Insurance Question

[lewes]

I have a house that 10 years ago had a small subsidence claim against it, approx £1200 for all the building works.

The problem is that no other insurance company will quote for home insurance as there has been a payout, even though a small one. I can only renew with the original company.

Is there anyway that I could get the house inspected and then be able to use another insurance company or am I stuck ??

[Superstu]

Not at all. Google - home insurance previous subsidence claim- at least 6 different companies come up. Look for a specialist broker rather than a comparison site.

HTH

[37Flipper]

Aviva will quote if you can provide a full structural report dated within the last twelve months.

Obviously that could cost a fair bit of money so if you ring up and speak to an advisor they will go through it all with you and give you an unguaranteed price. It's up to you if you decide to get a report after that. Which would need to be seen by an Underwriter before they decide to accept the risk. (If there is no chance of a re-occurance it is very likely they will be happy to accept it)

This won't affect you, but, you'll find it very hard to get another company to quote you if the subsidence claim was less than five years ago.

Thanks

Flipper

[Flintstone]

£1200 ten years ago? What did they do, stick up thicker wallpaper?