out of date no claims bonus ?

[dave tvr]

after selling the tvr i went on the wifes insurance for a while, i had seven years ncb on the cerb. that policy ended 29/07/08. now just went to get insurance on a new car for me to discover this whole thing of ncb expireing after 2 years !!! never knew anything about it? adrian flux's website say it can help. does anyone know anything about this or any insurance companys thay will acept this ? thanks.

[havoc]

AFAIK you're stuffed.

Some companies will give you an intro NCB-like discount because of it, but that's it.

[ambuletz]

as said, nothing you can do really. Pretty much industry standard that insurers only count NCB for up to 2years. Sucks I know. How much of a difference would your quote be if you had 7years NCB on the policy?

[Ozzie Osmond]

havoc said:

AFAIK you're stuffed. Some companies will give you an intro NCB-like discount because of it, but that's it.

^^^^ This. And you're in with a chance of talking them into a decent discount if you have a clean driving record and the use of another car as well.

[wibble cb]

I found this, but went back to my last insurance company, they agreed to reinstate it if I insured through them, I did this, then moved a year later with my NCB back where it was before.

[V12PJN]

Some Insurance Companies will accept No Claims Bonus up to 3 years old if there is a good reason why you haven't had Insurance in your name. I think you fall into this category. Contact a decent Insurance broker and they should be able to sort something out for you.

[jkh112]

Just been through the same. Aviva have accepted my ncb which is 2 1/2 years old. Ring round as some insurers will accept it.

Edited by jkh112 on Sunday 20th March 18:59

[dave tvr]

cheers all, looks like there may be some hope and alot of time on the phone tomorrow !!

[dave tvr]

wibble cb said:

I found this, but went back to my last insurance company, they agreed to reinstate it if I insured through them, I did this, then moved a year later with my NCB back where it was before.

yes i've heard that insurers will do this this, unfortunatley the cerb was insured with hagerty classic car insurance , and i dont think they'll insure a bmw touring !

[bimsb6]

i bought an alfa 146 last year for this exact reason .

[dave tvr]

dave tvr said:

cheers all, looks like there may be some hope and alot of time on the phone tomorrow !!

adrian flux will do it up to 3 years and aparantly aviva insurance will do it up to 5 years but still to check on that. and they both charge for the pleasure i'm sure. think i need a dirt cheap car to insure and not look like an idiot driving it ! any suggestions?

[tomtom]

dave tvr said:

adrian flux will do it up to 3 years and aparantly aviva insurance will do it up to 5 years but still to check on that. and they both charge for the pleasure i'm sure. think i need a dirt cheap car to insure and not look like an idiot driving it ! any suggestions?

W124 Merc.

[55allgold]

Asking via a broker might be useful. I did this when I came back from working overseas and found myself in the same situation.

[redstu]

My wife now has 3 yes ncb despite only having taken out her first ever policy last September, this is because admiral will mirror the ncb for a named driver.
Maybe your wides insurer will do this for you?