Cancelling Car insurance mutiple times.

Cancelling Car insurance mutiple times.

Author
Discussion

tom2019

Original Poster:

770 posts

210 months

Thursday 27th January 2011
quotequote all
I want to cover my car on special occassions only and because of insurance policies I cannot do it legitamatly as im only 22.

If I keep taking out policies and cancelling them can they blacklist me or something ?

Im not doing anything illegal ....

tom2019

Original Poster:

770 posts

210 months

Thursday 27th January 2011
quotequote all
NO ONE KNOW ?

citizen_smith

286 posts

200 months

Thursday 27th January 2011
quotequote all
you'll have to pay an admin fee every time you cancel, usually around £20!

tom2019

Original Poster:

770 posts

210 months

Thursday 27th January 2011
quotequote all
citizen_smith said:
you'll have to pay an admin fee every time you cancel, usually around £20!
Still will work out alot cheaper though.

plg

4,106 posts

225 months

Thursday 27th January 2011
quotequote all
tom2019 said:
NO ONE KNOW ?
Blimey, you only gave the might of PH 6 minutes... play nicely...

Insurers share policy holder details (I think cancellations are shared in particular), so if you did it many times, they might ask questions.

As you are over 21, have you considered a specialist policy like: http://www.dayinsure.com/carInsurance.aspx

Up to a month at a time, no cancellation fee.

marshalla

15,902 posts

216 months

Thursday 27th January 2011
quotequote all
tom2019 said:
Im not doing anything illegal ....
Yet.

You need to know about this though : http://www.pistonheads.com/gassing/topic.asp?h=0&a...

As of 4th Feb. any vehicle which is not declared SORN MUST be insured.

carmonk

7,910 posts

202 months

Thursday 27th January 2011
quotequote all
You're impatient. Six minutes too much for you? You'll lose money, both in admin and for some, non-pro-rata refunds, and insurance companies then may well decline you service.

plg

4,106 posts

225 months

Thursday 27th January 2011
quotequote all

tom2019

Original Poster:

770 posts

210 months

Thursday 27th January 2011
quotequote all
marshalla said:
Yet.

You need to know about this though : http://www.pistonheads.com/gassing/topic.asp?h=0&a...

As of 4th Feb. any vehicle which is not declared SORN MUST be insured.
Damn that sucks whats the point in this? Becasue poeple who drive without insurance really care about tax..

plg

4,106 posts

225 months

Thursday 27th January 2011
quotequote all
The OP waited a whole eight minutes in one of his previous posts:

http://www.pistonheads.co.uk/gassing/topic.asp?h=0...

Deva Link

26,934 posts

260 months

Thursday 27th January 2011
quotequote all
tom2019 said:
NO ONE KNOW ?
weeping I feel like we've failed.

tom2019

Original Poster:

770 posts

210 months

Thursday 27th January 2011
quotequote all
plg said:
Yep I did thanks did it myself in the end panels comming back off tommorow for painting. Had to get a new slam panel which i was not expecting but it all looks flush. thanks for asking

tom2019

Original Poster:

770 posts

210 months

Thursday 27th January 2011
quotequote all
plg said:
The OP waited a whole eight minutes in one of his previous posts:

http://www.pistonheads.co.uk/gassing/topic.asp?h=0...
Lol sorry im used to posting in a bigger forum with instant responses smile

plg

4,106 posts

225 months

Thursday 27th January 2011
quotequote all
Another (legit) alternative - does anyone else in your household need access to it?

If it genuinely was occasional use, could a relative insure it under their name - might be cheaper than the occasional use/cancellations. And if you kept a log, you should be able to prove against fronting?

Petrolhead_Rich

4,659 posts

207 months

Thursday 27th January 2011
quotequote all
Won't blacklist you, but might be worth looking at one day insurance instead of a full policy?

marshalla

15,902 posts

216 months

Thursday 27th January 2011
quotequote all
AHEM!

marshalla said:
You need to know about this though : http://www.pistonheads.com/gassing/topic.asp?h=0&a...

As of 4th Feb. any vehicle which is not declared SORN MUST be insured.
Day insurance won't work any more, unless there's another policy in place.

bobr

1,031 posts

179 months

Thursday 27th January 2011
quotequote all
tom2019 said:
Lol sorry im used to posting in a bigger forum with instant responses smile
You do know that this is the biggest motoring forum in the UK?

tom2019

Original Poster:

770 posts

210 months

Thursday 27th January 2011
quotequote all
bobr said:
You do know that this is the biggest motoring forum in the UK?
Really?

The forum i post on though is one of the biggest period.

bobr

1,031 posts

179 months

Thursday 27th January 2011
quotequote all
tom2019 said:
Really?

The forum i post on though is one of the biggest period.
Does it last 52 days or something, rather than the usual 28 days?


H_Kan

4,942 posts

214 months

Thursday 27th January 2011
quotequote all
Go on then, which forum do you post on?