Are you a 17 year old driver if so what's your insurance?!
Are you a 17 year old driver if so what's your insurance?!
Author
Discussion

PetrolHead11

Original Poster:

26 posts

187 months

Saturday 26th March 2011
quotequote all
Hi everyone. Now listen. My driving test is on monday. There is a very high chance i pass and my instructor is curtain i will. This being the case i need to know what you other 17 year old drivers are paying for your car insurance and what car it is? Im getting rediculous quotes of £5,000 plus! I am not sure why this is but could you help me with my comfusion. Thanks.

TAHodgson

875 posts

200 months

Saturday 26th March 2011
quotequote all
Get a VW Jetta (Like a MK2 golf saloon) Mate of mine, (17, own policy [no fronting] not in a particularly brilliant postcode) Bought one for £550 and is paying £900 per year for Third party fire and theft insurance. Which is SERIOUSLY cheap for someone of our age!

PetrolHead11

Original Poster:

26 posts

187 months

Saturday 26th March 2011
quotequote all
TAHodgson said:
Get a VW Jetta (Like a MK2 golf saloon) Mate of mine, (17, own policy [no fronting] not in a particularly brilliant postcode) Bought one for £550 and is paying £900 per year for Third party fire and theft insurance. Which is SERIOUSLY cheap for someone of our age!
Thanks man. Will look into it. Any other people feel free to give me your ideas anything will help! xD!

standfree93

3,001 posts

216 months

Saturday 26th March 2011
quotequote all
I'm 18, passed July last year.
I'm with Aviva, and am around £2000 for insurance. eek


ETA; Good luck with your test. thumbup

PetrolHead11

Original Poster:

26 posts

187 months

Saturday 26th March 2011
quotequote all
standfree93 said:
I'm 18, passed July last year.
I'm with Aviva, and am around £2000 for insurance. eek


ETA; Good luck with your test. thumbup
Thanks. Wow your 18 and have almost been driving for a year and you rinsurance is still around £2000. I have no hope! =[ lol. Thanks mate!

peeves

390 posts

192 months

Saturday 26th March 2011
quotequote all
Lie, lie and lie some more.lol.

Seriously, you are not going to get any cheap quotes on any car. It's something we have to endure for a few years unfortunately!

JeS10

375 posts

195 months

Saturday 26th March 2011
quotequote all
2.3 Low Pressure Turbo SAAB 9-5, 1997. Big, averagely quick barge. Cost £800. Insurance £1500 TPF&T. That was without lying, and in my name. Mother and Sister on policy too. That was when I was 18, just passed test. Don't think that year differences make a huge difference? Good luck, look at left field choices! Volvo 340 par example smile

Spedz

304 posts

198 months

Saturday 26th March 2011
quotequote all
I had a Skoda Fabia 1.4 for £1k when I passed.. Insurance was £1400 TPF&T iirc
Now I'm 18, have a 1.6 SportKa for £1050 fully comp.
Insurance seems to be very hit and miss, and highly dependant on car.. No alternative but to suck it up :/

The_Burg

4,853 posts

243 months

Saturday 26th March 2011
quotequote all
PetrolHead11 said:
Hi everyone. Now listen. My driving test is on monday. There is a very high chance i pass and my instructor is curtain i will. This being the case i need to know what you other 17 year old drivers are paying for your car insurance and what car it is? Im getting rediculous quotes of £5,000 plus! I am not sure why this is but could you help me with my comfusion. Thanks.
I believe you get a 87% discount for posting in English.


Otherwise, yes just passed insurance is crazy. On L plates it's much cheaper. Fail for the win!

Baryonyx

18,281 posts

188 months

Saturday 26th March 2011
quotequote all
PetrolHead11 said:
Hi everyone. Now listen. My driving test is on monday. There is a very high chance i pass and my instructor is curtain i will.
Well, if he's curtain then I guess you're a safe bet.

ammaco

14 posts

194 months

Saturday 26th March 2011
quotequote all
When I was 17 two years ago I bought a 1994 Skoda Favorit for £75 and insurance was £425 for the year with my step dad as a named driver on the policy.

Look for a car that not many teenagers have and put other family members as named drivers.

Also occupation seems to affect quotes by a few hundred £. Students/unemployed being much more expensive.

PetrolHead11

Original Poster:

26 posts

187 months

Saturday 26th March 2011
quotequote all
Baryonyx said:
Well, if he's curtain then I guess you're a safe bet.
How did you just help me in any way? Please people, leave out the sarcasm yeah. Don't post if you got nothing good to say.

Papa Hotel

12,760 posts

211 months

Saturday 26th March 2011
quotequote all
PetrolHead11 said:
Hi everyone. Now listen. My driving test is on monday. There is a very high chance i pass and my instructor is curtain i will.
Hi buddy.

Listen? Who the fk are you talking to?

Monday? Good luck.

Cocky st. Good luck anyway, I'm curtain you'll get the result you deserve.

flakeypaul

436 posts

219 months

Saturday 26th March 2011
quotequote all
PetrolHead11 said:
How did you just help me in any way? Please people, leave out the sarcasm yeah. Don't post if you got nothing good to say.
Bad grammar on this site will get you smirked at. It's just in jest (mostly). Mouthing off at people smirking at your bad grammar will get you ridiculed.

I always found adding my mother as a named driver brought it down. Also drive something st that 'boy racers' don't drive for a couple of years which will give you a no claims discount that is worth its weight in gold. DO NOT FIT AFTERMARKET ALLOYS biggrin

I'm 31, drive a 7 seat diesel, have a clean license, mortgage, kids, 10 years no claims and I stll pay nigh on £400. Welcome to the joys of motoring my friend - hope you have some anal lube and good career prospects wink

R3v 1

623 posts

212 months

Saturday 26th March 2011
quotequote all
Buy something alittle 'Unusual' for your age group. Avoid Saxos etc like the plague.

Try Admiral for your insurance aswell, I have been with them since I was 18 and only ever paid over £1000 on my Rover 220 Turbo and my Alfa V6.

Thin White Duke

2,422 posts

189 months

Saturday 26th March 2011
quotequote all
PetrolHead11 said:
Hi everyone. Now listen. My driving test is on monday. There is a very high chance i pass and my instructor is curtain i will. This being the case i need to know what you other 17 year old drivers are paying for your car insurance and what car it is? Im getting rediculous quotes of £5,000 plus! I am not sure why this is but could you help me with my comfusion. Thanks.
Tell your instructor to pull himself together!

I find this forum the worst for people mocking bad grammer I mean grammar smile




grgrgray

790 posts

197 months

Saturday 26th March 2011
quotequote all
Thin White Duke said:
Tell your instructor to pull himself together!
I just spat my wine out reading this - classic.

mkopc

1,998 posts

231 months

Saturday 26th March 2011
quotequote all
PetrolHead11 said:
Hi everyone. Now listen.
I stopped reading your post at that point.

Manners cost nothing.


Norbury90

6,919 posts

235 months

Saturday 26th March 2011
quotequote all
Looking forward to the 'my car drove itself into a ditch and it wasn't my fault' post in a few weeks. It won't be the insurance you get when you pass your test that will hurt, it will be the increase once you have put your car through a wall and claimed on it.

I passed my test in 2008. I haven't driven since, I can't afford it.

CarfanTN94

2,401 posts

187 months

Saturday 26th March 2011
quotequote all
My mate just got his first car, Seicento Sporting, '99, bought it for £650 and is paying £1200 for 3rd party