Polish HGV who sideswiped her (we got paid out for that on a write-off basis eventually after sterling work by Europa) and it's a 130k miles, P Reg Colt. Battered but the engine has the heart of a warrior & just keeps on going.
So ultimately, it would've been sold on eBay sometime next year and I'm not too fussed about having the damage actually repaired although I have of course suffered some loss of value & inconvenience.
A proper bodyshop job is likely to be worth more than the car I suspect so what does PH think I should be looking for?
The car's driveable, the wing is stoved in, paint & bumper damage.
His fault entirely & he's admitted such. Poor bloke's only got TPFT and as well as looking at a lot of damage to his, he's asked me about settling outside of insurance.
I'm happy to do that. Mine is an old clunker. My wife's old car, one side door is stove in from a blind Polish HGV who sideswiped her (we got paid out for that on a write-off basis eventually after sterling work by Europa) and it's a 130k miles, P Reg Colt. Battered but the engine has the heart of a warrior & just keeps on going.
So ultimately, it would've been sold on eBay sometime next year and I'm not too fussed about having the damage actually repaired although I have of course suffered some loss of value & inconvenience.
A proper bodyshop job is likely to be worth more than the car I suspect so what does PH think I should be looking for?
The car's driveable, the wing is stoved in, paint & bumper damage.
Pot Bellied Fool said:
Ho hum. Earlier this morning, someone coming the other way approaching a single width bridge, got his speed completely wrong, lost it on the ice (fortunately I saw it develop & accelerated through the pinch point (as much as I could in the conditions anyway) so rather than it being a nasty frontal, he hit my rear o/s wing before bouncing off & into the side of the bridge.
His fault entirely & he's admitted such. Poor bloke's only got TPFT and as well as looking at a lot of damage to his, he's asked me about settling outside of insurance.
I'm happy to do that. Mine is an old clunker. My wife's old car, one side door is stove in from a blind Polish HGV who sideswiped her (we got paid out for that on a write-off basis eventually after sterling work by Europa) and it's a 130k miles, P Reg Colt. Battered but the engine has the heart of a warrior & just keeps on going.
So ultimately, it would've been sold on eBay sometime next year and I'm not too fussed about having the damage actually repaired although I have of course suffered some loss of value & inconvenience.
A proper bodyshop job is likely to be worth more than the car I suspect so what does PH think I should be looking for?
The car's driveable, the wing is stoved in, paint & bumper damage.
Easy for me to say as it's not my hassle, but...maybe ask for nothing.His fault entirely & he's admitted such. Poor bloke's only got TPFT and as well as looking at a lot of damage to his, he's asked me about settling outside of insurance.
I'm happy to do that. Mine is an old clunker. My wife's old car, one side door is stove in from a blind Polish HGV who sideswiped her (we got paid out for that on a write-off basis eventually after sterling work by Europa) and it's a 130k miles, P Reg Colt. Battered but the engine has the heart of a warrior & just keeps on going.
So ultimately, it would've been sold on eBay sometime next year and I'm not too fussed about having the damage actually repaired although I have of course suffered some loss of value & inconvenience.
A proper bodyshop job is likely to be worth more than the car I suspect so what does PH think I should be looking for?
The car's driveable, the wing is stoved in, paint & bumper damage.
It is Christmas
Sounds like the other guy might be a young'un (seeing as he judged speed wrong on the ice, and wants to keep it off the insurance radar) but has ultimately been much nicer and honest than most would be. If you were not going to have the work done anyway (and there is existing damage to the car so value won't drop that much for the new damage), I would be inclined to let him off, maybe a bottle of something nice.
This is all assuming he was a nice lad. If he was a t
t, go official 
This is all assuming he was a nice lad. If he was a t
t, go official I'd be tempted to laugh it off - provided the car is still driveable. As you say, the guy has held his hands up, and - whilst no excuse - any of us could have got it wrong in the ice over the last few days. A couple of crates or a bottle of plonk would be a nice gesture from him, after all, he's expecting to lose his NCB, excess, etc. It'd make his December.
PH - Decency matters.
PH - Decency matters.
