Insurance prices - massive variations

[birdistheword]

Just had a few quotes from various insurers for my 1994 chim 4.0. Found the best to be A plan by £90, then Mannings and Lancaster (with negotiation). However i found that Classicline "we will beat any quote" DONT seem at all interested and DO NOT beat any quote. just thought i'd let you know

[.Mark]

I imagine Classicline will beat a quote on their terms. They have tight caveats, such as garaged, 2nd car etc. I found them very competitive.

[birdistheword]

Unsure what specific caveats they have but all quotes where based on garaged, 2nd car and limited milage, breakdown cover etc.....

[dbv8]

Garaged, yes
2nd car, yes
limited mileage, yes

reminds me of Trevor and Simon
WE DONT DO NITROUS!

Edited by dbv8 on Thursday 21st April 12:31

[SILICONE KID]

Just phoned A plan ,they can`t touch modified cars but he did say if its a standard car and 15 years old the qoute came out at £150..

[neal1980]

Just insured my Twin Turbo Chimaera, im 31 for £305.00

Seems turbo conversion is a standard modification for most companies so only attracts a small loading to the premium. How that works I will never know but Modified wheels, brakes, suspension all declared too.

When I enquired about a supercharger it was much more as there wasnt that box readily avilable for that

Premium before was around £250.00

Neal

[SILICONE KID]

What insurance company is that and does it cover track days..Ive just paid £350 includes track days ,breakdown cover and all the modifacations.I can down grade the insurance in the winter to third party and accidental damage and i would get about £100 discount when i re insure the car.. Its not turned out to bad only £25 more than RH with no track day cover..

[.Mark]

birdistheword said:

Unsure what specific caveats they have but all quotes where based on garaged, 2nd car and limited milage, breakdown cover etc.....

Ok, interesting. My phone around time is coming up so will try all mentioned