Anyone found multi car insurance for classics + regular???

[saml666]

Sorry to drag up the old insurance subject, but specifically, has anyone found a multi car policy which caters for all types of car? Ringing round it sounds as though best to keep separate but thought I'd check in case anyone has struck gold here?

My Chimaera is nearly finished, certainly enough to re-insure anyway and both mine and my Wife's regular cars are up for renewal within a week.

Cheers,
Sam

[TheCoolerKing]

You drag away mate, can't really answer your question but I doubt anyone is getting a great deal. Nobody is going to escape price hikes in 2011 since insurance companies seem to be whining about paying out too much. Mine went up £150 the girlfriends slightly younger she got stung £320

The under 25's have got more chance buying a house then getting V8 insurance

[captaintact]

I'm a bit older but my Admiral insurance is Multi Car with a Chimaera 4.0HC and an Alfa 156. Maybe worth a try and there is a discount.

[myph]

I also have Admiral and when I took out the Chim insurance my normal day car was not due but they quoted for that at the same time and that kicked in when it was due so you do not have to initially tie in renewal dates. The only draw back with them is payment of each policy at commencement of each, they do not do monthly payment option.

[2 sMoKiN bArReLs]

I have had 4 cars at one time all through A Plan. All on separate policies, but it was a good deal. I looked at the Admiral thing, but didn't take it any further.

[scruggs]

Admiral initially worked fine for me with 3 cars (not including TVR on a seperate policy). Tne first year premium was good but each year there after it got more expensive and out of sync with other insurers. Its the old game of not staying with one insurer for more than a couple of years otherwise they do not pass on any benefits they give to new customers and sting the long term faithfull.

[saml666]

scruggs said:

they do not pass on any benefits they give to new customers and sting the long term faithfull.

Too true ... I can't remember having ever stayed with the same company more than a year (consecutively).

Tried Admiral this afternoon, BMW 330d and Volvo XC70 for £551 wasn't too bad, I didn't bother asking about the Chim though. Perhaps I should. Age is no longer a problem ... sadly.

I didn't know that with classic policies they price mainly on value rather than spec. I've asked for agreed value of £12,000 now that the car is fully restored and upgraded, as opposed to £6,000 beforehand and of course the premium has doubled. Worth it though, considering the cost and time that's gone into it. Only had one price though, shopping around will get it down no doubt.

Thanks for the info folks, multi-car policies sounded great, discount in reality is modest but better than a kick in the teeth.

Sam

[MxJames]

Footman James is worth a shot.

My Dad has:

67 Morris Mini
72 Series 2a Land Rover
76 Morgan +4 Twin Cam
91 90 Defender
97 Suzuki X90
97 Mazda MX5
01 Audi A2 TDI

all insured for just over £500 quid on a multicar policy

Edited by MxJames on Wednesday 5th January 00:34

[blueg33]

My small fleet is insured with Primo

Audi A6
Subaru Outback
TVR Tuscan

All with full business use for £1400 (I have some points and one at fault accident so this was a good price, most were £1400 for the Tuscan alone)

[lockhart flawse]

Mannings do our five vehicles for about £1100 for the Mrs and I. Griff and Defender on 5,000 miles per annum. Just me to drive the Griff.

L.F.

[sonnylad]

Give Adrian Flux a call

[saml666]

MxJames said:

Footman James is worth a shot.

Cheers, phoned them and they've got a good deal but you have to have more classics than moderns to qualify. I've been thinking of buying an old GTI for auto-solo competitions which would mean I qualify but would still need to insure wife's car separately ... maybe next year.

blueg33 said:

My small fleet is insured with Primo

Phoned them too, they've promised to call back with a quote so will wait and see. Have you had to claim with them at all? Just they sound like a very small company ... no idea if that matters (or is even an advantage!?) but can't find any reviews online for how reliable they are etc.

lockhart flawse said:

Mannings do our five vehicles

And I see they're TVR specialists too ... thanks for pointing them out. Missed them today so will try tomorrow.

sonnylad said:

Give Adrian Flux a call

Normally they've been brilliant, used them loads over the years but suddenly my BMW 330d renewal is over £600 ... I've got a quote on the TVR which was over £600 too so I'll give them a miss this year.

Best I've got so far (still need to hear from Primo and call Mannings though) is £551 from Admiral Multi-car for the BMW and Wife's XC70 and £376 for the TVR through Premium Choice (formerly Roadsure who I've used before too).

The TVR cost is still a bit steeper than I was hoping for, insured lots of modified classics before but value was always low. I want an agreed value of £12,000 for the Chimaera as I've just restored and upgraded it so I guess it's not the worst rate eh...

Will see if I can improve in this tomorrow...

Thanks for all the help everyone
Sam

[ChimCris]

Believe it or not, the Post Office gave me the best deal for my Chim! It was about £550 for the year for me and my husband.
Cris