Wing Commander said:
Sounds like the other guy might be a young'un (seeing as he judged speed wrong on the ice, and wants to keep it off the insurance radar) but has ultimately been much nicer and honest than most would be. If you were not going to have the work done anyway (and there is existing damage to the car so value won't drop that much for the new damage), I would be inclined to let him off, maybe a bottle of something nice.
This is all assuming he was a nice lad. If he was a tt, go official
Exactly this. Sounds like he isn't a tThis is all assuming he was a nice lad. If he was a t
t, go official t, so it shouldn't be necessary. If he IS a young lad, a nicely-taught lesson like this will go alot further for his future driving than an insurance claim.
Oli.
I love PH fickleness.
Only a few weeks back, it would have been "ooh bad driver probably didn't buy winter tyres. Wants to kep out of insurance - maybe he doesn't have insurance. In fact, he may be a liberal. Or a rapist. Or a student, hell, where WAS he the night Maddie dissapeared? Here's his auntie Sue's facebook page. Lets shop him".
OP, if the car is already knackered and you;re not bothered, why dont just ask for the value of some prep stuff, touch up paint, T cut and a bottle of autoglym? Less than his excess by far, and will take the eye off until nxt summer.
Only a few weeks back, it would have been "ooh bad driver probably didn't buy winter tyres. Wants to kep out of insurance - maybe he doesn't have insurance. In fact, he may be a liberal. Or a rapist. Or a student, hell, where WAS he the night Maddie dissapeared? Here's his auntie Sue's facebook page. Lets shop him".
OP, if the car is already knackered and you;re not bothered, why dont just ask for the value of some prep stuff, touch up paint, T cut and a bottle of autoglym? Less than his excess by far, and will take the eye off until nxt summer.
Opulent said:
I'd be tempted to laugh it off - provided the car is still driveable. As you say, the guy has held his hands up, and - whilst no excuse - any of us could have got it wrong in the ice over the last few days. A couple of crates or a bottle of plonk would be a nice gesture from him, after all, he's expecting to lose his NCB, excess, etc. It'd make his December.
PH - Decency matters.
I agree. The guy stands to lose everything yet had the decency to own up. Perhaps time for some festive goodwill?PH - Decency matters.
Slightly O/T
I have a mate who is a crap driver. In the last 12 months he has skidded on the ice and crashed hard into a kerb, just missing parked cars. He overtook a Land Rover being driven past a school and somehow managed to scrape into the side of it (dont ask!). Just the other week he was driving too fast and skidded into the back of a queuing Ford Ranger. In the latter two occasions each of his victims 'let him off' with the damage he caused. Hes the luckiest guy i know, by the time the profiteering bodyshops, the ambulance chasers and the hire car companies would have had their fill he would be well into a 5 figure claim!
So don't rule out the possibility the driver in the OP is infact a (honest) menace on the roads
But i would certainly give him the benefit of the doubt. Some Gump said:
I love PH fickleness.
Only a few weeks back, it would have been "ooh bad driver probably didn't buy winter tyres. Wants to kep out of insurance - maybe he doesn't have insurance. In fact, he may be a liberal. Or a rapist. Or a student, hell, where WAS he the night Maddie dissapeared? Here's his auntie Sue's facebook page. Lets shop him".
OP, if the car is already knackered and you;re not bothered, why dont just ask for the value of some prep stuff, touch up paint, T cut and a bottle of autoglym? Less than his excess by far, and will take the eye off until nxt summer.
Go look in the crash pics thread only yesterday it was everyone should get a brand new hire car for 2 weeks and the car rebuilt to as new by brand new parts in a speaclist bodyshop.Only a few weeks back, it would have been "ooh bad driver probably didn't buy winter tyres. Wants to kep out of insurance - maybe he doesn't have insurance. In fact, he may be a liberal. Or a rapist. Or a student, hell, where WAS he the night Maddie dissapeared? Here's his auntie Sue's facebook page. Lets shop him".
OP, if the car is already knackered and you;re not bothered, why dont just ask for the value of some prep stuff, touch up paint, T cut and a bottle of autoglym? Less than his excess by far, and will take the eye off until nxt summer.
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