Bloody mortgage companies
Bloody mortgage companies
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Discussion

bigdods

Original Poster:

7,175 posts

243 months

Wednesday 27th April 2011
quotequote all
My fixed deal runs out next month. So they offer me a preferential rate thats 1% over the rate available to new borrowers. Fees are the same for both products. Just spent 20 minutes on the phone to the building society with them telling me that paying 1% more was in fact better for me.

Lower rates only available to new customers.

SO now I have to change my mortgage to another lender which is a pain in the butt.

grrrrr

andy400

10,933 posts

247 months

Wednesday 27th April 2011
quotequote all
Agreed. wkers.

Unfortunately, mere mortals like you and I, who are without the cash to buy outright, must deal with these buggers and their associated parasites.

Such is life.

bigdods

Original Poster:

7,175 posts

243 months

Wednesday 27th April 2011
quotequote all
what realy boiled my piss was them telling me that the extra 1% was what customers had asked for, and that they would prefer to charge less but that people wanted this higher rate.

Never heard so much bks in all my life.

On the bright side, it only took me 10 minutes to apply for and have approved my new deal which gives me a few grand cash back, reduces my payments by £30 a month and knocks a year off the term.

So a result in the end.

dave-therave

332 posts

193 months

Wednesday 27th April 2011
quotequote all
I'd change your mortgage provider, there are some out there that offer the same rates for all members smile

(I won't say who though as I work for them and it could be seen as advertising)

sday12

5,060 posts

227 months

Wednesday 27th April 2011
quotequote all
I love 'em.


Halifax gave me £5640 yesterday as the forgot to tell me there was a cap on their rates. Bonus!

SimonV8ster

12,785 posts

244 months

Wednesday 27th April 2011
quotequote all
dave-therave said:
I'd change your mortgage provider, there are some out there that offer the same rates for all members smile

(I won't say who though as I work for them and it could be seen as advertising)
I thought you take photos of girls in underwear ? (sometimes)

Countdown

44,946 posts

212 months

Wednesday 27th April 2011
quotequote all
SimonV8ster said:
dave-therave said:
I'd change your mortgage provider, there are some out there that offer the same rates for all members smile

(I won't say who though as I work for them and it could be seen as advertising)
I thought you take photos of girls in underwear ? (sometimes)
You mean you can get paid to do that ? Why didn't the careers adviser tell me this 20 years ago? frown