6k car for 18 year old
Discussion
I am looking for a new car and have a budget of £6000
I am 18 so obviously insurance will be a factor,
I dont really like classic cars but would love a convertible, but not sure about the insurance side of this?
so what car should i get?
Also, sorry if this is in the wrong place it's my first post
I am 18 so obviously insurance will be a factor,
I dont really like classic cars but would love a convertible, but not sure about the insurance side of this?
so what car should i get?
Also, sorry if this is in the wrong place it's my first post
Get a little eurobox (106 that kind of thing) for 400quid and save the rest for a few years when you can afford to insure something interesting. I know its not the most exciting answer but anything that is insurable at 18 wont be that special so might as well save until you can insure something that is.
morrellski said:
Get a little eurobox (106 that kind of thing) for 400quid and save the rest for a few years when you can afford to insure something interesting. I know its not the most exciting answer but anything that is insurable at 18 wont be that special so might as well save until you can insure something that is.
This. You'll feel like a right wally if you spend all your money running something vaguely interesting now and can't afford something properly exciting in a few years time as a result.I'm 19 at the moment, my first car at 17 cost £2.8k and I still felt I had spent too much after I'd bought it. Yes it was a nice car, but not only did it cost me more, I am bored of it now and finding an 'upgrade' for the next car is much harder too. Start with a crappy car then the motoring world is your oyster.
Hence why I've 'downgraded' to a car worth £1.5k .
Hence why I've 'downgraded' to a car worth £1.5k .
Haytch said:
Usual PH response but MX-5, I have a feeling you may need the rest for the insurance. I get quotes of around 4k for a 1.6 '5 and I'm 18.
We have an MX-5 that my 18yo son can have, but can’t get the insurance for anything like that, I think the cheapest so far is around 8k. Where have you found it for 4K?The cheapest quote for the most boring eurobox is 4K, so he expects to take that route eventually unless the MX-5 can be insured for less.
Desk20 said:
We have an MX-5 that my 18yo son can have, but can’t get the insurance for anything like that, I think the cheapest so far is around 8k. Where have you found it for 4K?
The cheapest quote for the most boring eurobox is 4K, so he expects to take that route eventually unless the MX-5 can be insured for less.
Try Admiral. I could get a £2k quote on a 1.6 MX-5 last year (probably gone up this year with same details) 18, licence held for a year, 0 NCB, parents as named drivers etc.The cheapest quote for the most boring eurobox is 4K, so he expects to take that route eventually unless the MX-5 can be insured for less.
If I had £6k to blow I'd only want to spend about half of that tops, save the rest for when I don't have to spend £1500+ on insurance!
JonRB said:
£6000???!!! Jesus Christ.. my first car was a banger on third party insurance.
You'll probably spend as much as that on insurance, so why not get something cheaper? You'll probably crash it within the first 6 months anyway.
Im 32 and STILL haven't ever spent over £6000 on one car! the youth of today. You'll probably spend as much as that on insurance, so why not get something cheaper? You'll probably crash it within the first 6 months anyway.
Desk20 said:
We have an MX-5 that my 18yo son can have, but can’t get the insurance for anything like that, I think the cheapest so far is around 8k. Where have you found it for 4K?
The cheapest quote for the most boring eurobox is 4K, so he expects to take that route eventually unless the MX-5 can be insured for less.
Endsleigh and Quinn are the cheapest I've seen. Also if you have 2 or 3 cars in your household put them all on a multicar policy with Admiral and see if that works out cheaper overall.The cheapest quote for the most boring eurobox is 4K, so he expects to take that route eventually unless the MX-5 can be insured for less.
morrellski said:
Get a little eurobox (106 that kind of thing) for 400quid and save the rest for a few years when you can afford to insure something interesting. I know its not the most exciting answer but anything that is insurable at 18 wont be that special so might as well save until you can insure something that is.
Ok, lets just imagine for a minute that he wants to spend the whole £6k on the car.Do you remember when you were 18? Would you buy a £400 car when you could have a £4k+ car?
OP - You may struggle getting insurance at a decent price for any convertible and I would rather have a coupe than an Astra soft top. they are pretty mingin'.
A few suggestions below
Panda 100 hp
http://www.pistonheads.com/sales/2426762.htm
Grande Punto
http://www.pistonheads.com/sales/2419408.htm
Ibiza Sport
http://www.pistonheads.com/sales/1918761.htm
You'd have to be pretty dim to spend £6k at 18 TBH. Sure, it's your money (presumably!) and you can do what ever you want, but i'd strongly advise against it.
You will get bored of it fairly quickly and end up taking a big hit on it when you sell - not something you want to be experiencing at a young age!
As said, you could crash it and could render you uninsurable for years if you make a big claim.
There are plenty of very good cars these days for much less than £3k nevermind £6k!
If i were you i'd buy something like an old Merc 190E for under a £1k and see what the insurance will be you might be surprised.
Otherwise just pick up the usual first time fodder for £500 - 106/Fiesta/Saxo etc.
Trust me.
You will get bored of it fairly quickly and end up taking a big hit on it when you sell - not something you want to be experiencing at a young age!
As said, you could crash it and could render you uninsurable for years if you make a big claim.
There are plenty of very good cars these days for much less than £3k nevermind £6k!
If i were you i'd buy something like an old Merc 190E for under a £1k and see what the insurance will be you might be surprised.
Otherwise just pick up the usual first time fodder for £500 - 106/Fiesta/Saxo etc.
Trust me.
twazzock said:
Try Admiral. I could get a £2k quote on a 1.6 MX-5 last year (probably gone up this year with same details) 18, licence held for a year, 0 NCB, parents as named drivers etc.
If I had £6k to blow I'd only want to spend about half of that tops, save the rest for when I don't have to spend £1500+ on insurance!
Thanks Twazzock; I’ll get him to give admiral a try, but he has been on the case for a while, so probably already tried them.If I had £6k to blow I'd only want to spend about half of that tops, save the rest for when I don't have to spend £1500+ on insurance!
Before he passed his test last year he was getting quotes of £1500 to £2000 (quotes were for when he had a full licence). Unfortunately premiums shot up just before he passed, suddenly he was faced with the 4k minimum.
The MX-5 only becomes possible because he won’t have to pay for the car in the first place, so can offset some of the insurance cost.
Haytch said:
Endsleigh and Quinn are the cheapest I've seen. Also if you have 2 or 3 cars in your household put them all on a multicar policy with Admiral and see if that works out cheaper overall.
Thanks, we do have several other cars, but they are on classic policies, so not really suitable for multi car deals.E.g. MGB V8 - £100 and MG Midget with loads of mods £150 to insure.
But its worth going round the same companies again I suppose, you never know, things may have improved in the last few months.

Desk20 said:
Thanks, we do have several other cars, but they are on classic policies, so not really suitable for multi car deals.
E.g. MGB V8 - £100 and MG Midget with loads of mods £150 to insure.
But its worth going round the same companies again I suppose, you never know, things may have improved in the last few months.
On convertibles... When i was 19 (may have been just 20) i had a BMW E30 318 Convertible as my only car, iirc i was paying 500 a year third party, but prices have gone mental since then E.g. MGB V8 - £100 and MG Midget with loads of mods £150 to insure.
But its worth going round the same companies again I suppose, you never know, things may have improved in the last few months.


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