mortgage life assurance
Discussion
Does anyone know if I'll need this in place before the halifax will release the mortgage? we've already been approved for one and the house purchase is almost complete but the halifax mortgage guy seems to want to sell me life assurance as well and makes it sound like they wont rellease the money till we have his life assurance in place.
I'm reluctant to use him as he's slimey and I guess we'll get a better deal from another source. Any advice will be much appreciated.
I'm reluctant to use him as he's slimey and I guess we'll get a better deal from another source. Any advice will be much appreciated.
Look on the offer document, it'll tell you that life assurance is not a condition of the mortgage.
The only condition is building insurance.If you don't want life assurance you need not have it.
Obviously some sort of protection is a good idea, but its your choice to make.
He is trying to sell you a product to boost his numbers.
Of course if you'd like some life assurance, I'd be more than happy to oblige.
BTW he should be deeply in the s
t if he continues with a "you must take our insurance" line, particularly if he threatens you with withholding funds (which he can't he's a poxy salesman, not the chief underwriter.)
The only condition is building insurance.If you don't want life assurance you need not have it.
Obviously some sort of protection is a good idea, but its your choice to make.
He is trying to sell you a product to boost his numbers.
Of course if you'd like some life assurance, I'd be more than happy to oblige.
BTW he should be deeply in the s
t if he continues with a "you must take our insurance" line, particularly if he threatens you with withholding funds (which he can't he's a poxy salesman, not the chief underwriter.)Edited by scotal on Friday 4th March 16:35
scotal said:
Look on the offer document, it'll tell you that life assurance is not a condition of the mortgage.
The only condition is building insurance.If you don't want life assurance you need not have it.
Obviously some sort of protection is a good idea, but its your choice to make.
He is trying to sell you a product to boost his numbers.
Of course if you'd like some life assurance, I'd be more than happy to oblige.
BTW he should be deeply in the st if he continues with a "you must take our insurance" line, particularly if he threatens you with withholding funds (which he can't he's a poxy salesman, not the chief underwriter.)
This is just what I thought, many thanks. The only condition is building insurance.If you don't want life assurance you need not have it.
Obviously some sort of protection is a good idea, but its your choice to make.
He is trying to sell you a product to boost his numbers.
Of course if you'd like some life assurance, I'd be more than happy to oblige.
BTW he should be deeply in the s
t if he continues with a "you must take our insurance" line, particularly if he threatens you with withholding funds (which he can't he's a poxy salesman, not the chief underwriter.)Edited by scotal on Friday 4th March 16:35
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