Insuring 964RS with full cage?

[fergus]

Help! Can anyone (Melv perhaps?) point me in the direction of sensible insurers who will entertain the idea of a full cage in a 964RS. I am not bothered about cover for trackdays.

Lots of insurers seem to be bothered about personal injury resulting from cages so tend to decline cover.....

Thanks in advance.

[domster]

Carole Nash.

That said, I have now removed mine which makes life with insurers easier. I want another one tho' as they look fantastic and help safety-wise.

Also check out the 964RS forum on the pcgb forums as this very point was discussed recently.

[pesty]

I thought the idea of a roll cage was to reduce injury!

Am I misstaken or are all insureance companies wits

[domster]

1) They think you will drive like a nutcase if you fit a cage as you feel more invulnerable (airbags anyone?)

2) They think that racing drivers will claim for their racing damage (you need a cage to go racing, so insurers use it to sort the racers from the public)

Daft, but that's how I understand it.

[clubsport]

The above does unfortunately make sense Dom,
So roll cage out are you close to getting it back on the road?

I am looking forward to your initial comments when you get to drive it again, i think it will blow your mind compared to your recent choice of conveyance

[domster]

It is back from final paint prep.

Rolling road this week - allegedly

The cage is out as I think the floor plates were for a bolt in Heigo not a Matter, and tech didn't want to cut out and reweld.

Can't wait...

[paulc]

Aon have no issue with full cages.

[Paul968]

As I understand it, the reason full cages are an issue is that they are designed to be used with a helmet, when all that metal work in close proximity with your head is not a problem. In normal road driving conditions tho you may actually be taking quite a big risk of head injury from the roll cage, hence the insurance company's nervousness to insure them.

Paul

[Melv]

paulc said:

Aon have no issue with full cages.

As long as this isn't main vehicle and garaged -Royal & Sun Alliance thru AON (who also provide track day cover).

Mel

[peter_964rs]

Ditto - AON classic car insurance will do it.

[randeria]

Liverpool & Victoria - no problem, no need to notify them of any modifications unless it is to the engine.

[fergus]

For those who have policies with AON, how have you found the service? They don't appear overly keen for any business given their general attitude & response....

[paulc]

Never had any problems with AON.

[Melv]

fergus said:

For those who have policies with AON, how have you found the service? They don't appear overly keen for any business given their general attitude & response....

Never a problem for existing customers!!

Ring their Woking branch, 01483 706068.

Mel