Hi Armco - How much is this going to cost me?
Discussion
Had a great drive out with the PHEA crew yesterday, 200 miles around Norfolk, only to be spoilt bit hiting the Armco barrier within a few miles of home. 
- 
I suspect there was diesel on the road but it may have been 'operator error'.
The impact happened at about 40mph and 45 degrees. I'm pretty sure there's no serious damage but it does need a new corner, front wheel and front/side respray.
I've sent some pictures to a trusted body repair shop and their initial estimate is £2000 to £3000 subject to inspection,(which is due wednesday evening).
So my question is: if I claim through my insurance, how much will it actually cost me?
My Excess: - £550
Increased premiums ? (I currently pay £450 pa)
Effect of claim on future value: ?
Hassle: - say 10 hours = £500?
If there are any mods watching, please would you change the title to Hit Armco (unless of course that contravenes some cruelty to Armco policy!)
- I suspect there was diesel on the road but it may have been 'operator error'.The impact happened at about 40mph and 45 degrees. I'm pretty sure there's no serious damage but it does need a new corner, front wheel and front/side respray.
I've sent some pictures to a trusted body repair shop and their initial estimate is £2000 to £3000 subject to inspection,(which is due wednesday evening).
So my question is: if I claim through my insurance, how much will it actually cost me?
My Excess: - £550
Increased premiums ? (I currently pay £450 pa)
Effect of claim on future value: ?
Hassle: - say 10 hours = £500?
If there are any mods watching, please would you change the title to Hit Armco (unless of course that contravenes some cruelty to Armco policy!)
Edited by Wicker Man on Monday 31st January 18:48
No idea about repair costs I'm afraid, but you may want to check out this thread: http://www.pistonheads.com/gassing/topic.asp?h=0&a...
If the authorities find out who hit their barrier, they will pursue you / your insurer for repair costs.
If the authorities find out who hit their barrier, they will pursue you / your insurer for repair costs.
Number 7 said:
No idea about repair costs I'm afraid, but you may want to check out this thread: http://www.pistonheads.com/gassing/topic.asp?h=0&a...
If the authorities find out who hit their barrier, they will pursue you / your insurer for repair costs.
Who said he damaged the armco?If the authorities find out who hit their barrier, they will pursue you / your insurer for repair costs.
Did something similar to my G33 October 2009. It needed new offside front suspension, steering rack, wheel, tyre, it was scraped across the whole bonnet (wire type barrier) and down one side to the back of the door. It cost about £7k with me obtaining use parts from a car that had been written off through being rear ended. (the parts were suspension etc and rack and cost £350). So the bulk of the cost was paint, GRP repairs and labour.
The paint was difficult to do, so they ended up stripping the whole car back to the base coat, re coating, flattening and re painting. The car was gone for 3 months (it came back twice but there were electical problems where they had disturbed the wiring)
Oh and my insurers had to pay £1300 for barrier repairs!
In my case I was doing 40mph in a straight line along a dc on a damp day, having just exited a roundabout and the car just spun, it felt like something broke at the back, but it was all fine. Still don't know the real cause (and I was being very cautious with the throttle its why I was only doing 40mph)
The paint was difficult to do, so they ended up stripping the whole car back to the base coat, re coating, flattening and re painting. The car was gone for 3 months (it came back twice but there were electical problems where they had disturbed the wiring)
Oh and my insurers had to pay £1300 for barrier repairs!
In my case I was doing 40mph in a straight line along a dc on a damp day, having just exited a roundabout and the car just spun, it felt like something broke at the back, but it was all fine. Still don't know the real cause (and I was being very cautious with the throttle its why I was only doing 40mph)
Edited by blueg33 on Monday 31st January 15:51
I did very similar damage to my Cerb in early December
http://pistonheads.co.uk/xforums/topic.asp?h=0&...
and the costs of repairs for that were; £1000 for a secondhand bonnet and front quarter (inc delivery), another £100ish for new headlamps/indicators and bits for fitting them and then £3800 to have the old broken bits chopped off, new bits glassed in and then a 3/4 respray.
Best part of £6k, I guess.
HTH
http://pistonheads.co.uk/xforums/topic.asp?h=0&...
and the costs of repairs for that were; £1000 for a secondhand bonnet and front quarter (inc delivery), another £100ish for new headlamps/indicators and bits for fitting them and then £3800 to have the old broken bits chopped off, new bits glassed in and then a 3/4 respray.
Best part of £6k, I guess.
HTH
Wicker Man said:
I don't think my shunt was as big as that, the airbags didn't even deploy!
My airbags didn't deploy either. The damage to the GRP on mine looked minimal in fact apart from surface damage to the paint caused by the wire it looked less than yours although I had contact at a couple of points. Biggest damage was shatterred up right. But the problems with the paint meant that the car came back fully resprayed and looking newWicker Man said:
Had a great drive out with the PHEA crew yesterday, 200 miles around Norfolk, only to be spoilt bit hiting the Armco barrier within a few miles of home. - I suspect there was diesel on the road but it may have been 'operator error'.
Ouch! - I suspect there was diesel on the road but it may have been 'operator error'.Hope you get her fixed up soon. TVRs do bite from time to time unfortunately.
Well the good news is that although my excess is £550, I've got protected no claims so that should be the total cost to me, unless I go for Cerbera headlamp conversion and a colour change to Chromaflair blue/purple...
Dropped the car off at my prefered menders yesterday and hopefully Mr Assessor will give the go ahead tomorrow.
Dropped the car off at my prefered menders yesterday and hopefully Mr Assessor will give the go ahead tomorrow.
Number 7 said:
No idea about repair costs I'm afraid, but you may want to check out this thread: http://www.pistonheads.com/gassing/topic.asp?h=0&a...
If the authorities find out who hit their barrier, they will pursue you / your insurer for repair costs.
Think you better go back and collect your number plate then.If the authorities find out who hit their barrier, they will pursue you / your insurer for repair costs.
On a serious note, very sorry to hear about your accident. Hope it's not too bad and you will be ready to go again for summer.
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