1 Day car insurance?

[SimonBradley]

Anyone know where i can sort 1 days insurance out? Cant find anyone on net who will cover a chim.

Will be test driving and probably driving it home on Sunday and Mannings told me they were open today till 5 but I've had no answer this afternoon.

Si

[SILICONE KID]

If you are fully comp on another car and the owner is still insured you can drive it with third party fire and theft.

Edited by SILICONE KID on Friday 31st December 18:07

[Gazzab]

Get a quote on line, buy the insurance and then cancel it after test drive or after buying it. If yuo crash it before buying it then the owner just backdates the V5 sale date.

[nuttyfruitbat]

hi do hpi check (£20) before buying get 7 days insurance free
http://www.hpicheck.com/driveaway.html

[Smooth Smith]

I tried various companies before I bought mine & none would cover a TVR.

If the HPi thing doesn't work you'll have to take out a policy & cancel it straight away if you don't buy it. You have a 14 day cooling off period but you will pay the premium up until you cancel it plus an admin charge (usually £30 or so).

[madasafrog666]

Agree with smooth, I could not find any company to cover me for a day, bearing in mind I have nearly 30 years with no claims and three other cars in the family.
Group 20 on a Chim etc puts everybody off. I ended up buying the TVR without driving it !!
Although I did have a complete inspection done first and lots of miles as a passenger.
I'm not sure about getting insurance on a car that you don't actually own yet?,and is already insured by the current owner?

[Gazzab]

madasafrog666 said:

I'm not sure about getting insurance on a car that you don't actually own yet?,and is already insured by the current owner?

You log on and buy the insurance, simple as that. Technically you will need to change ownership seconds before crashing it.

[miniman]

SILICONE KID said:

If you are fully comp on another car and the owner is still insured you can drive it with third party fire and theft.

Be careful, fully comp cover doesn't automatically give you any other car TP cover. It has to be specifically included as part of the policy and many don't include it any more.

[R1 Loon]

SILICONE KID said:

If you are fully comp on another car and the owner is still insured you can drive it with third party fire and theft.

Edited by SILICONE KID on Friday 31st December 18:07

Not true, he needs to check the details of his own policy to see if he has Driving Other Vehicles cover. Also it would be Third Party Only cover, if he has it.

You'll struggle to get daily cover on anything above an old group 16 car.

[phillpot]

I got one weeks cover to take a turn at driving mates Chim to Le Mans (Mannings), not cheap though, about 50 quid from memory.


50 x 52 = £2600 per annum !!!!

ETA that was to put me on his policy as additional driver

Edited by phillpot on Friday 31st December 21:40

[mybrainhurts]

Listen carefully, ah weel say zis urnly wurnce....


GOOGLE....



Or tour the Gents in several motorway service areas...there's an ad in one of them.

Edited by mybrainhurts on Saturday 1st January 00:30

[SILICONE KID]

Yes i understand ,it all seems to get there.Every time i look on google for info the answer comes up with me ..

[SimonBradley]

Well I've just checked my insurance and it says 'You have third party cover ONLY for driver another car, provided you do not own it.'
So i guess that covers me for the test drive but not the drive home if i buy it.

[madasafrog666]

Would,nt let anybody drive my Chim with third party only!!!

[SILICONE KID]

You are insured to drive it home only if you have fully comp insurance on another car and the owner does not cancel his insurance on the TVR.

[R1 Loon]

SILICONE KID said:

You are insured to drive it home only if you have fully comp insurance on another car and the owner does not cancel his insurance on the TVR.

This is the second bit of advice you've posted that is wrong on this thread.

First off, as he is now the owner, then he can not use the DOC extension. Secondly, the other car does not necessarily need to be insured if you want to drive a car you don't own using DOC. For example any of the RBS Insurance brands (Direct Line, Churchill, Privilege) don't make this stipulation, whereas some do. So it depends on your insurer.

Edit: typos galore

Edited by R1 Loon on Saturday 1st January 21:55

[Chris99]

eCAR do a one day fully comp cover - it was about £14.50 for me just over a month ago (50 year old, no claims).

Bought on line in about 5 mins, printed off the cover note to show to the owner of the car before the test drive.

[Chris99]

Soory, forgot to add web site: http://www.ecarinsurance.co.uk/

Good luck with the test!!

[SimonBradley]

Chris99 said:

Soory, forgot to add web site: http://www.ecarinsurance.co.uk/

Good luck with the test!!

Unfortuneatly i tried them they wont insure me due to age (26) and vehicle type.

[dog man]

Just use your DOC if you have it and then if you buy it, phone the insurance there and then so you can drive it home.