young people's car insurance
young people's car insurance
TOPIC CLOSED
TOPIC CLOSED
Author
Discussion

reggaee

Original Poster:

11 posts

186 months

Tuesday 5th April 2011
quotequote all
Personally I think it's shocking some of the quotes I've been getting to drive a 1.6 BMW 15 years old for my first car, yes I know that it's a BMW and it's a 1.6, but honestly around £8,500 for a 300 pound car?
No wonder alot of 17-21 year olds don't bother insuring their car, its cheaper not too, police complain about young drivers not being insured but if they had insurance at a suitable price which people can afford then you would be able to insure a car.

another example is maybe because it is a BMW and my first car then the price is this steep, but for even a 1.2 fiesta or punto your still looking at nearly £2000 can be more than triple the value of the car.

rant over, probably going to get abit of abuse from this post but there you go.

ZOLLAR

19,920 posts

202 months

Tuesday 5th April 2011
quotequote all
reggaee said:
Personally I think it's shocking some of the quotes I've been getting to drive a 1.6 BMW 15 years old for my first car, yes I know that it's a BMW and it's a 1.6, but honestly around £8,500 for a 300 pound car?
No wonder alot of 17-21 year olds don't bother insuring their car, its cheaper not too, police complain about young drivers not being insured but if they had insurance at a suitable price which people can afford then you would be able to insure a car.

another example is maybe because it is a BMW and my first car then the price is this steep, but for even a 1.2 fiesta or punto your still looking at nearly £2000 can be more than triple the value of the car.

rant over, probably going to get abit of abuse from this post but there you go.
A £300 car that can still cause millions of pounds worth of injury claims..

cocopop

1,300 posts

234 months

Tuesday 5th April 2011
quotequote all
Where have the police complained about young drivers driving uninsured.

As a young driver I wouldn't ever 'not bother' with insurance. Aside from being illegal it's just bloody selfish.

If I couldn't afford the insurance, I wouldn't buy the car.

Is no one else getting sick of insurance threads?

matt3001

1,999 posts

226 months

Tuesday 5th April 2011
quotequote all
ZOLLAR said:
A £300 car that can still cause millions of pounds worth of injury claims..
Agreed.

Disco You

3,748 posts

209 months

Tuesday 5th April 2011
quotequote all
You're not trying hard enough. Actually call insurance companies and brokers and ask for a quote, £8500 is a "we don't want to insure you" quote.

fitzy66

16 posts

187 months

Tuesday 5th April 2011
quotequote all
We all know insurance is expensive - so why would you go and get a car you know will be even more expensive? I understand your principle that sometimes young people are paying more insurance than the value of the car, but theres a reason for that. You should at least play the game - get a couple of years no claims behind you then try for bigger boys cars!

ZZGB

33 posts

186 months

Tuesday 5th April 2011
quotequote all
I'm glad it's high for young drivers to be brutally honest. I'm not saying you personally are dangerous on the roads, but - and i'm sure there will be some accurate statistic - too many simply think they own the road. At least if it's high most will cherish their right to drive, as at the end of the day driving a car isn't a right. My rant over. HTH.

ZesPak

26,094 posts

225 months

Tuesday 5th April 2011
quotequote all
ZOLLAR said:
A £300 car that can still cause millions of pounds worth of injury claims..
yes just look at the vid of the young girl in the corsa.

kiethton

14,645 posts

209 months

Tuesday 5th April 2011
quotequote all
If you can't afford the insurance don't drive. Its that easy TBH.

Whats next? "I can't afford petrol so i borrowed some?"

If its really expensive why not get a motorbike/bus/walk and save the car until such a time that you can afford it or even shop around like most people do a pick a car thats cheaper to insure? Driving is a privilege and not a right, your insurance is so high due to the risk you carry.

I am not bitter, i've had to put up with the insurance costs in the 4 years i've been driving (i payed more for my 1.1 206 at 17 than i do for my 335i at 21) and am rather fed up of these types of posts - cant afford it, get a bus.

reggaee

Original Poster:

11 posts

186 months

Tuesday 5th April 2011
quotequote all
I've always got the bus to work since I was 16 but there not very reliable where I live, and alot of the older generation say that the crashes on the roads are mainly young drivers not been able to hand the poor perfomance cars, which I don't believe is the case at all. People put the blame on young drivers and then rant about it when they die, but if they could afford insurance alot easier then they would be able to buy a car with more safety features than a 300 pound piece of metal.

and not to be too blunt but if you have had enough of young peoples car insurance posts then don't click on them and reply.

It takes alot of money and time to be able to afford car insurance and a car, and I'm not lucky enough as people out there who's mummy and daddy's fork out 3 grand on a new car

ZOLLAR

19,920 posts

202 months

Tuesday 5th April 2011
quotequote all
reggaee said:
I've always got the bus to work since I was 16 but there not very reliable where I live, and alot of the older generation say that the crashes on the roads are mainly young drivers not been able to hand the poor perfomance cars, which I don't believe is the case at all. People put the blame on young drivers and then rant about it when they die, but if they could afford insurance alot easier then they would be able to buy a car with more safety features than a 300 pound piece of metal.

and not to be too blunt but if you have had enough of young peoples car insurance posts then don't click on them and reply.

It takes alot of money and time to be able to afford car insurance and a car, and I'm not lucky enough as people out there who's mummy and daddy's fork out 3 grand on a new car
As far as I'm aware there arn't any cars with safety devices that protect you from being an idiot in a car. (not aimed at you op)

reggaee

Original Poster:

11 posts

186 months

Tuesday 5th April 2011
quotequote all
But there are safety features that help to prevent you from breaking every bone in your body at 70mph

wombat172a

1,458 posts

212 months

Tuesday 5th April 2011
quotequote all
reggaee said:
But there are safety features that help to prevent you from breaking every bone in your body at 70mph
Who pays for your time in hospital? Third-party insurance cover or the NHS? I'm not quite sure you understand the purpose of insurance.

Garlick

40,601 posts

269 months

TOPIC CLOSED
TOPIC CLOSED